Money Saving Tips
November 29, 2017
By Mary Beth Eastman

Should You Use an App to Cancel Your Unused Subscriptions?

Simple. Thrifty. Living.

There seem to be apps for every type of need these days, but it is often difficult to know if the app will be helpful or just add clutter to your cellphone or other electronic gadget. Apps are available to cancel those annoying unused subscriptions that seem to wreak havoc with your budget. Learning about its advantages helps you determine if the app is right for you.

Everyone has subscribed to something at one time or another that charges them monthly for a service. The subscription may have been something as innocuous as a magazine in the mail. Many magazines and other inexpensive services offer free subscriptions for a period of time, such as six months or even a year or two. Generally, once the free subscription expires, your checking account or credit card gets charged each month to continue the subscription. This is perfectly legal because the account information was necessary to sign you up in the first place. These small charges or subscriptions that cost you much more can take a chunk out of your budget, particularly if you have several billing you each month.

Sometimes, these charges continue unnoticed for months; many people don’t take the time to peruse their bank or credit card statements in detail. Or, you may think to yourself, “I need to cancel that!” The task may weigh on your mind for a few minutes each day, but you just don’t seem to find the time to cancel. Some subscriptions may require you to write a letter or email to cancel or even to call the company. Others ask you to verify with another communication that you are certain you want to unsubscribe. Few people bother to read the reply email because it usually has a subject line that reads “Thanks for unsubscribing!” A verification letter may be tossed out because you think it is junk mail. The same thing may occur if the company leaves you a voicemail because you may think that they are trying to convince you to subscribe again.

Some may alert you when the subscription price on a service that you want rises. Others may alert you if another similar service has a trial offer that will save you money over the long term. This type of app is something that many people would benefit from and would enjoy having on their electronic device.

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