February 21, 2016

What Is the Cheapest Online Tax Service?

Written By Jack Ryder
Last updated January 30, 2019

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Reader Question: I want to do my taxes online but are TurboTax and H&R Block the cheapest? Is there another service that is cheap and easy to use?

Answer: First of all, yes, there are services that are cheap and easy to use. That being said, TurboTax and H&R Block are the most reliable and knowledgeable online tax services available. They are definitely worth the price you pay for them. TurboTax reviews your taxes with plans starting at $19.99 and going to $74.99, depending on how complicated your taxes are. H&R Block plans range from $16.99 to $42.49.


Also keep in mind that if you have a simple tax return, you can file your federal tax return for free regardless of which online service you use. The only money you will be spending will be on filing your state taxes, which can vary in price depending on what service you use. TurboTax state taxes are $36.99 per state, while H&R Block state plans start at $27.99.

Well, there are services that hit rock bottom when it comes to price, but they often aren’t very reliable or easy to use. If we are looking at the cheapest tax service that you can still feel comfortable doing your taxes with, we would recommend TaxAct. TaxAct only has one package (in addition to the free federal package) for more complex taxes, which is really cheap at $12.99, and gives you a lot of the same features that TurboTax and H&R Block give you, including an easy-to-use website that will walk you through your taxes. The only downside is that TaxAct will charge you to pull your previous year’s tax return.

TaxAct also has a cheaper state package. If you file your federal return for free, TaxAct charges $14.99 per state filing. If you buy the $12.99 federal package, your state filing is only $8, which is a nice benefit of picking TaxAct.

If you want to learn more about TaxAct, check out the website here.

About the Author

Jack Ryder

Jack Ryder has been working as a reporter and writer in the personal finance space for many years. He enjoys breaking down complicated finance information into easy-to-read articles, so his readers can better navigate their financial lives. He is currently the Editor of the Credit Repair and Debt Relief categories, although enjoys writing about all things finance. Jack has had articles appear in publications from the Huffington Post to Business Insider. You can contact Jack at

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