Lifelock review: About 17.6 million Americans experience identity theft each year. Identity theft can happen in several ways. A criminal may steal your credit card and ID card, dig through your trash to find tax information and pre-approved credit card offers, or find information electronically by hacking your computer.
Considering that the number of identity theft cases continues to grow, it makes sense for people to use identity theft protection services. Like any type of product, you have to weight the pros and cons of identity theft protection before you pick the right product. Before you decide which company you want to use, read the following LifeLock review. The more you know about LifeLock identity theft protection, the easier it is to decide whether it has the features that you want.
- Price: LifeLock has a unique price for each of its three plans: The basic plan costs $9.99 per month, the medium plan costs $19.99 per month, and the most robust plan costs $29.99 per month. All prices require a two-year obligation. (You can also get 10% off and a 30-day trial of Lifelock here.)
- Plans: Lifelock offers four plans: Lifelock Standard, Lifelock Advantage, Lifelock Ultimate Plus and Lifelock Junior. Lifelock Junior is for children under 18.
- Features: The specific features that you get from LifeLock depends on the plan that you choose. All plans, however, offer some level of identification theft restoration, device protection, ID theft monitoring, credit monitoring and credit reports.
- Customer Service: Customers can contact LifeLock’s customer service representatives 24 hours a day, seven days a week either by phone or by email.
|Price||Features||$1M Insurance||STL Rating|
|$9.99 to 29.99 per month||Social security number and credit alerts, Security protection for mobile devices, Credit reports and scores, Lost wallet protection, Address change verification, Black market website surveillance, Data breach notifications, Bank account takeover alerts, New account alerts, Fictitious identity monitoring||Yes|
How Does LifeLock Work?
Before LifeLock can start protecting your private information, you need to sign up for the service and give the company information such as your social security number, email address and birth date. Compared to most identity theft protection companies, LifeLock has a simple sign-up process. Still, it will take about 24 hours to let Lifelock review your information and begin scanning for signs of identity theft.
You get to choose between three plans when you join LifeLock. Your LifeLock price and features will depend on the plan that you select. If you want $1 million in insurance coverage, then you should choose the Ultimate Plus plan. Ultimate Plus has the highest LifeLock cost, but it offers the highest levels of protection. Of course, you may want to choose a cheaper option that doesn’t give you as many features. One of the three plans should match your needs and budget well.
Shortly after you sign up, LifeLock will scan your accounts, your credit history and the internet for signs that someone may have already stolen your identity or accessed your funds. You can also install antivirus protection on up to five of your devices. Removing viruses from your smartphone, computer, tablet and other devices will eliminate one of the most common ways that today’s criminals steal identities.
LifeLock continues to monitor for your safety. If it discovers a threat, the company will send you an alert via text, email or phone.
Knowing that you’re potentially a victim of identity theft is just the first step. LifeLock will also work to remove the threat. This may involve contacting credit bureaus and talking to lawyers about your recovery options. If any money was stolen from you, then LifeLock will reimburse the funds.
What Makes LifeLock Stand Out?
Identity theft protection has become a competitive industry where only the best companies survive. While searching for your best option, you may read articles about LifeLock versus Experian and other companies. Since you have to sort through a lot of information, you might want to pay attention to what makes LifeLock stand out instead of focusing on what it has in common with other companies.
LifeLock has at least three features that make it more effective than some of its competitors: stellar customer support, website monitoring and a partnership with Norton Antivirus.
LifeLock is one of few companies in the industry that offers 24-hour customer support. Someone may try to steal your identity at any time of day or night, so you should choose a company that gives you 24-hour access to its services. Criminals don’t stop working at night. The company protecting you shouldn’t stop either.
LifeLock does more than monitor your accounts and credit report to find evidence of fraud. It also monitors black market websites that hackers use to sell the information to criminals with fewer technical abilities. Although not all black market sites are known, LifeLock will monitor the most popular ones. The company also extends its reach as it learns about new sites on the dark web.
Teaming up with Norton Antivirus makes it easier for LifeLock to protect you from malware. Norton has been protecting computers since 1991. With that much experience, you can trust the software to detect viruses and prevent them from getting installed on your devices. If you want a better idea of how Lifelock compares to other identity theft protection services, here’s a comparison of Lifelock with Identity Guard and IdentityForce.
Common LifeLock Reviews
LifeLock reviews written by customers show that the company works well for most people. LifeLock customers who enjoy the company’s services say that they get peace of mind because they know that professionals are protecting their personal information. Satisfied customers also write LifeLock reviews about the company’s outstanding customer services.
Several people who use LifeLock say that they have avoided identity theft because of the company’s services. Many customers also say that they know LifeLock does its job well because they receive notifications after opening new credit card accounts.
Unfortunately, some of LifeLock’s customers have negative things to say about the company. A handful of LifeLock reviews state that the company wasn’t able to detect the signs of identity theft. If that’s the case, then they have good reasons to feel upset. After all, LifeLock exists to protect people from identity and data theft.
To be fair, LifeLock states on its website that it cannot stop every instance of identity theft. In fact, no company can catch every sign of identity theft immediately. If you decide to get a LifeLock membership, you should understand that the services provide a layer of protection. It cannot guarantee your safety. You will, however, get reimbursed for any money that was stolen from you.
The specific amount of money that you can get returned depends on your plan. The Standard plan covers up to $25,000 of loss. The Advantage plan covers up to $100,000. The Ultimate Plus plan will reimburse up to $1 million of your stolen funds. Many people find the LifeLock $1 million guarantee attractive.
When it comes to prices, most people think that the LifeLock costs are fair. Since the company doesn’t have a LifeLock family plan, though, households may need to purchase several plans to protect every family member. Without a family plan, LifeLock prices can become more expensive than customers original expect.
Is LifeLock Right for Me?
Since LifeLock has three membership plans, most people will find options that work well for them. LifeLock, however, is especially useful for tech-savvy people who want to protect themselves from digital threats. If you spend a lot of time online, then LifeLock will probably match your needs well.
LifeLock is also a good option for individuals who want identity theft protection. Some companies have family plans that protect several people. LifeLock doesn’t give you that option, so it can get expensive when you purchase memberships for everyone in your family. If you only need protection for one or two people, though, LifeLock can give you the right features without charging too much money. If you are looking for a cheaper service that is still reliable, you can check out our Identity Guard review to get a better idea of what the company offers.
Overall, most consumers will get positive results from LifeLock. If you understand the threat of identity theft, then you know how important it is to protect yourself. Based on our Lifelock review, we believe that the company stands out as one of your best options.