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Investing

How to Invest to Build Your Down Payment
1 week ago

How to Invest to Build Your Down Payment

Is buying a home in your future? If so, the time to start building your down payment is now.

Which Investments to Use

While many people might park their down payment …
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Best Online Investment Sites 2017
2 weeks ago

Best Online Investment Sites 2017

Online investing can be one of the best things to do with your money when you want to increase your savings. While there is no single choice for the best …
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Best Online IRAs for 2017
2 months ago

Best Online IRAs for 2017

Opening an Individual Retirement Account (IRA) is one of the most recommended steps for people of any age to take in preparation for retirement, whether that day is decades away …
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How to Spring Clean Your Finances
3 months ago

How to Spring Clean Your Finances

Spring cleaning doesn’t just entail a series of chores you perform in your home or your yard. Your finances need to be checked, given a dust-off, aired out and wiped …
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RealtyShares Review: What Exactly Is Crowdfunding Investment?
3 months ago

RealtyShares Review: What Exactly Is Crowdfunding Investment?

Online real estate investments make up an essential part of the functionality of any real estate vehicle. As the real estate industry undergoes the same technological changes that other industries …
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What To Do if You Are Forced to Retire
3 months ago

What To Do if You Are Forced to Retire

With the continued downsizing of companies, in addition to various small businesses getting bought out by major corporations, more and more baby boomers are being forced into retirement before they …
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50 and No Nest Egg: What’s a Girl to Do?
4 months ago

50 and No Nest Egg: What’s a Girl to Do?

There are a few facts in life that we cannot avoid. One, we are all born to grow old. Two, we’re expected to pay taxes. And three, if you don’t …
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Ally Invest (Formerly TradeKing) Review

Ally Invest, formerly TradeKing, offers the largest variety of investing opportunities when it comes to the best online investment sites. Not only do they have a broker/trading site — which …
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What Are Binary Options?
5 months ago

What Are Binary Options?

Binary options, also sometimes referred to as digital options or fixed-return options, are nothing new in the world of stock options. They have remained largely unnoticed or untouched by the …
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Top 5 Investing Resolutions for 2014
6 months ago

Top 5 Investing Resolutions for 2014

The end of the year rapidly approaches, and with it a buying frenzy for the holidays. After the frenzy comes regret and resolutions to do better next year. Holiday spending …
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Top 5 Money Resolutions for 2014
6 months ago

Top 5 Money Resolutions for 2014

As you consider your resolutions for 2014, make sure you include some personal finance improvements in your goals. Luckily, there are certain steps you can take to improve your financial …
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How to Build Wealth From Nothing
6 months ago

How to Build Wealth From Nothing

Everybody wants the security that comes from having their finances in order and building wealth. Even if you have nothing now, you can start applying wealth-building techniques to achieve your …
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4 Money Habits of the One Percent

The richest people in the world have a few common habits. This is not coincidental. For those who want financial independence, there are certain lifestyle changes they must adopt that …
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American Express Personal Savings Review
7 months ago

American Express Personal Savings Review

If you are thinking about opening an online bank account, American Express personal savings could meet your needs. You’ll enjoy advantages such as high interest rates and no fees. Here’s …
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The Pros and Cons of ShareBuilder
7 months ago

The Pros and Cons of ShareBuilder

For those considering entering the world of online investing, ShareBuilder by Capital One is an easy and inexpensive gateway option. This full-service investment method provides you with the ability to …
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401(k) vs. IRA: Which is Better for Retirement?
7 months ago

401(k) vs. IRA: Which is Better for Retirement?

Thinking of putting money aside for retirement? That’s a sign that you’re prudent with your personal finances; it’s never too early to begin planning for your future. Traditional IRAs and …
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4 Alternatives to Traditional Savings Accounts
8 months ago

4 Alternatives to Traditional Savings Accounts

Savings accounts used to be a pretty good place to stash your money; a few decades ago, it was not unusual to see double-digit interest rates offered on simple savings …
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4 Best Books for Beginning Investors
8 months ago

4 Best Books for Beginning Investors

One of the most successful ways to make extra money is by investing, but the thought of investing makes most people’s head spin. Yes, investing can be a very complicated …
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Best Ways to Save Before the Holidays
8 months ago

Best Ways to Save Before the Holidays

As the holiday season approaches, so too comes the many extra holiday expenses that can bust your budget.  From gifts to feasts, from shipping to travel expenses, the costs can …
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IRA vs. 401(k): Which One is Right for You?
8 months ago

IRA vs. 401(k): Which One is Right for You?

As you plan for retirement, you might be thinking about opening an account that will help you save money for that period of your life. However, you come across the …
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5 ‘Out of the Box’ Investments to Help With Your Retirement
8 months ago

5 ‘Out of the Box’ Investments to Help With Your Retirement

Whether retirement feels right around the corner or miles away, it’s never too late to start investing for the future. If you’re looking for a few unique ways to begin …
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5 Financial Mistakes You Made in Your Twenties – And How to Fix Them
8 months ago

5 Financial Mistakes You Made in Your Twenties – And How to Fix Them

Financial finesse often comes with age and experience. This later-in-life refinement often means you made some less-than-stellar money decisions in your younger years. The following are five financial mistakes you …
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TD Ameritrade Review

TD Ameritrade is a well-known online brokerage firm that offers a wide range of investment options, including common and preferred stocks, mutual funds, futures, exchange traded funds (ETFs), options trades, …
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FutureAdvisor Review

Our FutureAdvisor review: FutureAdvisor receives constant accolades from the financial community due to its proven approach to maximizing returns on investment funds. CNN Money added this investment management firm to its …
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Best Investment Sites for Newbies
9 months ago

Best Investment Sites for Newbies

If you want to get into investing but aren’t sure how to start, signing up for on the top online investment sites can be a good first option. Instead of …
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How Much Does E*Trade Cost?
9 months ago

How Much Does E*Trade Cost?

Reader Question: I wanted to sign up for E*trade. How much does it cost to just sign up?

Answer: E*Trade is one of the cheaper options when it comes to …
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Is a Certificate of Deposit Right for You?
10 months ago

Is a Certificate of Deposit Right for You?

A certificate of deposit (CD) is a type of investment which is similar to a traditional deposit. With a CD, you place a certain amount of money into an account …
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Top 4 Ways to Increase Your Retirement Savings
10 months ago

Top 4 Ways to Increase Your Retirement Savings

When you first enter the workforce, retirement is often the last thing on your mind. After all, you have decades before it will be around the corner. If you wait …
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Optionshouse Review

Of all the online investment sites that offer investing options, Optionshouse is the best all-around service. It has a low cost combined with a plethora of options for investing, as well …
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Betterment vs. Wealthfront: Which is Best for Investing?
10 months ago

Betterment vs. Wealthfront: Which is Best for Investing?

Automated investing is become more popular since so many people are interested in saving for their future but generally have very little knowledge about investing. This is where online investing …
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Investing For Newbies: How to Start Online Investing
11 months ago

Investing For Newbies: How to Start Online Investing

In the modern world, numerous people are turning to online investment. Online investment enables many to bypass the charges and the fees levied by investment banks and traditional brokerages, manage …
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Motif Investing Review

Motif Investing offers one of the more exciting and diverse ways to auto-invest, making it one of the most popular online investing sites now. It focuses on investing in motifs, …
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Firstrade Review

Firstrade is an underrated investment site, but offers a lot of the same value as larger sites like E*TRADE with a more personal experience. It also offers one of the …
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Betterment Review

Betterment is a great tool for beginner investors or those who trust the experts to do the heavy lifting. It’s a long-term investment site that automates your investments for you. …
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Answers to Investment Questions You are Afraid to Ask
11 months ago

Answers to Investment Questions You are Afraid to Ask

You can certainly find a gazillion articles online about how to invest your money wisely, but if you’re truly inexperienced, you may be left with investment questions so basic you’re …
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Investment Tips for Beginners
1 year ago

Investment Tips for Beginners

Looking to invest in the stock market but have no idea where to begin? You’re not alone; investing in the stock market can be confusing and overwhelming, especially for first …
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How to Make More Money by Closing Your Savings Account
1 year ago

How to Make More Money by Closing Your Savings Account

Closing your savings account could be one of the best things you do to make more money. Savings accounts are popular because the money is there when needed. However, the …
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Money-Savvy Graduation Gifts
1 year ago

Money-Savvy Graduation Gifts

Few young people learn the skills they need to build strong financial lives. They simply never get the exposure they need to develop habits like saving and investing. As …
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What Retirees Wish They Knew About Retirement Savings Earlier
1 year ago

What Retirees Wish They Knew About Retirement Savings Earlier

Retirement is supposed to be a golden time when people reap the rewards of having worked hard and spent wisely throughout their working lives. Not only do retirees have more …
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5 Tax Implications for Retirees
1 year ago

5 Tax Implications for Retirees

You thought you had learned everything you needed to know about taxes and finance, but now that you’re retiring, you find out there is a whole new set of rules …
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Will 401(k)s be Obsolete in 30 years?
1 year ago

Will 401(k)s be Obsolete in 30 years?

401(k) retirement plans have only been around for a little more than 30 years, but will they still be around in another 30? 401(k)s were created as a way for …
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How Much Does an IRA Cost?
1 year ago

How Much Does an IRA Cost?

Individual retirement accounts, or IRAs, were established by the Internal Revenue Service (IRS) to help people save and invest money for their retirement years. IRAs allow people to contribute money …
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Top 5 Personal Finance Books
1 year ago

Top 5 Personal Finance Books

This list of the top five personal finance books offers a wide range of viewpoints, where they discuss many aspects to life but with a money focus. The books provide advice …
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5 Investing Lessons for Millennials
1 year ago

5 Investing Lessons for Millennials

Even if you’ve just begun paying back your student loans, it’s not too early to think about investing. Entering the financial marketplace while you’re young will lead to independence …
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Should You Save for Retirement or Your Kid’s Education First?
1 year ago

Should You Save for Retirement or Your Kid’s Education First?

Which should you save for first: your retirement, or your children’s education?

An increasing number of financial planners are advising their clients to start saving for retirement first before putting …
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Why Your Kids Should be Investing in Their Retirement
1 year ago

Why Your Kids Should be Investing in Their Retirement

While not all kids will be thrilled to learn about investment principles and their importance for retirement, teaching them early can pay off both financially and educationally. Thankfully, there are …
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4 Ways to Invest Your Tax Refund
1 year ago

4 Ways to Invest Your Tax Refund

When you complete your tax return, one of the things you most look forward to is getting a tax refund. You should use this money to shore up your finances. …
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What are Blue Chip Stocks?
1 year ago

What are Blue Chip Stocks?

Blue chip stocks are the stocks of large and stable companies that have established themselves in the economy. For example, in 2016, generally accepted blue chip companies in the …
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Do You Know Your Retirement Number?
1 year ago

Do You Know Your Retirement Number?

How financially ready are you for retirement? If you don’t have a clue, you’re not alone. According to the Transamerica Center for Retirement Studies, only one in 10 people know …
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How Do You Diversify Your Portfolio?
1 year ago

How Do You Diversify Your Portfolio?

By  •  Investing

Investment professionals always recommend that clients diversify their portfolios. That’s great advice, but what does it mean for you? Follow these five steps to diversify your investments to protect …
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The Pros of Using Robo-Advisor Investing Sites
1 year ago

The Pros of Using Robo-Advisor Investing Sites

Robo-advisor investing sites offer many advantages compared to working with an in-person financial advisor or taking a do-it-yourself approach. Such sites aim to foster a fun, easy and budget-friendly investing …
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Mutual Funds for Dummies
1 year ago

Mutual Funds for Dummies

Mutual funds offer an excellent way to make some money in the stock market without being subject to the roller-coaster ups and downs which can result from buying stock in …
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What to do With Your 401(k) When You Change Jobs
1 year ago

What to do With Your 401(k) When You Change Jobs

The nature of building a career in today’s marketplace often involves switching companies as your skills and ambitions grow. If you’re about to change your place of employment, you may …
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How to Build Your Retirement by Trading Stocks
1 year ago

How to Build Your Retirement by Trading Stocks

Investing in the stock market can be an excellent way to build up your retirement fund. According to NASDAQ, over the last 10 years the stock market has produced an average …
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What to do After a Stock Market Plunge
1 year ago

What to do After a Stock Market Plunge

The most recent stock market plunge has left a lot of people worried about their investments. If you’re new to investing, don’t panic. Instead, do these three things to …
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What Is an Annuity? How Do I Use It?
1 year ago

What Is an Annuity? How Do I Use It?

Annuities are one of the lesser talked about investment options, which can make it a mystery to some people, but annuities are actually a great way to save for the …
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Stocks vs. Mutual Funds: Which Is Better for Investing?
1 year ago

Stocks vs. Mutual Funds: Which Is Better for Investing?

In order to understand the difference between stocks and mutual funds, you have to have an understanding of what each is. We will look at the definition of each and …
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Trade Free for 60 Days with E*TRADE
1 year ago

Trade Free for 60 Days with E*TRADE

By  •  Shop, Investing

E*TRADE

 offers all the resources you need to make the most of your investment; with tools like simple planner and one-on-one advice, trading has never been easier. Do yourself a …
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4 Financial Moves to Make in January
1 year ago

4 Financial Moves to Make in January

You just put away your holiday decorations and now it’s time to get serious about your financial status. Here are four money moves to make in January to start the …
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4 Retirement Resolutions for 2016
1 year ago

4 Retirement Resolutions for 2016

It’s a new year, which means it is time to start thinking of ways to improve yourself. If you have not yet started to make plans for your retirement years, …
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Top 5 Money Resolutions for 2016
1 year ago

Top 5 Money Resolutions for 2016

This year, plan to make resolutions you can stick to, ones that became habits. Below are our top five financial resolutions for 2016, and tips on how to achieve each …
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How Much Does Scottrade Cost?
2 years ago

How Much Does Scottrade Cost?

Reader Question: I was looking at your investing for newbies article and was interested in Scottrade. How much does it cost to trade with them?

Answer: Good question. The answer …
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4 Board Games That Teach Kids About Money
2 years ago

4 Board Games That Teach Kids About Money

Board games are always a fun family activity, and they can also be educational. There are several board games you might have played yourself that will teach children about finances. …
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3 Investing Myths You Shouldn’t Believe
2 years ago

3 Investing Myths You Shouldn’t Believe

Have you been interested in entering the stock market but hesitant to give it a try? Learning to invest is easier than it’s ever been, but it’s important not to …
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Long-Term Investment Gifts
2 years ago

Long-Term Investment Gifts

This holiday season, instead of giving a gift that will be broken or forgotten by Valentine’s Day, provide your loved ones with a long-term investment opportunity. These sorts of …
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Should You Wait to File for Social Security?
2 years ago

Should You Wait to File for Social Security?

Social Security can help make life after 60 more comfortable. A lot of people, however, wonder when they should take their benefits. While that’s not an easy question to answer, …
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3 Things to do After You Pay Off Your Debt
2 years ago

3 Things to do After You Pay Off Your Debt

So, you’ve paid off your debts, and you don’t owe any more payments on your credit cards or your car; or you’ve paid off your house and you won’t have …
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How to Become a Landlord
2 years ago

How to Become a Landlord

Do you have extra space that you’ve thought about renting out? Are you considering whether to invest in a rental house? Becoming a landlord is not complicated, and many people …
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What to Expect When You Open an Online Brokerage Account
2 years ago

What to Expect When You Open an Online Brokerage Account

An online brokerage account can be beneficial whether you are a new college graduate, a senior enjoying your golden years or anyone in between. Knowing what you can do with …
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3 Money Moves to Make in the Last Quarter of the Year
2 years ago

3 Money Moves to Make in the Last Quarter of the Year

The last quarter of 2015 is a great time to review your finances, so you can ensure you’re on track for your annual tax return and look at your financial …
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How to Become Your Own Financial Planner
2 years ago

How to Become Your Own Financial Planner

Financial planners can help you make the right decisions for your investments, create a retirement strategy, and even guide you out of debt. However, there are seemingly endless educational resources, …
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How Much Does Ally Invest (formerly TradeKing) Cost?
2 years ago

How Much Does Ally Invest (formerly TradeKing) Cost?

Ally Invest, formerly TradeKing, is quickly becoming one of the most-liked online investing sites, if for no other reason than its pricing. Ally Invest has some of the lowest fees of …
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How to Choose an Online Brokerage Account
2 years ago

How to Choose an Online Brokerage Account

An online brokerage account allows you to invest in stocks, certificates of deposit, bonds, mutual funds, exchange-traded funds, and more. Whether you’re just getting started or are an experienced trader, …
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What Is Peer-to-Peer Lending?
2 years ago

What Is Peer-to-Peer Lending?

With traditional investing, the terms and payouts can be confusing to someone who is not well-versed in all the laws and rules that go along with it. Plus, big banks …
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How to Account for Inflation When Saving for Retirement
2 years ago

How to Account for Inflation When Saving for Retirement

Figuring out how much to save for retirement can be tricky; you’re dealing with a set of factors you can’t be sure about. You don’t know your life span or …
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5 Questions to Ask Before Enrolling in a 401(k)
2 years ago

5 Questions to Ask Before Enrolling in a 401(k)

It’s nearly gospel that employees should join their company’s 401(k) plans. It makes sense: Free money is often involved, and the plans are a way for you to stockpile funds …
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How to Invest in What You Know
2 years ago

How to Invest in What You Know

Experts often tell investment beginners to stick with what they know. Because learning how to invest can be overwhelming, sticking with what you know makes sense. You already understand how …
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5 Things Everyone Should Know About Finance
2 years ago

5 Things Everyone Should Know About Finance

Admit it, whenever you hear the word “finance,” you zone out. But your financial health is as important to your life as your physical, mental and emotional health. If you …
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How Often do High-Yield Savings Accounts Change Rates?
2 years ago

How Often do High-Yield Savings Accounts Change Rates?

The world of investing, 401(k), IRA, stocks and mutual funds isn’t as straightforward as investors would like it to be. For example, the name “high-yield savings account” can be misleading, …
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5 Questions to Ask Before Enrolling in a 401(k)
2 years ago

5 Questions to Ask Before Enrolling in a 401(k)

It’s nearly gospel that employees should join their company’s 401(k) plans. It makes sense: Free money is often involved, and the plans are a way for you to stockpile funds …
Read More

3 Investment Opportunities for Working People
2 years ago

3 Investment Opportunities for Working People

Investing is often a frustrating topic for working people who don’t have a lot of extra money to set aside. Wealthy people may grow their incomes by investing in various …
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Get $100 Free when you Open an OptionsXpress Trading or IRA Account
2 years ago

Get $100 Free when you Open an OptionsXpress Trading or IRA Account

By  •  Shop, Investing

Looking to start investing? OptionsXpress, which is run by Charles Schwab, is offering $100 when you open an account with them. Whether you are looking to get into trading, securities …
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6 Months Free: Betterment Investment Services
2 years ago

6 Months Free: Betterment Investment Services

By  •  Shop, Investing

Betterment

 for this current offer. Investing has never been so easy and affordable!

OptionsHouse vs. Scottrade: Which is Better for Investing?
2 years ago

OptionsHouse vs. Scottrade: Which is Better for Investing?

Looking for a good investing site to start trading on? While there are bigger names in the industry, OptionsHouse and Scottrade are actually two of the best, most useful sites …
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What Is Investment Crowdfunding?
2 years ago

What Is Investment Crowdfunding?

Investment crowdfunding is a popular method for raising money because it makes great use of the new, high-tech economy. Just because it is popular does not mean that it’s …
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E*Trade vs. OptionsXpress: Which Investment Site Is Better?
2 years ago

E*Trade vs. OptionsXpress: Which Investment Site Is Better?

Self-directed investors have more online brokerages to choose from than ever. Two of the more popular services are E*Trade and OptionsXpress. We recently reviewed them both and determined that, when …
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How to Start Investing for Less Than $100
2 years ago

How to Start Investing for Less Than $100

Many people assume that they either don’t have enough money to invest or that most investments are going to eat up a smaller investment through fees and other hidden charges. …
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Trade Free for 60 Days
2 years ago

Trade Free for 60 Days

By  •  Shop, Investing

Open a new OptionsHouse account

 will walk you through how to invest online.

3 Worst Investing Habits
2 years ago

3 Worst Investing Habits

Investing is a process and, if done correctly, it can provide for some of your biggest financial expenses, such as a college education for your kids or for your retirement. …
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Little-Known Investment Opportunities
2 years ago

Little-Known Investment Opportunities

Small-scale investors are not limited to a handful of familiar options. These days, online platforms offer private individuals the chance to step into the same financial arenas as the biggest …
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What Are Dividends? Your Guide to Retirement
2 years ago

What Are Dividends? Your Guide to Retirement

Securities that pay dividends are one investment option for retirement portfolios

without having to sell your stock and decrease your ownership in the company. Companies use dividends to reward …
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What Is a myRA?
2 years ago

What Is a myRA?

You dream of retirement, the day you can stop working and start pursuing your passions. But preparing for that day seems to take second place to more immediate matters. You’ve …
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Why You Should Break Up with your Financial Advisor
2 years ago

Why You Should Break Up with your Financial Advisor

Most Americans are concerned about their savings. They want to be reassured that they have sufficient funds in their retirement accounts, emergency funds, and investments. 

Those concerns were …
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Graduation Gifts that Set Up Grads for Financial Success
2 years ago

Graduation Gifts that Set Up Grads for Financial Success

Your grad just earned their diploma and now you want to reward them with something special as they enter the job market and move forward with their life. During this …
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Why Banking on a Pension Can Be Dangerous
2 years ago

Why Banking on a Pension Can Be Dangerous

A pension is a retirement account for a worker that is maintained by the employing company or institution. Started in the private sector in the 1870s and heavily expanded throughout …
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When is a Financial Planner a Smart Idea?
2 years ago

When is a Financial Planner a Smart Idea?

If you’re considering hiring a financial planner, you’re probably balancing the cost of their professional services against the time you’ll save from not having to manage your own finances, as …
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Tax Return Spending that Pays off
2 years ago

Tax Return Spending that Pays off

According to the IRS, the average tax return will be around $2,755, with more than 74% of Americans receiving money back this year. As tempting as it is to blow your …
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Top Investing Sites for Beginners
2 years ago

Top Investing Sites for Beginners

With the Dow more than doubled since 2009 and now at record highs, some first-time investors are concerned that it might be too late to jump into stock trading. The …
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Smartest Ways to Borrow from Investment Accounts
2 years ago

Smartest Ways to Borrow from Investment Accounts

There are countless reasons you may need to borrow money from your investment and retirement accounts, from paying off credit card debt to purchasing a home. However, it’s important to …
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4 Tips for Finding Your First Investment Property
2 years ago

4 Tips for Finding Your First Investment Property

Investing in rental property is just like making any other type of investment. If you want to make money, the key is to reduce your risks and increase any returns. …
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