Turn Spring Home Improvements Into Serious Cash Back or Rewards

Written By Mary Beth Eastman
Last updated January 28, 2021

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April 30, 2019

Simple. Thrifty. Living.


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In spring, the sun’s rays make everything bright, warm and really visible. In the case of your home, it may spotlight the areas that need repair or updating. Of course, financing remodeling efforts can be daunting, but you can lessen the pain by using a credit card that offers valuable rewards like points, miles or even cash back. When you do, installing new windows or replacing flooring can lead to that family vacation you’ve been wanting to take. When you plan home improvements carefully, your credit card use can really pay off.

Springtime lets you tackle those jobs that winter makes impossible. You may want to focus on exterior improvements first, such as repainting your home or replacing siding. Inspect your roof for damage after the winter and decide whether it needs to be repaired or replaced. Don’t neglect your sidewalks or driveway, either. It may be time to tackle a serious repair effort there as well.

Your lawn might benefit from reseeding, and you may consider adding some landscaping or hardscaping elements as well. Call in an expert for a consultation.

This might also be the year that you finally undertake a new addition to your home such as a sunroom or patio area. Spring is a wonderful time to get these big projects underway.

Experts urge you to only apply for cards with a strong reward system. There are a number of cards on offer, but you want to make sure yours has the absolute best credit card perks. While many cards will offer a points bonus for simply signing up, look for those that offer a 75,000 or 100,000 points bonus versus the usual 30,000 or 40,000.

You also need to understand what the points will actually get you: hotel stays, airline miles, cash back or something else. Airline miles and cash back are still considered two of the best perks out there. Be certain you are getting something you can use.

Do be careful that you aren’t paying for these perks through high interest rates or yearly fees. Carefully check the fine print. Read reviews to be sure you’re actually getting one of the best credit cards for your credit score.

Spring improvement projects can pay off in several ways. You can increase the resale value of your home while earning credit card rewards. Most of all, you’ll be making your home a more beautiful and comfortable place to live.

About the Author

Mary Beth Eastman

Mary Beth Eastman serves as the content manager for Simple. Thrifty. Living, where she is dedicated to helping readers use money and credit wisely. Mary Beth believes that access to the right financial information paired with a growth mindset are essential tools for getting out of debt and building wealth. Mary Beth has a degree in Journalism from Bowling Green State University and has focused her 20-year journalism career on putting readers front and center, carefully considering their concerns and presenting information that will help them in their everyday lives. She has won numerous statewide journalism awards. Her writing on personal finance as been featured on numerous websites in addition to Simple. Thrifty. Living, including Huffington Post and Lexington Law blog. Mary Beth resides in Pittsburgh, Pa., with her family and two rescue dogs.

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