Chase’s You Invest Review

Written By Jeff Hindenach
Last updated March 27, 2020

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August 13, 2019

Simple. Thrifty. Living.

Chase’s You Invest offers an easy-to-use investing platform that comes with a lower price tag and great education tools to help first-time investors make informed decisions about their investing. Here is a breakdown of what You Invest offers and how it compares to other trading platforms.

Chase’s You Invest Review

Chase’s You Invest Review image
  • Best For: Self investing. Chase’s You Invest is great for people who want to take control of their own investing.
  • Price: You Invest offers $0 per stock trade, which is the cheapest we’ve seen.
  • Features: Features: Chase’s You Invest is your typical investment website, but with a more reasonable price. You can trade stocks, or you can invest in either a Traditional IRA or a Roth IRA to help with your retirement. At this time, You Invest doesn’t have any automated options, but the company is on hand to help with any trading or other questions you might have.
  • Customer Service: Backed by the financial powerhouse of Chase J.P Morgan, You Invest provides a robust customer service suite to help you with all your needs.

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You Invest is the investing platform for the Chase J.P. Morgan bank. Since it is tied to such a large, well-established bank, it offers a lot of amenities that other smaller trading platforms can’t offer. Here are some of the things that You Invest offers.

User Interface: First, You Invest has a great investing platform that makes it easy to understand, even for first-time traders and investors. Much like all of Chase’s online properties, it is clearly organized, runs quickly and offers intuitive options to help you navigate the site quickly. It also has search function that can cut trading time in half.

Portfolio Builder: Also, while Chase’s You Invest doesn’t have automated trading, it does have the option of a Portfolio Builder. This tool can help you design the portfolio that is best for you. All you have to do is answer some easy questions about what you are looking for, and the Portfolio Builder will help you make the right choices when it comes to what you are investing in. You do need at least $2,500 in your account to use the Portfolio Builder, but the tool is free to use.

Trading Tools: You Invest also offers trading tools to help those who want to follow trends and forecasts to help them with their investing. This includes stock, ETF and mutual fund research, watch lists and data sorting.

You Invest works much like other investing platforms. You have several options when it comes to investing, and You Invest has educational tools to help you pick the best option for you. Here’s a list of investing options that You Invest provides.

  • Stocks
  • ETFs
  • Mutual funds
  • Bonds
  • Individual taxable brokerage account
  • Traditional IRA
  • Roth IRA
  • Joint taxable
  • Rollover IRA

These options make it easy for anyone interested in investing to get started.

One of the benefits of You Invest is its low-cost fee structure. Many investing platforms will charge you if you are inactive or for withdrawing funds, but You Invest does not. It also will let you open an account with a $0 minimum deposit. Here is a breakdown of the fees to give you better idea.

  • $0 Annual fee
  • $75 Account transfer fee
  • $0 Inactivity fee
  • $0 Withdrawal fee
  • $0 Mutual Fund Trade Fee
  • $25 Broker Assisted Trades Fee

As we’ve said before, it gets even better for those who already have financial accounts with Chase. If you link your You Invest account to your other Chase financial accounts, you get added benefits including unlimited free trades.

People who already have a Chase financial account should absolutely take a look at You Invest. The investing platform waives a lot of the fees for already existing customers who tie their You Invest account to their other banking accounts.

However, even if you aren’t a Chase customer, you can benefit from a lot of You Invest offers, such as:

  • Low trading fees
  • Online education tools
  • Wide variety of investing options

Really, anyone who is comfortable with self-investing and wants a low-cost, easy-to-use investing platform will feel at home with You Invest.

About the Author

Jeff Hindenach

Jeff Hindenach is the co-founder of Simple. Thrifty. Living. He graduated from Bowling Green State University with a Bachelor's Degree in Journalism. He has a long history of financial journalism, with a background writing for newspapers such as the San Jose Mercury News and San Francisco Examiner, as well as writing on personal finance for The Huffington Post, New York Times, Business Insider, CNBC, Newsday and The Street. He believes in giving readers the tools they need to get out of debt.

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