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Recent Posts

Best Online Loans of 2017
4 days ago

Best Online Loans of 2017

Do you need a loan but don’t want to go to a bank to get it? Banks can have a lot of hoops to jump through to get a loan, …
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Landscaping on a Budget
1 month ago

Landscaping on a Budget

So, you have the green thumb. Check. You have some amazing ideas for your outdoor space. Check. The only thing you lack is the funds to turn your garden dreams …
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How to Get a Deal on a Cabana in Vegas
1 month ago

How to Get a Deal on a Cabana in Vegas

Have you ever been to a Vegas pool party in 100 plus degree heat? Well I have and it’s terrible, unless you are one of the lucky few to be …
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How to Make Interest Work for You
1 month ago

How to Make Interest Work for You

In the current financial climate, debt tends to snowball far too easily, while savings accounts fail to achieve proper growth. Although this current state is generally the norm, you can …
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Best Debt Consolidation and Settlement Services 2017
3 months ago

Best Debt Consolidation and Settlement Services 2017

Many people who are in debt often don’t realize that there are services that are designed to help them get out of debt. Not all of these services are legitimate, …
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Freedom Debt Relief vs. National Debt Relief: Which is Best?
4 months ago

Freedom Debt Relief vs. National Debt Relief: Which is Best?

If you are overwhelmed by debt, you might consider hiring a debt settlement company to help you. Debt settlement companies negotiate payments with each of your creditors. You then pay …
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7 Creative Ways to Save on Car Insurance
4 months ago

7 Creative Ways to Save on Car Insurance

Car insurance can be expensive, especially if you don’t know what coverage you need. If you are looking for ways to cut down on how much you are paying on …
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Secret Ways to Save Money on Amazon
6 months ago

Secret Ways to Save Money on Amazon

Looking to save money on Amazon? We all love to buy eBooks, gadgets and many other products from Amazon. In our life most of us have definitely bought a product …
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Top 5 Money Resolutions for 2014
6 months ago

Top 5 Money Resolutions for 2014

As you consider your resolutions for 2014, make sure you include some personal finance improvements in your goals. Luckily, there are certain steps you can take to improve your financial …
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When Should You Consider Filing for Bankruptcy
6 months ago

When Should You Consider Filing for Bankruptcy

For anyone who’s overwhelmed by debt, bankruptcy can be a practical option. Still, it’s important to research one’s options before taking this important step.

Lots of people often seek out …
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Are Annuities a Good Retirement Option?
7 months ago

Are Annuities a Good Retirement Option?

Annuities, what are they? Is this a good retirement option for you? Annuities can be a retirement tool used in addition to traditional retirement savings such as 401(k)s or IRA’S


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4 Money Habits of the One Percent

The richest people in the world have a few common habits. This is not coincidental. For those who want financial independence, there are certain lifestyle changes they must adopt that …
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Which is the Cheapest Credit Repair Service?
7 months ago

Which is the Cheapest Credit Repair Service?

There are a ton of credit repair service options out there competing for your business. So which one should you choose? Many credit repair services offer a bunch of extras …
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Top 3 Mortgage Myths

There is a lot of misinformation about mortgages floating around. When people are ready to buy a home, it’s important for them to educate themselves in order to separate fact …
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Using Technology To Save on Utilities

In the never ending quest to cut our budgets, the low hanging fruit is the first to be picked. You abandon your daily Starbucks for homemade coffee, trade in nights …
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Are You Living Beyond Your Means?
7 months ago

Are You Living Beyond Your Means?

Could you possibly be living beyond your means and not know it? It is more common than you think. Most people don’t end up in debt all at once. It …
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How to Avoid Taking on Massive Debt While Holiday Shopping
7 months ago

How to Avoid Taking on Massive Debt While Holiday Shopping

Are you being careful this holiday shopping season? Many people will overextend themselves when shopping for gifts, but that is just what happens during the holidays, right? It doesn’t have …
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5 Questions to Ask When Deciding Between Renting and Buying
7 months ago

5 Questions to Ask When Deciding Between Renting and Buying

If you ask a real estate professional, “should I rent or buy?” the answer is likely to be “it depends.” It depends on your financial circumstances, how long you intend …
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4 Reasons to Get a 529 for Your Kids

College is expensive and getting more expensive every year. Annual tuition increases are significantly outpacing the rate of inflation and growth in wages. State and federal financial aid programs, such …
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5 Ways You Waste Money Without Knowing It

You try to be as conscious as possible when it comes to being thrifty, but even the most thrifty of us can be caught up in overspending. There is a …
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Best Credit Cards for Black Friday, Cyber Monday
7 months ago

Best Credit Cards for Black Friday, Cyber Monday

Are you thinking of taking advantage of some of the great deals being offered on Black Friday and Cyber Monday? Many people who do their heavy shopping on Black Friday …
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4 Tips To Keep Your Credit Score Healthy
7 months ago

4 Tips To Keep Your Credit Score Healthy

We all want to know the quick fixes to help raise our credit score, but there are ways to invest in your credit score’s health for the long term, so …
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Top 5 Mistakes New Homebuyers Make
7 months ago

Top 5 Mistakes New Homebuyers Make

If you’re looking to buy a new home, you’re not alone. During the last couple of years, home sales in the U.S. have averaged just below the five million mark, …
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Hotels vs. Vacation Rentals: Which is Better?
7 months ago

Hotels vs. Vacation Rentals: Which is Better?

When I travel I often wonder what the better financial choice is, hotels or vacation rentals? With the holidays fast approaching it’s important to get the most out of your …
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401(k) vs. IRA: Which is Better for Retirement?
7 months ago

401(k) vs. IRA: Which is Better for Retirement?

Thinking of putting money aside for retirement? That’s a sign that you’re prudent with your personal finances; it’s never too early to begin planning for your future. Traditional IRAs and …
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4 Alternatives to Traditional Savings Accounts
8 months ago

4 Alternatives to Traditional Savings Accounts

Savings accounts used to be a pretty good place to stash your money; a few decades ago, it was not unusual to see double-digit interest rates offered on simple savings …
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When Is the Best Time to Refinance Your Mortgage?
8 months ago

When Is the Best Time to Refinance Your Mortgage?

Mortgage refinancing is big news these days. Hardly a day goes by when we don’t see a TV or Internet ad about the financial benefits we can gain by refinancing …
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5 Money-Saving Tips for Your Vacation in Spain
8 months ago

5 Money-Saving Tips for Your Vacation in Spain

Despite its recent economic difficulties, Spain continues to be an important destination for visitors from all over the world. The United Nations World Tourism Organization reports that more tourist dollars …
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Update Your Kitchen for Cheap
8 months ago

Update Your Kitchen for Cheap

For homeowners who are seeking to make the most out of their home renovations, being able to update their kitchen for an affordable price can be a paramount element towards …
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Best Ways to Save Before the Holidays
8 months ago

Best Ways to Save Before the Holidays

As the holiday season approaches, so too comes the many extra holiday expenses that can bust your budget.  From gifts to feasts, from shipping to travel expenses, the costs can …
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Do Lenders Think You Can Afford a House? How Lenders Rate You
8 months ago

Do Lenders Think You Can Afford a House? How Lenders Rate You

When purchasing a home becomes your goal, one of the first things you need to consider is how much of a loan you can afford. This decision has two main …
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How to Save Money on Hotel Rooms in San Francisco
8 months ago

How to Save Money on Hotel Rooms in San Francisco

The great thing about San Francisco — besides the great food, beautiful scenery and countless tourist attractions — is that it has a ton of hotels to choose from. This …
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Best Rewards Credit Cards for 2016 Holiday Shopping
8 months ago

Best Rewards Credit Cards for 2016 Holiday Shopping

The holidays are on our doorstep, and you know what that mean: holiday shopping time. This year, it’s time to shop smarter, which means picking your credit cards strategically based …
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When is the Best Time to Purchase Holiday Air Travel?
9 months ago

When is the Best Time to Purchase Holiday Air Travel?

The holiday season is fast approaching and if you are like me, you have yet to book your plane tickets. I am constantly eyeing flight prices and like to wait …
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Best Investment Sites for Newbies
9 months ago

Best Investment Sites for Newbies

If you want to get into investing but aren’t sure how to start, signing up for on the top online investment sites can be a good first option. Instead of …
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5 Tips to Keeping Your Credit Score Healthy
9 months ago

5 Tips to Keeping Your Credit Score Healthy

We all know that your credit score helps loan issuers determine how reliable you are when it comes to money, but most of us don’t check our credit score until …
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Tricks to Saving Money with Credit Cards

A lot of people these days blame credit cards for the national debt crisis, but really the issues lies with our inability to control our impulses when buying. If you …
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How Much Does E*Trade Cost?
9 months ago

How Much Does E*Trade Cost?

Reader Question: I wanted to sign up for E*trade. How much does it cost to just sign up?

Answer: E*Trade is one of the cheaper options when it comes to …
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Best Credit Cards with No Annual Fee
10 months ago

Best Credit Cards with No Annual Fee

Credit cards with rewards and perks are great, but if you are paying $80 or $90 a year to keep the card, are the rewards really worth it? It depends …
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What to Look for in a Home Insurance Policy
10 months ago

What to Look for in a Home Insurance Policy

If you are serious about buying a home, you should start thinking about homeowner’s insurance. Home insurance will protect your home if disaster strikes. Unfortunately, many first time home buyers …
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What Is Credit Repair?
10 months ago

What Is Credit Repair?

With the tough financial situation our country has been in, a lot of people are talking about how to boost their credit score. One of the ways that people try …
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Best Credit Cards with Intro Perks
10 months ago

Best Credit Cards with Intro Perks

With the hundreds of options for credit cards that exist these days, credit card issuers are doing everything they can to gain you as a customer. That means good news …
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Who Can Benefit From Debt Consolidation?
10 months ago

Who Can Benefit From Debt Consolidation?

If you are struggling with debt, you might want to consider debt consolidation. Debt consolidation is the process of getting one loan to pay off all of your debt. Instead …
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What Is the Optimal Credit Score?
10 months ago

What Is the Optimal Credit Score?

Reader question: What’s the highest credit score? What score should I be aiming for?

Answer: Truthfully, the highest credit score is not the score you should be shooting for. The …
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How Does LendUp Work?
10 months ago

How Does LendUp Work?

Reader Question: I keep getting scammed by these payday loan guys and I heard that this new one called LendUp is better. Have you heard of them, do you know …
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What Are Payday Loans and How Can You Use Them?
10 months ago

What Are Payday Loans and How Can You Use Them?

Ever get into a financial bind and need a little extra cash quick? Many people don’t realize that you can get a quick loan that can cover you financially …
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Investing For Newbies: How to Start Online Investing
11 months ago

Investing For Newbies: How to Start Online Investing

In the modern world, numerous people are turning to online investment. Online investment enables many to bypass the charges and the fees levied by investment banks and traditional brokerages, manage …
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What Is Kabbage?
11 months ago

What Is Kabbage?

Reader Question: I keep hearing about this new online loan thing Kabbage. What is it? Can I get a loan from them? Is it safe?

Answer: Kabbage, one of the …
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Top 5 Reasons to Refinance Your Home
11 months ago

Top 5 Reasons to Refinance Your Home

There are myriad reasons why different people refinance their homes. Refinancing your home for the right reasons has the potential of guaranteeing you significant savings. In fact, any time …
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Can I Get a Free Credit Score and Report?

Reader question: I want to know what my credit score is and want the report to go with it, but I don’t want to pay for it. How can I …
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Health Insurance Tips for Anyone Who’s Been Laid Off
11 months ago

Health Insurance Tips for Anyone Who’s Been Laid Off

Getting laid off can be a scary and daunting experience, with the economy faltering and resources the scarcest they’ve been in decades. There are lots of things to consider after …
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How to Avoid Identity Theft
11 months ago

How to Avoid Identity Theft

As our lives transition to a more online existence, we become more and more vulnerable to identity theft. With personal information like phone numbers, address, mother’s maiden name and social …
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How to Qualify for the Lowest Mortgage Rates
11 months ago

How to Qualify for the Lowest Mortgage Rates

It’s extremely hard to get a mortgage without maintaining a good credit score. However, even without a spotless payment history, there are creative methods to get the lowest possible interest …
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Best Travel Rewards Credit Cards
12 months ago

Best Travel Rewards Credit Cards

There are a million travel credit cards out there for every airline and hotel you could ever think of. But which ones truly offer the best rewards? We looked at …
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How Netflix, Hulu and Amazon Helped Me Cut the Cable Cord
12 months ago

How Netflix, Hulu and Amazon Helped Me Cut the Cable Cord

Let me start by saying that I love TV. I watch it every night for at least a couple of hours, if not more. I get addicted to shows that …
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Getting and Paying for Exactly What You Need with Health Insurance
12 months ago

Getting and Paying for Exactly What You Need with Health Insurance

Making a major decision such as purchasing health insurance requires thorough consideration of personal requirements and financial commitment. Although many employers offer benefits meetings where the health insurance options are …
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Best Credit Report Monitoring Services
12 months ago

Best Credit Report Monitoring Services

In an age ruled by credit cards, loans and borrowing, credit scores have become the gold standard of measuring your financial health. Sadly, because of that, credit report monitoring services …
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Best Credit Cards for College Students
12 months ago

Best Credit Cards for College Students

It’s back to school time, but before you pack up your stuff and head off to college for the first time, it might be a good idea to get set …
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Best Ways to Save on Summer Travel
1 year ago

Best Ways to Save on Summer Travel

You’ve got to get away this summer. There’s no question about that. Summer vacation is more than a ritual. It is a stress management tool, a productivity enhancer and an …
Read More

Does Credit Repair Work?
1 year ago

Does Credit Repair Work?

You’ve seen the ads claiming to be able to fix your bad credit, but do credit repair products really work? Honestly, many of the companies are a scam. But the …
Read More

4 Ways to Up Your Credit Score Without a Credit Card
1 year ago

4 Ways to Up Your Credit Score Without a Credit Card

They say that money talks, but these days, it seems credit is more important than having plenty of cash at your disposal. Banks, lenders and many businesses are often …
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How to Get the Best Deal on an Engagement Ring
1 year ago

How to Get the Best Deal on an Engagement Ring

Eager lovers of every generation face the same question when it comes to tying the knot: How do you budget for a ring that is supposed to represent the …
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Pros and Cons of Online-Only Mortgages
1 year ago

Pros and Cons of Online-Only Mortgages

Many folks appreciate the ease and convenience of online banking accounts, so it is only natural to wonder about the pros and cons of online-only mortgages. In general, the …
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Best Rewards Credit Cards: Picking the Right Card for You
1 year ago

Best Rewards Credit Cards: Picking the Right Card for You

There are so many rewards credit cards around now that it can feel overwhelming trying to figure out which one is right for you. So we did some digging to …
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Cheap Ways to Save on Working Out and Staying Fit
1 year ago

Cheap Ways to Save on Working Out and Staying Fit

If you are serious about getting in shape for the summer, you might be considering a gym membership. But let’s be honest, gym memberships can be expensive, and completely not …
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Overwhelmed by Student Loans? You’ve Got Options
1 year ago

Overwhelmed by Student Loans? You’ve Got Options

Student loan repayment is a serious problem for graduates who find themselves facing large amounts of debt just as they are trying to start their lives. If you feel …
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Best Ways to Play Retirement Saving Catch Up
1 year ago

Best Ways to Play Retirement Saving Catch Up

It is always wise to start planning for retirement early, yet many people often find themselves with little in actual savings when retirement age draws closer. There are many …
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Taking a Road Trip? Avoid These Money Traps
1 year ago

Taking a Road Trip? Avoid These Money Traps

Many folks enjoy road trips because they can be cheaper. That is, if you avoid several common money traps. If you’re interested in budget travel, use the following tips …
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It’s Baseball Season! Best Ways to Save at the Ballpark
1 year ago

It’s Baseball Season! Best Ways to Save at the Ballpark

Going to a baseball game is a great way to spend a summer evening with your friends or family. Unfortunately, seeing a game can cost a lot of money. …
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How a Credit Card Balance Can Affect Your Credit Score
1 year ago

How a Credit Card Balance Can Affect Your Credit Score

Credit scores are used as an indicator of your financial responsibility, and having a high score can mean being approved to rent an apartment, paying less interest on an auto …
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What to Buy Before the New
Online Sales Tax Is Enforced

Right now, many online purchases are sales tax free for many shoppers in most states, making bigger ticket items cheaper to buy online. But starting tomorrow, the Senate will begin …
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Best Credit Cards for Building Your Credit Score
1 year ago

Best Credit Cards for Building Your Credit Score

If your credit is on the low end of the scale, it may seem impossible to raise your score since you don’t qualify for 95 percent of the credit cards …
Read More

How to Get Upgraded in Vegas for Your Bachelorette Party
1 year ago

How to Get Upgraded in Vegas for Your Bachelorette Party

A bachelorette party in Las Vegas is always a good time, however a weekend in Sin City can be disastrous for your bank account. Between the brand-new sequin shorts and …
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What Is the Cheapest Day to Book Flights?
1 year ago

What Is the Cheapest Day to Book Flights?

Flying is expensive. That is just the world we live in now. However, you don’t have to completely be at the mercy of the airlines. There are a few tricks …
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Simple Ways to Raise Your Credit Score
1 year ago

Simple Ways to Raise Your Credit Score

If you’re like most people, the recession took a toll on your finances, and probably your credit score. So how do you get it back to where it needs to …
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How Much Does an IRA Cost?
1 year ago

How Much Does an IRA Cost?

Individual retirement accounts, or IRAs, were established by the Internal Revenue Service (IRS) to help people save and invest money for their retirement years. IRAs allow people to contribute money …
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Best Ways to Pay Off Your Credit Card Debt
1 year ago

Best Ways to Pay Off Your Credit Card Debt

The country as a whole is in over $11 billion of credit card debt, so it’s safe to say that most of us are trying to find a way to …
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4 Best Family Summer Vacation Ideas on a Dime
1 year ago

4 Best Family Summer Vacation Ideas on a Dime

It’s really important to take time out and have a family vacation each year but when money is tight, having a break can be difficult. Here are four ways to …
Read More

Top 5 Personal Finance Books
1 year ago

Top 5 Personal Finance Books

This list of the top five personal finance books offers a wide range of viewpoints, where they discuss many aspects to life but with a money focus. The books provide advice …
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Should You Save for Retirement or Your Kid’s Education First?
1 year ago

Should You Save for Retirement or Your Kid’s Education First?

Which should you save for first: your retirement, or your children’s education?

An increasing number of financial planners are advising their clients to start saving for retirement first before putting …
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Best Money-Saving Mobile Apps
1 year ago

Best Money-Saving Mobile Apps

There are several websites and apps for smart phones that simplify paying bills, saving and investing. But which ones are straightforward and easy? We break down a few of our …
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How Much Does Amazon Fire TV Cost? What Is It?
1 year ago

How Much Does Amazon Fire TV Cost? What Is It?

Amazon has just released their Amazon Fire TV, a new box that you can connect to your TV that will enable you to stream all of your Amazon content, along …
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4 Ways to Invest Your Tax Refund
1 year ago

4 Ways to Invest Your Tax Refund

When you complete your tax return, one of the things you most look forward to is getting a tax refund. You should use this money to shore up your finances. …
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Tips for Saving Money on Airfare
1 year ago

Tips for Saving Money on Airfare

Looking to find the best deals on airline tickets? The complicated web that is used to set prices can sometimes seem overwhelming. The best tool is to be informed. Airlines …
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Do You Know Your Retirement Number?
1 year ago

Do You Know Your Retirement Number?

How financially ready are you for retirement? If you don’t have a clue, you’re not alone. According to the Transamerica Center for Retirement Studies, only one in 10 people know …
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Best Credit Card with 0% Interest Perk
1 year ago

Best Credit Card with 0% Interest Perk

With fewer people signing up for credit cards, the credit card lenders are pulling out all the stops when it comes to offering extra bonuses and incentives with their credit …
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Is it Better to Give or Receive Taxes?
1 year ago

Is it Better to Give or Receive Taxes?

Now that it’s tax season, are you like the 75% of American workers who will receive a tax refund this year? Or did you find yourself writing a big check …
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Best Credit Cards for Spring Break
1 year ago

Best Credit Cards for Spring Break

Are you already ready to get away from the cold and head off to a tropical destination for spring break? This has been one of the worst winters ever, and …
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What Is the Cheapest Online Tax Service?
1 year ago

What Is the Cheapest Online Tax Service?

Reader Question: I want to do my taxes online but are TurboTax and H&R Block the cheapest? Is there another service that is cheap and easy to use?

Answer: First …
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Best Credit Cards to Pay Your Taxes
1 year ago

Best Credit Cards to Pay Your Taxes

If you can’t afford to pay your taxes with cash or you just want to earn some extra cash back or travel points, using a credit card to pay your …
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Mutual Funds for Dummies
1 year ago

Mutual Funds for Dummies

Mutual funds offer an excellent way to make some money in the stock market without being subject to the roller-coaster ups and downs which can result from buying stock in …
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What to Do Before Debt Collectors Call
1 year ago

What to Do Before Debt Collectors Call

Many people are in debt today due to lost jobs, high unemployment rates, or medical bills. If you’re struggling to pay your debts, there are a few things you can …
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Tips to Save on Your Wireless Bill
1 year ago

Tips to Save on Your Wireless Bill

Going over your minutes used to be the biggest expense for a wireless phone bill. If you still have a monthly minute limit, there are plenty of ways to track …
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Be Unique While Being Thrifty this Valentine’s Day
1 year ago

Be Unique While Being Thrifty this Valentine’s Day

You don’t have to drop big money to have a fun and romantic Valentine’s Day that your love will remember and cherish. Try these four simple ideas to give your …
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Tips for Getting the Most Money from Your Tax Return
1 year ago

Tips for Getting the Most Money from Your Tax Return

Tax time is stressful for many people, but if you don’t want to leave money on the table, you need to check your return for accuracy. By avoiding common mistakes …
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4 Resume Tips You Should Follow
1 year ago

4 Resume Tips You Should Follow

As you scan a tempting job posting, you may know with complete certainty that you’d be the perfect candidate. It would be great if hiring managers could read your mind …
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4 Best Deals on Laptops
1 year ago

4 Best Deals on Laptops

You may feel that a laptop is out of your budget right now because the cost of your old one was well over $1,000. You also may think that if …
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The Best Things to Buy in February
1 year ago

The Best Things to Buy in February

It’s February, the shock of the holiday bills has worn off, Valentine’s Day is around the corner, and there are big savings to be had. However, that doesn’t mean …
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4 Things You Should Never Pay For
1 year ago

4 Things You Should Never Pay For

Are you spending money on things you don’t need to pay for? There are some things you can always get for free. Lower your living expenses by making sure you …
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How to Get Cash in an Emergency
1 year ago

How to Get Cash in an Emergency

Emergencies arise in everyone’s lives, and they often turn out to be expensive. The very best way to prepare for future crises is to have a savings account set aside …
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