The Credit Pros Review: Is It a Good Option for Credit Repair?

Written By Matthew Thompson
Last updated October 25, 2021

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Credit
October 25, 2021

Simple. Thrifty. Living.

Credit repair companies promise to help increase your credit score and improve your credit history. The Credit Pros is a credit repair company that offers several services. The Credit Pros are mostly known for their pricing transparency and money back guarantee.

The 7 Best Credit Repair Companies

RankCredit Repair ServiceBest ForMonthly FeeExpert Rating
1Lexington Law Credit RepairOverall Service$89.95★★★★★
2CreditRepair.comExtra Features$99.95★★★★★
3Sky Blue Credit RepairAffordability$79★★★★★
4The Credit Pros Comprehensive Services$69★★★★
5Credit SaintTransparency$79.99★★★★
6The Credit PeopleTrial Run$79★★★★
7Pyramid Credit RepairNo Initial Fee$99★★★

The Credit Pros Review

Credit Pros

The Credit Pros Review image
  • Contact: Credit Pros | 855-664-2454
  • Price: The Credit Pros offers several services. The services that clients receive depend on the plans they choose. Additionally, Credit Pros offers a family member discount, competitor discount Military discount, fixed income discountCurrently, Credit Pros has four membership offers:
    • CreditSentry Monitoring ($19 per month)
    • Money Management ($69 per month)
    • Prosperity Package ($119 per month)
    • Success Package ($149 per month)
  • Features: The Credit Pros Credit Repair services help members manage their debts, decide the best way to repay their debts, and handle debt collectors. Credit Sentry gives you your credit score from TransUnion and monitors your credit through TransUnion. ID Cover protects you from identity theft by monitoring. Cash Rules helps members take control of their finances. The Credit Pros Credit Repair services help members manage their debts, decide the best way to repay their debts, and handle debt collectors. Boosting one of the most comprehensive services in the industry.
  • Reputation: The Better Business Bureau gives Credit Pros a A-.
  • Guarantee: Clients get a 90-day, money-back guarantee.
  • Customer service: The Credit Pros provide customer services via phone and email. The office is open 9 a.m. until 8 p.m. (EST), Monday through Friday.
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The Credit Pros is a credit repair company that offers several services. The services that clients receive depend on the plans they choose. This company offers several diverse services, allowing  customers to have many of their credit needs covered by one service. However the more services the higher the cost. The most striking part of  The Credit Pros’ service, is that each level, even the entry level offers similar credit repair services. Thus making the entry level option much cheaper when compared with other companies in the industry. In addition the Credit Pros offers a family member discount, competitor discount,  Military discount, and fixed income discount.

The Credit Pros are accredited by the Better Business Bureau and has an A- rating. The Credit Pros have been in business for 12 years and have served over 200,000 customers. Additionally The Credit Pros are accredited by the National Association of Credit Services Organizations, NACSO.

Price

Currently, Credit Pros has four membership offers:

  • CreditSentry Monitoring ($19 per month)
  • Money Management ($69 per month)
  • Prosperity Package ($119 per month)
  • Success Package ($149 per month)

Guarantee

Clients get a 90-day, 100-percent money-back guarantee.  The guarantee promises that:

  • You can cancel your membership at any time.
  • No one will guarantee an outcome for the services you receive.
  • The company’s representatives will not over-promise on potential outcomes.
  • Your private information will stay secure.
  • Subscribers will receive professional, courteous treatment.
  • The Credit Pros will respond to request in a timely manner.

Services from The Credit Pros vary depending on the membership level you choose. The following list indicates when a membership tier does not give you access to a service.

Credit Sentry

Credit Sentry gives you your credit score from TransUnion and monitors your credit through TransUnion. You will receive a full credit report every 60 days.

It seems that The Credit Pros do not offer information from Experian or Equifax.

ID Cover

ID Cover protects you from identity theft by monitoring:

  • Dark web sites to see whether someone tries to publish or sell your information.
  • Your Social Security number to determine whether someone else uses it.
  • Social networks to alert you when someone tries to create an account in your name.

Cash Rules

(Not available for CreditSentry Monitoring members)

Cash Rules helps members take control of their finances by:

  • Receiving automatic bill reminders.
  • Helping them create and follow budgets.
  • Syncing with bank accounts in real time for updated, accurate information.

The Credit Pros Credit Repair

(Not available for CreditSentry Monitoring members)

The Credit Pros Credit Repair services help members manage their debts, decide the best way to repay their debts, and handle debt collectors.

Members who qualify for these services can learn about snowball and avalanche approaches to debt repayment. They also gain access to The Credit Pros legal network. At this level of membership, lawyers working with The Credit Pros will send debt validation letters to creditors.

Slash RX

(Not available for CreditSentry Monitoring or Money Management members)

Slash RX might help you save money, but it does not play a direct role in credit repair. Instead, it promises to help the members at the two highest tiers discount prices on medications. According to The Credit Pros, Slash RX can lower medication prices by up to 80 percent.

Before you hire any company, read Does Credit Repair Work? for some insights into the industry’s pros and cons.

Assuming you think that a credit repair service can help you, it makes sense to compare The Credit Pros to similar companies.

The membership prices for The Credit Pros stand out. At the lowest level, you spend $19 per month and get very little in return. You can already get one free credit report each year from TransUnion. With The Credit Pros, you get them more frequently, but it’s unclear how that helps improve your credit.

You get significantly more services for $69 per month. If you want a professional to help you take control of your finances, you need tools to build a budget and make a plan for debt repayment. Access to a legal team could help, too.  Contact the company for more information if that influences your decision.

The Prosperity Package and Success Package memberships increase your monthly cost by $50 to $80. In return, you don’t get much more than a medication plan. It might help you save money if you take expensive medications. Otherwise, you might want to save your money and stick with the $69 Money Management plan. It seems to give you the most for the cost.

The Credit Pros provide customer services via phone and email. The West Palm Beach office accepts calls from 9 a.m. until 8 p.m. (EST), Monday through Friday, 855-664-2454. Most of their clients seem very happy with the company’s responsiveness.

It looks like The Credit Pros have a reputation for helping their clients improve their credit scores and records. Most online reviews say that the company does its job well.

It is worth mentioning that most of the membership plans probably will not meet your needs. The lowest tier doesn’t have enough services for effective credit monitoring and repair. The highest tiers cost more but don’t provide services directly related to managing credit.

The average person looking for long-term credit repair will probably want to choose the Money Management tier. At $69 per month, it’s one of the most affordable credit repair options you can find. All of your credit monitoring comes exclusively from TransUnion, though. You might not get a complete view of your credit without information from the other two credit bureaus.

Still, this is an affordable option that many people say has worked well for them.

About the Author

Matthew Thompson

With more than two decades of writing and optimization experience, I know how to keep readers engaged, mimic brand voices, and get first-page rankings on search engine results. I have written for companies in diverse industries, including emerging technologies, wellness, consumer apps, enterprise software, UI/UX, outsourcing, and education.

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