There are a ton of credit repair service options out there competing for your business. So which one should you choose? Many credit repair services offer a bunch of extras that you don’t need and end up charging you for them, whether you want them or not. If you are just looking for basic credit repair services, don’t fall for the scam of paying for the extras. Pick a top credit repair service that only does credit repair, and does it well. So which services can do that? This is the best service that we found:

Sky Blue Credit Repair

Price: Sky Blue Credit Repair has the cheapest price and is one of the most trusted credit repair services around. Sky Blue charges an initial fee like most credit repair services, but Sky Blue’s is only $59, which is also the price for the monthly payment. Sky Blue says they can help you within six months, so you should be paying less than $400 for their services.

Features: Sky Blue Credit Repair gives you straightforward credit repair services, including fixing mistakes on your credit report, sending good faith letters to your lenders and looking for legal loopholes to get your credit score back to where it should be. They will keep you up to date on everything they are doing to help repair your credit.

Reputation: Sky Blue Credit Repair has one of the highest Better Business Bureau ratings that we saw for a credit repair service, with an “A+” score. The service is transparent in what they offer and has 20 years of experience in the credit repair industry.

Guarantee: The best part about Sky Blue Credit Repair is that is has a 100% 90-day guarantee that will give you a full refund if you are not satisfied. Doesn’t matter the reason, they will give you a refund within 90 days of when you sign up if you don’t think they have done their job. That’s a pretty strong feature to offer in the world of scammy credit repair services. Sign up for Sky Blue Credit Repair here or call (888) 534-1510 to talk to a live person. (Reader tip: Call between 9-5 M-F EST, press 2 at menu.)

Looking for an alternative? The Credit People also offers credit repair for only $59/month and also offers a discount on a lump-sum, 6-month contract. You can check out our The Credit People review here.