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Mortgage

5 Cash-Saving Tips for Your Next Nest
2 months ago

5 Cash-Saving Tips for Your Next Nest

Homeownership seems like a long-lost American dream, but you can make it a reality by putting a cash-saving plan into action. Check out these five ways to save up money …
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What Do Mortgage Lenders Look For?
3 months ago

What Do Mortgage Lenders Look For?

The house hunting process is stressful enough on its own. You don’t want to find your dream home and have the financing fall through. By learning what mortgage lenders …
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How to Invest to Build Your Down Payment
4 months ago

How to Invest to Build Your Down Payment

Is buying a home in your future? If so, the time to start building your down payment is now.

Which Investments to Use

While many people might park their down payment …
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How Much House Can You Afford?
7 months ago

How Much House Can You Afford?

If there’s one thing first-time home buyers are always asking their mortgage broker, it’s this: “How much house can we afford?”

And while, in theory, it would be great if …
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Top 3 Mortgage Myths

There is a lot of misinformation about mortgages floating around. When people are ready to buy a home, it’s important for them to educate themselves in order to separate fact …
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5 Questions to Ask When Deciding Between Renting and Buying
11 months ago

5 Questions to Ask When Deciding Between Renting and Buying

If you ask a real estate professional, “should I rent or buy?” the answer is likely to be “it depends.” It depends on your financial circumstances, how long you intend …
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Top 5 Mistakes New Homebuyers Make
11 months ago

Top 5 Mistakes New Homebuyers Make

If you’re looking to buy a new home, you’re not alone. During the last couple of years, home sales in the U.S. have averaged just below the five million mark, …
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4 Alternatives to Traditional Savings Accounts
11 months ago

4 Alternatives to Traditional Savings Accounts

Savings accounts used to be a pretty good place to stash your money; a few decades ago, it was not unusual to see double-digit interest rates offered on simple savings …
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4 Signs It Is Time to Refinance Your Mortgage
11 months ago

4 Signs It Is Time to Refinance Your Mortgage

When you first sign up for a mortgage, you agree to certain terms that can last between 15 and 30 years. Most people assume that those terms are set in …
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When Is the Best Time to Refinance Your Mortgage?
12 months ago

When Is the Best Time to Refinance Your Mortgage?

Mortgage refinancing is big news these days. Hardly a day goes by when we don’t see a TV or Internet ad about the financial benefits we can gain by refinancing …
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Best Ways to Save Before the Holidays
12 months ago

Best Ways to Save Before the Holidays

As the holiday season approaches, so too comes the many extra holiday expenses that can bust your budget.  From gifts to feasts, from shipping to travel expenses, the costs can …
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Do Lenders Think You Can Afford a House? How Lenders Rate You
12 months ago

Do Lenders Think You Can Afford a House? How Lenders Rate You

When purchasing a home becomes your goal, one of the first things you need to consider is how much of a loan you can afford. This decision has two main …
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3 Lies We’ve Been Told About Mortgages
12 months ago

3 Lies We’ve Been Told About Mortgages

Taking on a mortgage is a big step for anyone. It’s probably the biggest purchase you will ever make in your life, so it’s good to have the facts straight …
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When Renting Is A Smarter Financial Option
1 year ago

When Renting Is A Smarter Financial Option

Get married, buy a house, and have children has been the long-standing definition of the “American Dream,” at least that’s what mom and dad always told us. I was always …
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Will the Government Shutdown Affect Interest Rates?
1 year ago

Will the Government Shutdown Affect Interest Rates?

With no end in sight for the government shutdown, we need to start taking a look at how this shutdown could affect the economy, and more importantly, how it will …
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Hidden Costs of Getting a Mortgage
1 year ago

Hidden Costs of Getting a Mortgage

You put an offer on a home. The offer is accepted. Then, all of sudden, you get hit with thousands of dollars of fees and expenses that you weren’t expecting …
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What to Look for in a Home Insurance Policy
1 year ago

What to Look for in a Home Insurance Policy

If you are serious about buying a home, you should start thinking about homeowner’s insurance. Home insurance will protect your home if disaster strikes. Unfortunately, many first time home buyers …
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4 Mortgages that Require Little to no Down Payment
1 year ago

4 Mortgages that Require Little to no Down Payment

At long last, you have arrived at a time in your life when home buying is the logical next step. Furnishing your new home with furniture, décor and appliances can …
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Top 5 Reasons to Refinance Your Home
1 year ago

Top 5 Reasons to Refinance Your Home

There are myriad reasons why different people refinance their homes. Refinancing your home for the right reasons has the potential of guaranteeing you significant savings. In fact, any time …
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The Return of the Subprime Mortgage: What You Need to Know
1 year ago

The Return of the Subprime Mortgage: What You Need to Know

Subprime mortgages disappeared shortly after the Great Recession started in late 2007, largely because they were blamed for the downturn’s wide-reaching impact. Now, subprime mortgages are returning, although some …
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