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Loans

OppLoans Review
2 weeks ago

OppLoans Review

Ever wanted to take out a loan, but felt unsure about which companies would give you the best rates? Applying for a loan shouldn’t be a frustrating and painful experience, …
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5 Tips for Paying Off Student Loan Debt
3 weeks ago

5 Tips for Paying Off Student Loan Debt

Today’s college graduates are taking with them more student loan debt than ever before. While student loan debt can seem like it’s going to follow you around until retirement, there …
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SoFi Loans Review

SoFi is an up-and-coming star in the world of online loans, and rightfully so. SoFi is best known for its student loan refinancing options, which generally have lower interest rates …
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The Benefits of Online Loans
3 months ago

The Benefits of Online Loans

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to …
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Can FedLoan Servicing Help With Your Student Loan Debt?
3 months ago

Can FedLoan Servicing Help With Your Student Loan Debt?

The student loan situation in the United States continues to be a pressing concern for millions of people, affecting their credit scores, monthly budgets and savings for home ownership and …
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The Personal Loans Handbook for Good or Bad Credit
4 months ago

The Personal Loans Handbook for Good or Bad Credit

Getting a personal loan can be a struggle, especially if you have bad credit. Even if you have good credit, finding a personal loan that fits your needs and won’t …
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UpStart Review

Recent college graduates and other “newbies” to the loan world may find that their lending options are more than slightly limited. Whether you have bad credit or no credit at …
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OnDeck Review

Sometimes, running a small business requires an extra or initial investment in order to get started. OnDeck is a business loan service that provides funding for businesses just for this …
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How to Determine how Much car You can Afford
7 months ago

How to Determine how Much car You can Afford

If you’re in the market for a new car, it’s essential to set a firm budget for yourself before you walk into a car dealership. Having a realistic idea of …
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5 Ways to Pay When You Don’t Have an Emergency Fund
8 months ago

5 Ways to Pay When You Don’t Have an Emergency Fund

Emergencies have ways of cropping up when we’re least-equipped to cope with them, and personal crises often come with big price tags. If you don’t have a rainy-day savings …
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Should You Purchase a Home With Less than 20% Down?
9 months ago

Should You Purchase a Home With Less than 20% Down?

Conventional wisdom states everyone should aim to put a 20 percent down payment on a house. There are plenty of good reasons for paying at least 20 percent, but …
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Overwhelmed by Student Loans? You’ve Got Options
9 months ago

Overwhelmed by Student Loans? You’ve Got Options

Student loan repayment is a serious problem for graduates who find themselves facing large amounts of debt just as they are trying to start their lives. If you feel …
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3 Surprising Ways People go into Debt
10 months ago

3 Surprising Ways People go into Debt

Today, many Americans have common types of debt such as high credit card bills, debt from medical expenses and student loans that seem to take forever to pay off.

But you …
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Should You Fix Your Car Again or Buy a New One?
11 months ago

Should You Fix Your Car Again or Buy a New One?

If you’ve owned your car for a number of years, you probably love it, and would hate to part with it. You’ve probably also spent plenty of money to keep …
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Leasing vs. Buying Cars: Which is a Better Option?
12 months ago

Leasing vs. Buying Cars: Which is a Better Option?

Buying a car and leasing a car both have pros and cons. While one might be a good decision for someone else, it might not be the right one for …
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Shopping for Personal Loans: The Do’s and Don’ts
12 months ago

Shopping for Personal Loans: The Do’s and Don’ts

Personal loans can give you a chance to consolidate debts to make repayment easier and more affordable. Follow these do’s and don’ts to make sure your personal loan works …
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Should You Take on a Mortgage While You Still Have Student Loan Debt?
12 months ago

Should You Take on a Mortgage While You Still Have Student Loan Debt?

You borrowed money to go to school in order to build the foundation of a successful and fulfilled life. Now that you’ve achieved your educational goals, you may feel ready …
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4 Times it is Smart to go Into Debt
12 months ago

4 Times it is Smart to go Into Debt

Going into debt is usually a bad idea, but in certain cases, going into debt is a sound financial decision that can help you achieve key goals in life. Here …
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3 Worst Ways to Borrow Money
1 year ago

3 Worst Ways to Borrow Money

Need an infusion of cash to make it through a particularly rough time? If so, you may be considering a quickie loan. Your situation is not uncommon — plenty of …
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The Dangers of Being a Co-Signer
1 year ago

The Dangers of Being a Co-Signer

Sharing the benefits of your good credit may seem like an easy favor to do for someone you care about. After all, credit isn’t a finite resource, right? Unfortunately, co-signing …
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Can HARP Help You Refinance Your Mortgage?
1 year ago

Can HARP Help You Refinance Your Mortgage?

The Home Affordable Refinance Program (HARP) was created to help homeowners affected by falling property values caused by the 2008 housing bubble. HARP could be a good option for refinancing …
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Are Rent-to-Own Electronics and Furniture Worth it?
1 year ago

Are Rent-to-Own Electronics and Furniture Worth it?

As rent-to-own stores have expanded into a multi-billion dollar industry, more and more consumers are choosing this route to obtain their furniture and electronic devices. Although the low monthly payments …
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If You are Going to Refinance, do it Now
1 year ago

If You are Going to Refinance, do it Now

You may have noticed recent news stories about the Federal Reserve raising interest rates slightly, after several years of keeping them at historic low levels. This interest rate increase is …
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Household Debt is on the Rise: How to Get Yours Under Control
1 year ago

Household Debt is on the Rise: How to Get Yours Under Control

Household debt rose 15 percent nationwide this year, which means a real burden for those dealing with increased financial insecurity. Fortunately, strategies exist that can help you lower your …
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The Difference Between Consolidating and Refinancing Loans
1 year ago

The Difference Between Consolidating and Refinancing Loans

The world of finance can be a tough landscape to navigate if you don’t have a strong understanding of all the terminology. For example, many often confuse debt consolidation and …
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Can’t Get a Loan? Here are Some Alternatives
1 year ago

Can’t Get a Loan? Here are Some Alternatives

Many Americans experience a financial hardship at some point in their lives and need a personal loan to help them out. However, banks sometimes make it very difficult to get …
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SoFi Student Loan Refinance: $250 Bonus
1 year ago

SoFi Student Loan Refinance: $250 Bonus

By  •  Shop, Loans

Gilt City is offering a $250 introductory bonus when you refinance your student loans with SoFi. RSVP for this offer now.

Secured Loans Versus Unsecured Loans
1 year ago

Secured Loans Versus Unsecured Loans

Credit card offers are unending; gas, bank and reward cards entice you. Perhaps you have student loans or hold balances on credit cards. Maybe you have debt and want a …
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3 Ways to Save on Your Student Loans
1 year ago

3 Ways to Save on Your Student Loans

Student loans help us achieve our educational and career goals, but repaying them can be challenging to integrate into everyday finances. Once your studies are finished and your grace period …
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Buying a Used Car Like a Money-Saving Expert
2 years ago

Buying a Used Car Like a Money-Saving Expert

Your car is more than just a mode of transportation; it’s also an investment. By thinking of buying a car in this light and then adjusting the way you shop, …
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3 Misconceptions About Student Loans
2 years ago

3 Misconceptions About Student Loans

Obtaining a college education is a wise financial choice that can pay serious dividends throughout your lifetime. However, student loans can represent a financial burden that many have difficulty overcoming. …
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Leasing Vs. Buying: Which is Financially Smarter?
2 years ago

Leasing Vs. Buying: Which is Financially Smarter?

Deciding what kind of car you want is a tough question, but deciding whether you should lease or purchase a car can really leave you scratching your head. Since there …
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3 Times Payday Loans Make Sense
2 years ago

3 Times Payday Loans Make Sense

Although payday loans are a type of credit that most borrowers should avoid, there are some cases in which this type of loan is actually less costly than other alternatives. …
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LendUp vs. Alternative Loan Options Like Lendup
2 years ago

LendUp vs. Alternative Loan Options Like Lendup

When it comes to payday loans, most people think these services are just out to scam you, which in many cases they are. The good news is there are a …
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4 Mistakes People Make When Refinancing
2 years ago

4 Mistakes People Make When Refinancing

For most people, their mortgage is their biggest investment. This is the main reason it’s so important to do things right when it comes to refinancing your mortgage. A few …
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3 Mistakes People Make When Taking Out Loans
2 years ago

3 Mistakes People Make When Taking Out Loans

Most adults will have to take out a loan to go to college, buy a house or purchase a car. Most times these loans go off without a hitch, but …
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4 Myths About Interest Rates We Shouldn’t Believe
2 years ago

4 Myths About Interest Rates We Shouldn’t Believe

For many people looking for a loan, interest rates are at the forefront of their minds. Unfortunately, not everyone has all the correct information necessary to make an educated decision …
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4 Best Payday Loan Sites
2 years ago

4 Best Payday Loan Sites

While payday loans can be extremely expensive, they can also be helpful when you need money in a hurry. Just know that not all payday loan sites are created equally. …
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More Retirees Are Dealing with Student Loan Debt
2 years ago

More Retirees Are Dealing with Student Loan Debt

By  •  Loans, Debt

It turns out that recent graduates are not the only ones being hammered by large amounts of student loan debt. More seniors than ever before are heading into retirement still …
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4 Best Online Loan Sites
2 years ago

4 Best Online Loan Sites

Do you need a loan but don’t want to go to a bank to get it? Banks can have a lot of hoops to jump through to get a loan, …
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Parents: How to Talk Money with Your College Student
3 years ago

Parents: How to Talk Money with Your College Student

It’s that time of year, parents and students alike are prepping for college departures. It’s an exciting but stressful time filled with school orientations, class schedules and dorm prep. There …
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Best Debt Consolidation and Settlement Services
3 years ago

Best Debt Consolidation and Settlement Services

Many people who are in debt often don’t realize that there are services that are designed to help them get out of debt. Not all of these services are legitimate, …
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Top 5 Personal Finance Books
3 years ago

Top 5 Personal Finance Books

This list of the top five personal finance books offers a wide range of viewpoints, where they discuss many aspects to life but with a money focus. The books provide advice …
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Should You Refinance Your Student Loan?
3 years ago

Should You Refinance Your Student Loan?

With refinancing becoming as common as taking out a loan, lenders are constantly sending out unsolicited refinancing offers that cover everything from mortgages to car loans. Thanks to lower interest …
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Are Subprime Home Loans Back?
3 years ago

Are Subprime Home Loans Back?

Recently, Wells Fargo Bank announced that it’s going to start allowing subprime loans again. Since Wells Fargo is the largest mortgage lender in the U.S., analysts concur that the move …
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Smart Student Loan Options
3 years ago

Smart Student Loan Options

With the cost of education rising, student loans tend to be the only option for many students. However, a large amount of student loan debt can be debilitating post-graduation. Choosing …
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Common Financial Myths to Avoid
3 years ago

Common Financial Myths to Avoid

Money worries are common. However, financial myths abound that can cause you to make mistakes with your financial future. By learning the facts, you avoid using myths as your guideposts. …
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How to Get Cash in an Emergency
3 years ago

How to Get Cash in an Emergency

Emergencies arise in everyone’s lives, and they often turn out to be expensive. The very best way to prepare for future crises is to have a savings account set aside …
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What is the Worst Kind of Debt to Carry?
3 years ago

What is the Worst Kind of Debt to Carry?

Is there a good type of debt? What most people think when they see any type of debt is a big, red X. They think that all debt is bad. …
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Top 3 Mortgage Myths

There is a lot of misinformation about mortgages floating around. When people are ready to buy a home, it’s important for them to educate themselves in order to separate fact …
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Top 5 Mistakes New Homebuyers Make
3 years ago

Top 5 Mistakes New Homebuyers Make

If you’re looking to buy a new home, you’re not alone. During the last couple of years, home sales in the U.S. have averaged just below the five million mark, …
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When Is the Best Time to Refinance Your Mortgage?
3 years ago

When Is the Best Time to Refinance Your Mortgage?

Mortgage refinancing is big news these days. Hardly a day goes by when we don’t see a TV or Internet ad about the financial benefits we can gain by refinancing …
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Best Ways to Save Before the Holidays
3 years ago

Best Ways to Save Before the Holidays

As the holiday season approaches, so too comes the many extra holiday expenses that can bust your budget.  From gifts to feasts, from shipping to travel expenses, the costs can …
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Do Lenders Think You Can Afford a House? How Lenders Rate You
3 years ago

Do Lenders Think You Can Afford a House? How Lenders Rate You

When purchasing a home becomes your goal, one of the first things you need to consider is how much of a loan you can afford. This decision has two main …
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Will the Government Shutdown Affect Interest Rates?
3 years ago

Will the Government Shutdown Affect Interest Rates?

With no end in sight for the government shutdown, we need to start taking a look at how this shutdown could affect the economy, and more importantly, how it will …
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What Is Peer-to-Peer Lending?
3 years ago

What Is Peer-to-Peer Lending?

With traditional investing, the terms and payouts can be confusing to someone who is not well-versed in all the laws and rules that go along with it. Plus, big banks …
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What Are Payday Loans and How Can You Use Them?
4 years ago

What Are Payday Loans and How Can You Use Them?

Ever get into a financial bind and need a little extra cash quick? Many people don’t realize that you can get a quick loan that can cover you financially …
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