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Best Credit Repair: Sky Blue Credit Repair vs. Lexington Law
6 months ago

Best Credit Repair: Sky Blue Credit Repair vs. Lexington Law

With so many scam credit repair services out there, it is hard to know which one is the best credit repair company. Will they really repair your credit? Are they …
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4 Ways to Up Your Credit Score Without a Credit Card
8 months ago

4 Ways to Up Your Credit Score Without a Credit Card

They say that money talks, but these days, it seems credit is more important than having plenty of cash at your disposal. Banks, lenders and many businesses are often …
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How to Get the Best Deal on an Engagement Ring
8 months ago

How to Get the Best Deal on an Engagement Ring

Eager lovers of every generation face the same question when it comes to tying the knot: How do you budget for a ring that is supposed to represent the …
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Pros and Cons of Online-Only Mortgages
8 months ago

Pros and Cons of Online-Only Mortgages

Many folks appreciate the ease and convenience of online banking accounts, so it is only natural to wonder about the pros and cons of online-only mortgages. In general, the …
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Overwhelmed by Student Loans? You’ve Got Options
8 months ago

Overwhelmed by Student Loans? You’ve Got Options

Student loan repayment is a serious problem for graduates who find themselves facing large amounts of debt just as they are trying to start their lives. If you feel …
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Best Ways to Play Retirement Saving Catch Up
8 months ago

Best Ways to Play Retirement Saving Catch Up

It is always wise to start planning for retirement early, yet many people often find themselves with little in actual savings when retirement age draws closer. There are many …
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Taking a Road Trip? Avoid These Money Traps
8 months ago

Taking a Road Trip? Avoid These Money Traps

Many folks enjoy road trips because they can be cheaper. That is, if you avoid several common money traps. If you’re interested in budget travel, use the following tips …
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It’s Baseball Season! Best Ways to Save at the Ballpark
8 months ago

It’s Baseball Season! Best Ways to Save at the Ballpark

Going to a baseball game is a great way to spend a summer evening with your friends or family. Unfortunately, seeing a game can cost a lot of money. …
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How a Credit Card Balance Can Affect Your Credit Score
8 months ago

How a Credit Card Balance Can Affect Your Credit Score

Credit scores are used as an indicator of your financial responsibility, and having a high score can mean being approved to rent an apartment, paying less interest on an auto …
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4 Resume Tips You Should Follow
12 months ago

4 Resume Tips You Should Follow

As you scan a tempting job posting, you may know with complete certainty that you’d be the perfect candidate. It would be great if hiring managers could read your mind …
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4 Best Deals on Laptops
12 months ago

4 Best Deals on Laptops

You may feel that a laptop is out of your budget right now because the cost of your old one was well over $1,000. You also may think that if …
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The Best Things to Buy in February
12 months ago

The Best Things to Buy in February

It’s February, the shock of the holiday bills has worn off, Valentine’s Day is around the corner, and there are big savings to be had. However, that doesn’t mean …
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4 Things You Should Never Pay For
12 months ago

4 Things You Should Never Pay For

Are you spending money on things you don’t need to pay for? There are some things you can always get for free. Lower your living expenses by making sure you …
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5 Things to Include in Your Emergency Kit
12 months ago

5 Things to Include in Your Emergency Kit

Emergencies can strike any time. Having an emergency kit with all the essential items is not only convenient, but can save your life or the lives of loved ones. Include …
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5 Things You Can’t Pay for With a Credit Card
12 months ago

5 Things You Can’t Pay for With a Credit Card

We use credit cards so often they sometimes feel the same as cash – but unfortunately, that couldn’t be further from the truth.

When you use a credit card, you’re …
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How to Clean Up Your Finances Before the New Year
1 year ago

How to Clean Up Your Finances Before the New Year

As New Year’s Eve approaches, many start thinking of their New Year’s resolutions and what they hope to change in the New Year. What often doesn’t make the list — …
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3 Investing Myths You Shouldn’t Believe
1 year ago

3 Investing Myths You Shouldn’t Believe

Have you been interested in entering the stock market but hesitant to give it a try? Learning to invest is easier than it’s ever been, but it’s important not to …
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3 Ways to Save on Your New Year’s Eve Plans
1 year ago

3 Ways to Save on Your New Year’s Eve Plans

Did you make a New Year’s resolution to save money, pay down debts or be more financially responsible? If so, you may not want to welcome 2017 with a budget-busting …
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When to Pay Debt and When to Save
1 year ago

When to Pay Debt and When to Save

When you get a little extra cash, it can be difficult to determine whether you should use it to pay down your burdensome debt or save it for your future. …
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Long-Term Investment Gifts
1 year ago

Long-Term Investment Gifts

This holiday season, instead of giving a gift that will be broken or forgotten by Valentine’s Day, provide your loved ones with a long-term investment opportunity. These sorts of …
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The Difference Between Consolidating and Refinancing Loans
1 year ago

The Difference Between Consolidating and Refinancing Loans

The world of finance can be a tough landscape to navigate if you don’t have a strong understanding of all the terminology. For example, many often confuse debt consolidation and …
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The Dos and Don’ts of Bankruptcy
1 year ago

The Dos and Don’ts of Bankruptcy

In today’s economic climate, bankruptcy can provide an effective lifeline for people who are struggling to get their heads above water. As statistics have shown, most people in the U.S. …
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5 Things You can do Now to Increase Your 2016 Tax Return
1 year ago

5 Things You can do Now to Increase Your 2016 Tax Return

No matter what time of year it is, there are always things you can do to increase your tax return for the following year. Here are five things you …
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3 Things to do After You Pay Off Your Debt
1 year ago

3 Things to do After You Pay Off Your Debt

So, you’ve paid off your debts, and you don’t owe any more payments on your credit cards or your car; or you’ve paid off your house and you won’t have …
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4 Easy Ways to Save on Winter Costs
1 year ago

4 Easy Ways to Save on Winter Costs

For those who live in cold climates, winter can be an especially costly time of year. Between rising heat bills and increased energy costs, most consumers don’t look forward to …
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How to Protect Your Identity When You Holiday Shop Online
1 year ago

How to Protect Your Identity When You Holiday Shop Online

Shopping online makes holiday shopping so much easier, but it also makes having your identity stolen easier as well. While new credit card security chips will make shopping in stores …
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What to do When You Inherit a Mortgage
1 year ago

What to do When You Inherit a Mortgage

Inheriting a home is often a blessing, but it can also be confusing or feel like a burden. If you’ve received property that carries a mortgage, you may be unsure …
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How to Become a Landlord
1 year ago

How to Become a Landlord

Do you have extra space that you’ve thought about renting out? Are you considering whether to invest in a rental house? Becoming a landlord is not complicated, and many people …
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How Much Does TradeKing Cost?
1 year ago

How Much Does TradeKing Cost?

TradeKing is quickly becoming one of the most-liked online trading sites, if for no other reason than its pricing. TradeKing has some of the lowest fees of any other online …
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Is the NFL Sunday Ticket Worth it?
1 year ago

Is the NFL Sunday Ticket Worth it?

Reader Question: I recently relocated to Chicago from Denver, and I’m a huge Broncos fan. The only way for me to see the games is to hit up a bar or purchase …
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Should You Seek Therapy for Your Money Issues?
1 year ago

Should You Seek Therapy for Your Money Issues?

Finance can be a source of stress for many people. A myriad of money issues can affect other important aspects of life, like marriage, career, and mental health. For …
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5 Ways to Buy a Home With Little or No Down Payment
1 year ago

5 Ways to Buy a Home With Little or No Down Payment

The conventional wisdom that you should save at least 20 percent of a home’s purchase price for a down payment is generally good advice. However, even with no down payment, …
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How Much Would You Have to Save Every Year to Send Your Kid to College?
1 year ago

How Much Would You Have to Save Every Year to Send Your Kid to College?

College costs are increasing with each passing year, but they are less intimidating if you start a savings account or 529 college savings plan well in advance of when …
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5 Financial Lessons Your College Freshman Should Learn
1 year ago

5 Financial Lessons Your College Freshman Should Learn

Entering college means more than just enrolling in classes and meeting new friends. Many college freshmen are faced with the challenge of handling their own money for the first time, …
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What’s the Magic Number for a Family of 4?
1 year ago

What’s the Magic Number for a Family of 4?

Raising a family can be one of the most fulfilling endeavors in the world, but it can also be a challenge — particularly when it comes to finances. Between …
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OptionsHouse vs. Scottrade: Which is Better for Investing?
1 year ago

OptionsHouse vs. Scottrade: Which is Better for Investing?

Looking for a good investing site to start trading on? While there are bigger names in the industry, OptionsHouse and Scottrade are actually two of the best, most useful sites …
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Easy Fixes for a Not-Quite-High-Enough Credit Score
2 years ago

Easy Fixes for a Not-Quite-High-Enough Credit Score

It’s no secret that your credit score can have a significant impact on your life. Banks review it when you apply for a loan, landlords may check before approving you …
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Best Places to Travel This Summer and Save a Few Bucks
2 years ago

Best Places to Travel This Summer and Save a Few Bucks

Summer is a great time to take a break from your busy schedule and travel. The only problem is most vacations don’t come cheap. The key is finding a place …
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What to do When Your Credit Score Hits ‘Good’ or ‘Excellent’
2 years ago

What to do When Your Credit Score Hits ‘Good’ or ‘Excellent’

It wasn’t easy, but your credit score just passed the 661 mark into “good” territory or the 781 mark into the “excellent” category. Congratulations, you’re now a credit score champion! …
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It’s Wedding Season! Budget-Savvy Bachelorette Party Tips
2 years ago

It’s Wedding Season! Budget-Savvy Bachelorette Party Tips

Wedding season is around the corner, which means it’s time again for bridesmaids to plan bachelorette parties and bridal showers. Unfortunately, when it comes to someone else’s big day, their …
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Why Banking on a Pension Can Be Dangerous
2 years ago

Why Banking on a Pension Can Be Dangerous

A pension is a retirement account for a worker that is maintained by the employing company or institution. Started in the private sector in the 1870s and heavily expanded throughout …
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Best Price-Negotiating Strategies for Homebuyers
2 years ago

Best Price-Negotiating Strategies for Homebuyers

Purchasing a home is probably the biggest investment you’ll ever make. The more you can drop the asking price for that home, the lower your monthly mortgage payments will be. …
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5 Signs You Are Financially Overextended
2 years ago

5 Signs You Are Financially Overextended

Like many consumers, you could be in a financial predicament without realizing it. You may think you’re managing your debt, but in reality your debt is managing you. Poor money …
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5 Ways to Earn Extra Money this Summer
2 years ago

5 Ways to Earn Extra Money this Summer

If you’re like most people, you may be looking for some ways to earn a little bit of extra cash this summer. Maybe you’d like to pay for a luxury …
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Is Debt Settlement Worth It?
2 years ago

Is Debt Settlement Worth It?

If you’re struggling with more bills arriving each month than you’re able to pay, you might consider working with a debt settlement company (which is different from a debt consolidation …
Read More

LendUp vs. Alternative Loan Options Like Lendup
2 years ago

LendUp vs. Alternative Loan Options Like Lendup

When it comes to payday loans, most people think these services are just out to scam you, which in many cases they are. The good news is there are a …
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How to Get a Home Loan Without Great Credit
2 years ago

How to Get a Home Loan Without Great Credit

If you’re looking to obtain a home loan but your credit score is lower than you, or most lenders, would like, that doesn’t mean you have to forgo your dreams …
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Can You Live on Social Security in Retirement?
2 years ago

Can You Live on Social Security in Retirement?

Are you hoping to retire on just Social Security alone? You may want to think again. The amount of money you receive from your Social Security payments may not pay …
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Top 5 Tax Mistakes that People Make
2 years ago

Top 5 Tax Mistakes that People Make

When it comes to taxes, most people get a little nervous, and rightly so. Taxes can be complicated for many Americans, and knowing the right strategies can save you tons …
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New Credit Report Changes Will Affect Your Credit Score
2 years ago

New Credit Report Changes Will Affect Your Credit Score

New York Attorney General Eric Schneiderman and representatives from major credit reporting agencies Equifax, TransUnion, and Experian have concluded recent negotiations with some positive changes happening in the near future …
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How to Set Retirement Goals
2 years ago

How to Set Retirement Goals

If you’re like most folks, you’re probably already planning how to spend your retirement years. In order to enjoy the type of retirement you deserve, you should start planning as …
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3 Mistakes People Make When Taking Out Loans
2 years ago

3 Mistakes People Make When Taking Out Loans

Most adults will have to take out a loan to go to college, buy a house or purchase a car. Most times these loans go off without a hitch, but …
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How Sacrificing for a Year Can Help You Stay Ahead Forever
2 years ago

How Sacrificing for a Year Can Help You Stay Ahead Forever

Have you ever thought about how those little expenses you indulge in add up over time? Most people don’t, and this is why they don’t maintain an adequate financial cushion …
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When Should You Consider Filing for Bankruptcy
2 years ago

When Should You Consider Filing for Bankruptcy

For anyone who’s overwhelmed by debt, bankruptcy can be a practical option. Still, it’s important to research one’s options before taking this important step.

Lots of people often seek out …
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Are Annuities a Good Retirement Option?
2 years ago

Are Annuities a Good Retirement Option?

Annuities, what are they? Is this a good retirement option for you? Annuities can be a retirement tool used in addition to traditional retirement savings such as 401(k)s or IRA’S. …
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Using Technology To Save on Utilities

In the never ending quest to cut our budgets, the low hanging fruit is the first to be picked. You abandon your daily Starbucks for homemade coffee, trade in nights …
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Are You Living Beyond Your Means?

Could you possibly be living beyond your means and not know it? It is more common than you think. Most people don’t end up in debt all at once. It …
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5 Questions to Ask When Deciding Between Renting and Buying
2 years ago

5 Questions to Ask When Deciding Between Renting and Buying

If you ask a real estate professional, “should I rent or buy?” the answer is likely to be “it depends.” It depends on your financial circumstances, how long you intend …
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4 Reasons to Get a 529 for Your Kids

College is expensive and getting more expensive every year. Annual tuition increases are significantly outpacing the rate of inflation and growth in wages. State and federal financial aid programs, such …
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5 Ways You Waste Money Without Knowing It

You try to be as conscious as possible when it comes to being thrifty, but even the most thrifty of us can be caught up in overspending. There is a …
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4 Tips To Keep Your Credit Score Healthy
2 years ago

4 Tips To Keep Your Credit Score Healthy

We all want to know the quick fixes to help raise our credit score, but there are ways to invest in your credit score’s health for the long term, so …
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Is Black Friday the Best Day for Holiday Deals?
2 years ago

Is Black Friday the Best Day for Holiday Deals?

Reader Question: I am debating whether or not I should fight the crowds on Black Friday. Is Black Friday really the best day to secure holiday deals?

Answer: Black Friday (the day after …
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What Is Credit Repair?
2 years ago

What Is Credit Repair?

With the tough financial situation our country has been in, a lot of people are talking about how to boost their credit score. One of the ways that people try …
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How Does LendUp Work?
2 years ago

How Does LendUp Work?

Reader Question: I keep getting scammed by these payday loan guys and I heard that this new one called LendUp is better. Have you heard of them, do you know …
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What Is Kabbage?
2 years ago

What Is Kabbage?

Reader Question: I keep hearing about this new online loan thing Kabbage. What is it? Can I get a loan from them? Is it safe?

Answer: Kabbage, one of the …
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How to Qualify for the Lowest Mortgage Rates
3 years ago

How to Qualify for the Lowest Mortgage Rates

It’s extremely hard to get a mortgage without maintaining a good credit score. However, even without a spotless payment history, there are creative methods to get the lowest possible interest …
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National Debt Relief vs. Freedom Debt Relief: Which is Best?
3 years ago

National Debt Relief vs. Freedom Debt Relief: Which is Best?

If you are overwhelmed by debt, you might consider hiring a debt settlement company to help you. Debt settlement companies negotiate payments with each of your creditors. You then pay …
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5 Ways to Save on a Trip to France
3 years ago

5 Ways to Save on a Trip to France

Saving money on your vacation to France doesn’t mean you have to cut corners; the tips below will actually provide you with a more deeply enjoyable and authentic …
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Why Aren’t We Using EMV Chip Credit Cards?
3 years ago

Why Aren’t We Using EMV Chip Credit Cards?

Starting in 2015, the credit cards we use in the United States will finally catch up to the high level of security that card users in other countries have enjoyed …
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Top 5 Bargain International Destinations
3 years ago

Top 5 Bargain International Destinations

Traveling abroad doesn’t have to require a fat savings account. Time your trip carefully so you avoid holiday airfares, and you can enjoy some of the world’s most unique and …
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How do Prepaid Credit Cards Work?
3 years ago

How do Prepaid Credit Cards Work?

If your credit has suffered because of financial difficulties and you no longer qualify for a regular credit card, or if you are new to the world of credit, you …
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How Much Does an IRA Cost?
3 years ago

How Much Does an IRA Cost?

Individual retirement accounts, or IRAs, were established by the Internal Revenue Service (IRS) to help people save and invest money for their retirement years. IRAs allow people to contribute money …
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4 Most Affordable Smartphones
3 years ago

4 Most Affordable Smartphones

If you’ve been hoping to trade in your flip phone for a smartphone, you’re in luck. There are several affordable options out there for cost conscious consumers. Most major networks …
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4 Best Family Summer Vacation Ideas on a Dime
3 years ago

4 Best Family Summer Vacation Ideas on a Dime

It’s really important to take time out and have a family vacation each year but when money is tight, having a break can be difficult. Here are four ways to …
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Best Debt Consolidation and Settlement Services
3 years ago

Best Debt Consolidation and Settlement Services

Many people who are in debt often don’t realize that there are services that are designed to help them get out of debt. Not all of these services are legitimate, …
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Top 5 Personal Finance Books
3 years ago

Top 5 Personal Finance Books

This list of the top five personal finance books offers a wide range of viewpoints, where they discuss many aspects to life but with a money focus. The books provide advice …
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Should You Save for Retirement or Your Kid’s Education First?
3 years ago

Should You Save for Retirement or Your Kid’s Education First?

Which should you save for first: your retirement, or your children’s education?

An increasing number of financial planners are advising their clients to start saving for retirement first before putting …
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Best Money-Saving Mobile Apps
3 years ago

Best Money-Saving Mobile Apps

There are several websites and apps for smart phones that simplify paying bills, saving and investing. But which ones are straightforward and easy? We break down a few of our …
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How Much Does Amazon Fire TV Cost? What Is It?
3 years ago

How Much Does Amazon Fire TV Cost? What Is It?

Amazon has just released their Amazon Fire TV, a new box that you can connect to your TV that will enable you to stream all of your Amazon content, along …
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4 Ways to Invest Your Tax Refund
3 years ago

4 Ways to Invest Your Tax Refund

When you complete your tax return, one of the things you most look forward to is getting a tax refund. You should use this money to shore up your finances. …
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Best Ways to Save on Car Insurance
3 years ago

Best Ways to Save on Car Insurance

We all need car insurance, but what is the best coverage for the price? Insurance companies are constantly vying for our business with an abundance of catchy commercials. So how does one …
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Tips for Saving Money on Airfare
3 years ago

Tips for Saving Money on Airfare

Looking to find the best deals on airline tickets? The complicated web that is used to set prices can sometimes seem overwhelming. The best tool is to be informed. Airlines …
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Should You Refinance Your Student Loan?
3 years ago

Should You Refinance Your Student Loan?

With refinancing becoming as common as taking out a loan, lenders are constantly sending out unsolicited refinancing offers that cover everything from mortgages to car loans. Thanks to lower interest …
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Are Daily Deal Sites like Groupon and Living Social Worth it?

It’s easy to get sucked into daily deal sites, like Groupon, LivingSocial and Gilt City. I mean, who doesn’t love 50% off their meal or massage? But do the savings really add up or …
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Do You Know Your Retirement Number?
3 years ago

Do You Know Your Retirement Number?

How financially ready are you for retirement? If you don’t have a clue, you’re not alone. According to the Transamerica Center for Retirement Studies, only one in 10 people know …
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5 Tips for Spring Cleaning Your Finances
3 years ago

5 Tips for Spring Cleaning Your Finances

Spring may be the traditional season for overhauling your housekeeping, but it’s also a great time to overhaul your personal finances. By doing a little spring cleaning on personal finance …
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Why Won’t Prepaid, Debit Cards Affect Your Credit Score?
3 years ago

Why Won’t Prepaid, Debit Cards Affect Your Credit Score?

Prepaid credit cards are advertised as a great option for people who are trying to rebuild their credit, but can prepaid cards or debit cards really affect your credit score?


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Are Subprime Home Loans Back?
3 years ago

Are Subprime Home Loans Back?

Recently, Wells Fargo Bank announced that it’s going to start allowing subprime loans again. Since Wells Fargo is the largest mortgage lender in the U.S., analysts concur that the move …
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Best Credit Card with 0% Interest Perk
3 years ago

Best Credit Card with 0% Interest Perk

With fewer people signing up for credit cards, the credit card lenders are pulling out all the stops when it comes to offering extra bonuses and incentives with their credit …
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Is it Better to Give or Receive Taxes?
3 years ago

Is it Better to Give or Receive Taxes?

Now that it’s tax season, are you like the 75% of American workers who will receive a tax refund this year? Or did you find yourself writing a big check …
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Best Credit Cards for Spring Break
3 years ago

Best Credit Cards for Spring Break

Are you already ready to get away from the cold and head off to a tropical destination for spring break? This has been one of the worst winters ever, and …
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What Is the Cheapest Online Tax Service?
3 years ago

What Is the Cheapest Online Tax Service?

Reader Question: I want to do my taxes online but are TurboTax and H&R Block the cheapest? Is there another service that is cheap and easy to use?

Answer: First …
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Best Credit Cards to Pay Your Taxes
3 years ago

Best Credit Cards to Pay Your Taxes

If you can’t afford to pay your taxes with cash or you just want to earn some extra cash back or travel points, using a credit card to pay your …
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Mutual Funds for Dummies
3 years ago

Mutual Funds for Dummies

Mutual funds offer an excellent way to make some money in the stock market without being subject to the roller-coaster ups and downs which can result from buying stock in …
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The Scope of Identity Theft in 2014
3 years ago

The Scope of Identity Theft in 2014

There was a time, not long ago, that identity thieves would focus almost solely on stealing social security numbers and credit card information, such as in the recent Neiman Marcus …
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What to Do Before Debt Collectors Call
3 years ago

What to Do Before Debt Collectors Call

Many people are in debt today due to lost jobs, high unemployment rates, or medical bills. If you’re struggling to pay your debts, there are a few things you can …
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Tips to Save on Your Wireless Bill
3 years ago

Tips to Save on Your Wireless Bill

Going over your minutes used to be the biggest expense for a wireless phone bill. If you still have a monthly minute limit, there are plenty of ways to track …
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Be Unique While Being Thrifty this Valentine’s Day
3 years ago

Be Unique While Being Thrifty this Valentine’s Day

You don’t have to drop big money to have a fun and romantic Valentine’s Day that your love will remember and cherish. Try these four simple ideas to give your …
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Tips for Getting the Most Money from Your Tax Return
3 years ago

Tips for Getting the Most Money from Your Tax Return

Tax time is stressful for many people, but if you don’t want to leave money on the table, you need to check your return for accuracy. By avoiding common mistakes …
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Common Financial Myths to Avoid
3 years ago

Common Financial Myths to Avoid

Money worries are common. However, financial myths abound that can cause you to make mistakes with your financial future. By learning the facts, you avoid using myths as your guideposts. …
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