Sky Blue Credit Repair vs. CreditRepair.com: Which Is Better?

Written By Jeff Hindenach
Last updated March 3, 2020

Note: We receive a commission for purchases made through the links on this site. Our sponsors, however, do not influence our editorial content in any way.

Credit
September 26, 2016

Simple. Thrifty. Living.

If you are looking for the best credit repair, two of the top services are Sky Blue Credit Repair and CreditRepair.com. So which one is right for you? It depends on what you are looking for. Sky Blue and CreditRepair.com are two sides of a coin when it comes to choices in credit repair, from the stripped down, inexpensive version to the high-end, all-inclusive choice.

Here’s a quick breakdown of how each of the services measure up:

Sky Blue is the most affordable and reliable credit repair option that we looked at. Sky Blue has streamlined their credit repair service so that they offer strictly credit repair (like fixing mistakes on your credit report, good-faith letters to your creditors, etc.) and don’t include extras that raise the price of other credit repair companies. Check out our full Sky Blue review here.

Price: $79 to start, $79/month after

BBB Rating: A+

Guarantee? Sky Blue is one of the only credit repair services that offers a full 90-day refund no matter what the reason. As an alternative option, Credit Saint also offers a money-back guarantee if it doesn’t remove any items from your credit report within 90 days. Credit Saint reviews often cite this guarantee as one of customers’ favorite features.

You can check out SkyBlue Credit Repair here or call (888) 534-1510 to talk to a live person. (Reader tip: Call between 9-5 M-F EST.)

CreditRepair.com has a relationship with TransUnion, so they can actually pull your credit score for you, which is extremely helpful. They also have an “A” rating from the BBB. The only downside to CreditRepair.com is the cost. They charge $99.95 a month, although they don’t have an initial fee like most other credit repair services. With the $99.95, you get your standard credit repair services, as well as monthly credit monitoring, a score tracker and analysis, mobile apps and text and email alerts. Also keep in mind that CreditRepair.com is not authorized to practice in every state. If you are looking for something different, check out CreditRepair.com’s main competitor, Lexington Law Credit Repair. Check out our full CreditRepair.com review here.

Price: $99.95/month

BBB Rating: A-

Guarantee? CreditRepair.com offers a guarantee if they don’t complete the work that you agreed upon, but doesn’t have a money-back guarantee if you are not satisfied with the work. You can check out CreditRepair.com here or call (844) 764-9863 to talk to a live person.

Bottom line, if you want inexpensive, streamlined credit repair that doesn’t include a lot of bells and whistles, Sky Blue Credit Repair is your best bet. If you don’t mind paying a little extra for credit report monitoring, a fancy online dashboard and other perks that go along with your credit repair, then CreditRepair.com is a better choice.

About the Author

Jeff Hindenach

Jeff Hindenach is the co-founder of Simple. Thrifty. Living. He graduated from Bowling Green State University with a Bachelor's Degree in Journalism. He has a long history of financial journalism, with a background writing for newspapers such as the San Jose Mercury News and San Francisco Examiner, as well as writing on personal finance for The Huffington Post, New York Times, Business Insider, CNBC, Newsday and The Street. He believes in giving readers the tools they need to get out of debt.

    Submit a Comment

    Your email address will not be published. Required fields are marked *