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Personal Finance

50 and No Nest Egg: What’s a Girl to Do?
5 days ago

50 and No Nest Egg: What’s a Girl to Do?

There are a few facts in life that we cannot avoid. One, we are all born to grow old. Two, we’re expected to pay taxes. And three, if you don’t …
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OppLoans Review
2 weeks ago

OppLoans Review

Ever wanted to take out a loan, but felt unsure about which companies would give you the best rates? Applying for a loan shouldn’t be a frustrating and painful experience, …
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Just Married? How to Handle Your Taxes
2 weeks ago

Just Married? How to Handle Your Taxes

If you got married this year, the IRS won’t be sending you a card, but you might be able to get a break on your taxes. Here’s what you need …
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Best Credit Repair Companies Reviews
3 weeks ago

Best Credit Repair Companies Reviews

With so many scam credit repair services out there, it is hard to know which one is the best credit repair company. Will they really repair your credit? Are they …
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5 Tips for Paying Off Student Loan Debt
3 weeks ago

5 Tips for Paying Off Student Loan Debt

Today’s college graduates are taking with them more student loan debt than ever before. While student loan debt can seem like it’s going to follow you around until retirement, there …
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Best Tax Service Reviews
4 weeks ago

Best Tax Service Reviews

Filing taxes can be confusing. Can you deduct healthcare expenses? What are the rules about claiming dependent children? With all of the highly specific regulations, tax preparation is its own …
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E-File Tax Service Review
4 weeks ago

E-File Tax Service Review

Efile.com is one of the many online preparation websites that is authorized to file tax returns by the Internal Revenue Service (IRS). The company is based in Fairfax, VA, and …
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TradeKing Review

TradeKing offers the largest variety of investing opportunities when it comes to investment sites. Not only do they have a broker/trading site with TradeKing — which also offers a wide …
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SoFi Loans Review

SoFi is an up-and-coming star in the world of online loans, and rightfully so. SoFi is best known for its student loan refinancing options, which generally have lower interest rates …
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Retirement Savings: What Age Should You Plan to Die?
1 month ago

Retirement Savings: What Age Should You Plan to Die?

The good news is that people are living longer, but the bad news is that many of us are financially unprepared for these longer lives. In fact, many people assume …
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Best Online Investment Companies
1 month ago

Best Online Investment Companies

Online investing can be one of the best things to do with your money when you want to increase your savings. While there is no single choice in online investing …
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What Is Debt Settlement?
1 month ago

What Is Debt Settlement?

With the holidays over and the leftovers gone, its time to deal with the outcome of all that shopping and gift giving — the bills. In the midst of the …
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What Are Binary Options?
1 month ago

What Are Binary Options?

Binary options, also sometimes referred to as digital options or fixed-return options, are nothing new in the world of stock options. They have remained largely unnoticed or untouched by the …
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TaxAct Review
1 month ago

TaxAct Review

While the tax system can be confusing, many self-employed contractors or freelancers simply cannot afford to pay a high-end accountant. These people often turn to a tax filing program when …
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Teenagers More Worried About Financial Security than the Environment
2 months ago

Teenagers More Worried About Financial Security than the Environment

A 28-year study has shown that money worries are increasingly keeping teenagers awake at night. In fact, financial stress is outweighing fears about the environment and global war. Back in …
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Best Credit Moves to Make in the New Year
2 months ago

Best Credit Moves to Make in the New Year

The beginning of the year is the perfect time to take stock of your finances to make sure you are on track for the year, especially after spending so much …
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H&R Block Review
2 months ago

H&R Block Review

With more than 60 years of experience in the tax industry and 11,000 franchise offices across the country, it’s little wonder that H&R Block is one of the most well-known …
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LifeLock vs. IdentityForce: Which Is a Better Deal?
2 months ago

LifeLock vs. IdentityForce: Which Is a Better Deal?

It’s a fact that identity theft is a growing problem. According to the Federal Trade Commission, identity theft complaints have increased by 47 percent since 2014. One of the biggest …
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How to Take Advantage of the New Digital Economy
2 months ago

How to Take Advantage of the New Digital Economy

Many people are used to the idea of a nine-to-five job. For decades, such jobs have provided steady income, and often, benefits such as health insurance and retirement plans. However, …
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TurboTax Review
2 months ago

TurboTax Review

TurboTax is an online software package that offers specialized federal and state tax preparation services. While there are many tax preparation services online, TurboTax is among one of the most …
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How to Build Wealth From Nothing
2 months ago

How to Build Wealth From Nothing

Everybody wants the security that comes from having their finances in order and building wealth. Even if you have nothing now, you can start applying wealth-building techniques to achieve your …
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American Express Personal Savings Review
2 months ago

American Express Personal Savings Review

If you are thinking about opening an online bank account, American Express personal savings could meet your needs. You’ll enjoy advantages such as high interest rates and no fees. Here’s …
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The Pros and Cons of ShareBuilder
3 months ago

The Pros and Cons of ShareBuilder

For those considering entering the world of online investing, ShareBuilder by Capital One is an easy and inexpensive gateway option. This full-service investment method provides you with the ability to …
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The Benefits of Online Loans
3 months ago

The Benefits of Online Loans

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to …
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Can FedLoan Servicing Help With Your Student Loan Debt?
3 months ago

Can FedLoan Servicing Help With Your Student Loan Debt?

The student loan situation in the United States continues to be a pressing concern for millions of people, affecting their credit scores, monthly budgets and savings for home ownership and …
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Financial Freedom: Ways to Make Extra Money
3 months ago

Financial Freedom: Ways to Make Extra Money

Whether you want to earn extra money on the side or are interested in making a complete career change, there are many ways to work towards financial independence that don’t …
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Why You Should Invest in Your Child’s Future Now
4 months ago

Why You Should Invest in Your Child’s Future Now

Today’s economy isn’t as bleak as it once was, but rising prices and a tough job market still make it difficult for many young people to make a good living, …
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IRA vs. 401(k): Which One is Right for You?
4 months ago

IRA vs. 401(k): Which One is Right for You?

As you plan for retirement, you might be thinking about opening an account that will help you save money for that period of your life. However, you come across the …
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5 ‘Out of the Box’ Investments to Help With Your Retirement
4 months ago

5 ‘Out of the Box’ Investments to Help With Your Retirement

Whether retirement feels right around the corner or miles away, it’s never too late to start investing for the future. If you’re looking for a few unique ways to begin …
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Identity Guard Review
4 months ago

Identity Guard Review

Identity Guard offers one of the most comprehensive identity theft protection services available today, which makes it a great choice for anyone looking for enhanced protection. You get all the …
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5 Financial Mistakes You Made in Your Twenties – And How to Fix Them
4 months ago

5 Financial Mistakes You Made in Your Twenties – And How to Fix Them

Financial finesse often comes with age and experience. This later-in-life refinement often means you made some less-than-stellar money decisions in your younger years. The following are five financial mistakes you …
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5 Ways to Help You Get Rid of Credit Card Debt for Good
4 months ago

5 Ways to Help You Get Rid of Credit Card Debt for Good

Credit card debt is something that can sneak up on you and then never go away. You can suddenly find yourself carrying one or more balances and only making minimum …
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The Personal Loans Handbook for Good or Bad Credit
4 months ago

The Personal Loans Handbook for Good or Bad Credit

Getting a personal loan can be a struggle, especially if you have bad credit. Even if you have good credit, finding a personal loan that fits your needs and won’t …
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6 Painless Ways to Save More Money
4 months ago

6 Painless Ways to Save More Money

If you’re struggling to save money, you’re certainly not alone. An estimated 46 percent of Americans would struggle to cover a $400 expense in an emergency. For many, stocking away …
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UpStart Review

Recent college graduates and other “newbies” to the loan world may find that their lending options are more than slightly limited. Whether you have bad credit or no credit at …
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OnDeck Review

Sometimes, running a small business requires an extra or initial investment in order to get started. OnDeck is a business loan service that provides funding for businesses just for this …
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TD Ameritrade Review

TD Ameritrade is a well-known online brokerage firm that offers a wide range of investment options, including common and preferred stocks, mutual funds, futures, exchange traded funds (ETFs), options trades, …
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Accredited Debt Relief Review

Each year, millions of Americans face serious financial challenges and seek professional assistance with debt management. If you’re feeling overextended and want debt relief solutions, you’ll find countless organizations designed …
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FutureAdvisor Review

Our FutureAdvisor review: FutureAdvisor receives constant accolades from the financial community due to its proven approach to maximizing returns on investment funds. CNN Money added this investment management firm to its …
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Your Cheat Sheet for the Best Credit Cards on the Market
5 months ago

Your Cheat Sheet for the Best Credit Cards on the Market

Shopping around for the right credit card can be a headache. In order to find the right card or cards for you, you’ll need to consider everything from your current …
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Here One Minute, Gone the Next: Why Lottery Winners Often End Up Broke
5 months ago

Here One Minute, Gone the Next: Why Lottery Winners Often End Up Broke

If you were asked to guess what could increase your chance of substance abuse, divorce, depression, suicide and even falling victim to murder, you might not answer with winning a …
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How to Fix Your Budgeting Weak Spots
5 months ago

How to Fix Your Budgeting Weak Spots

If you’re serious about getting your financial life in order, your first step is to make a budget. If you haven’t made one yet, stop everything and get cracking with …
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How to Cash Checks Without a Bank Account
5 months ago

How to Cash Checks Without a Bank Account

More than 37 million people in the United States do not have a bank account, which puts them in a difficult situation if they receive checks. The unbanked population has …
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5 Great Gifts for Aging Parents
5 months ago

5 Great Gifts for Aging Parents

While it’s difficult to know what to buy your parents as they get older, it’s still possible to show your love for them with just the right gift for a …
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What to Expect When You File for Bankruptcy
5 months ago

What to Expect When You File for Bankruptcy

Filing for bankruptcy isn’t quick or easy, but it may be your wisest option if you have consumer debt that’s ballooning out of control. Bankruptcy laws were created in order …
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Is a Certificate of Deposit Right for You?
6 months ago

Is a Certificate of Deposit Right for You?

A certificate of deposit (CD) is a type of investment which is similar to a traditional deposit. With a CD, you place a certain amount of money into an account …
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What any Broke College Student Should Have
6 months ago

What any Broke College Student Should Have

Growing up is never easy, but you will have to become an adult one day. If you take the time now to get your financial house in order, you’ll have …
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Top 4 Ways to Increase Your Retirement Savings
6 months ago

Top 4 Ways to Increase Your Retirement Savings

When you first enter the workforce, retirement is often the last thing on your mind. After all, you have decades before it will be around the corner. If you wait …
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Optionshouse Review

Of all the online trading platforms that offer investing options, Optionshouse is the best all-around service. It has a low cost combined with a plethora of options for investing, as …
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Betterment vs. Wealthfront: Which is Best for Investing?
6 months ago

Betterment vs. Wealthfront: Which is Best for Investing?

Automated investing is become more popular since so many people are interested in saving for their future but generally have very little knowledge about investing. This is where investing services …
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3 Things to do Instead of Canceling Your Credit Card
6 months ago

3 Things to do Instead of Canceling Your Credit Card

If you’re struggling to find the self-discipline you need to avoid running up high credit card bills, you may be tempted to call the card issuer and cancel your credit …
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Motif Investing Review

Motif Investing offers one of the more exciting and diverse ways to auto-invest, making it very popular at the moment. It focuses on investing in motifs, which are groupings of …
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Firstrade Review

Firstrade is an underrated investment site, but offers a lot of the same value as larger sites like E*TRADE with a more personal experience. It also offers one of the …
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Betterment Review

Betterment is a great tool for beginner investors or those who trust the experts to do the heavy lifting. It’s a long-term investment site that automates your investments for you. …
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4 Mortgages that Require Little to no Down Payment
7 months ago

4 Mortgages that Require Little to no Down Payment

At long last, you have arrived at a time in your life when home buying is the logical next step. Furnishing your new home with furniture, décor and appliances can …
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3 Ways You’ll Never Get Out of Debt
7 months ago

3 Ways You’ll Never Get Out of Debt

People go into debt for many reasons. Common ones include house mortgages, student loans and credit cards. In fact, becoming stuck in debt is pretty easy. Getting out? Not so …
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The Return of the Subprime Mortgage: What You Need to Know
7 months ago

The Return of the Subprime Mortgage: What You Need to Know

Subprime mortgages disappeared shortly after the Great Recession started in late 2007, largely because they were blamed for the downturn’s wide-reaching impact. Now, subprime mortgages are returning, although some …
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Answers to Investment Questions You are Afraid to Ask
7 months ago

Answers to Investment Questions You are Afraid to Ask

You can certainly find a gazillion articles online about how to invest your money wisely, but if you’re truly inexperienced, you may be left with investment questions so basic you’re …
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How to Determine how Much car You can Afford
7 months ago

How to Determine how Much car You can Afford

If you’re in the market for a new car, it’s essential to set a firm budget for yourself before you walk into a car dealership. Having a realistic idea of …
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Sky Blue Credit Repair Review
7 months ago

Sky Blue Credit Repair Review

Sky Blue is the most affordable and reliable credit repair option that we looked at. Sky Blue has streamlined their credit repair service so that they offer strictly credit repair …
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Managing Debt While You are Unemployed
7 months ago

Managing Debt While You are Unemployed

Debt is always a concern, but when you are unemployed it can seem like an insurmountable obstacle. You can’t escape your financial obligations, and if you fail to meet them, …
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Why a Spender and a Saver are Compatible
7 months ago

Why a Spender and a Saver are Compatible

Savers and spenders are two different breeds, but that doesn’t mean they can’t get along. Money can be a huge issue between partners, and some studies have found it …
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5 Ways to Pay When You Don’t Have an Emergency Fund
8 months ago

5 Ways to Pay When You Don’t Have an Emergency Fund

Emergencies have ways of cropping up when we’re least-equipped to cope with them, and personal crises often come with big price tags. If you don’t have a rainy-day savings …
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Lexington Law Credit Repair Review

LEXINGTON LAW CREDIT REPAIR Sign Up

  • Price: Lexington Law Credit Repair actually has three different tiers of service, which cost $79.95/month, $99.95/month or $119.95/month, depending on the …
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Start Saving on Next Year’s Taxes Now
8 months ago

Start Saving on Next Year’s Taxes Now

By  •  Taxes

Many of you probably don’t start thinking about your taxes until after the New Year, and maybe even a little later than that. But with a little pre-planning, you …
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The Financial Toll of Maternity Leave
8 months ago

The Financial Toll of Maternity Leave

Maternity leave is granted to expectant mothers that are bringing new lives into the world. In fact, maternal or paternal leave is governed by the Family and Medical Leave …
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What is an SEP IRA?
8 months ago

What is an SEP IRA?

If you’re looking for a good way to save for retirement while lowering your tax burden, an SEP IRA could offer the advantages you need. SEP IRA stands for …
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Top Ways to Pick the Best Auto Insurance
8 months ago

Top Ways to Pick the Best Auto Insurance

There are two main considerations when picking the best auto insurance. The first is doing what you can to help yourself — for example, by being aware of your …
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What to Look for in a Credit Card if You Have Average Credit
8 months ago

What to Look for in a Credit Card if You Have Average Credit

According to credit reporting bureau Experian, the average credit score in the United States is 687, with the range of possible scores running from 330 to 830. If you …
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Should You Purchase a Home With Less than 20% Down?
9 months ago

Should You Purchase a Home With Less than 20% Down?

Conventional wisdom states everyone should aim to put a 20 percent down payment on a house. There are plenty of good reasons for paying at least 20 percent, but …
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Already Retired? 4 Ways to Make Your Money Last
9 months ago

Already Retired? 4 Ways to Make Your Money Last

Most Americans look forward to retiring, but a lot of them don’t know how they can afford to live without steady sources of income. If you don’t have substantial …
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4 Ways to Up Your Credit Score Without a Credit Card
9 months ago

4 Ways to Up Your Credit Score Without a Credit Card

They say that money talks, but these days, it seems credit is more important than having plenty of cash at your disposal. Banks, lenders and many businesses are often …
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Pros and Cons of Online-Only Mortgages
9 months ago

Pros and Cons of Online-Only Mortgages

Many folks appreciate the ease and convenience of online banking accounts, so it is only natural to wonder about the pros and cons of online-only mortgages. In general, the …
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Overwhelmed by Student Loans? You’ve Got Options
9 months ago

Overwhelmed by Student Loans? You’ve Got Options

Student loan repayment is a serious problem for graduates who find themselves facing large amounts of debt just as they are trying to start their lives. If you feel …
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Best Ways to Play Retirement Saving Catch Up
9 months ago

Best Ways to Play Retirement Saving Catch Up

It is always wise to start planning for retirement early, yet many people often find themselves with little in actual savings when retirement age draws closer. There are many …
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How a Credit Card Balance Can Affect Your Credit Score
9 months ago

How a Credit Card Balance Can Affect Your Credit Score

Credit scores are used as an indicator of your financial responsibility, and having a high score can mean being approved to rent an apartment, paying less interest on an auto …
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How to Make More Money by Closing Your Savings Account
9 months ago

How to Make More Money by Closing Your Savings Account

Closing your savings account could be one of the best things you do to make more money. Savings accounts are popular because the money is there when needed. However, the …
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Money-Savvy Graduation Gifts
9 months ago

Money-Savvy Graduation Gifts

Few young people learn the skills they need to build strong financial lives. They simply never get the exposure they need to develop habits like saving and investing. As …
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Best Credit Card for Everyday Expenses
10 months ago

Best Credit Card for Everyday Expenses

Most people think of credit cards as an extra source of income they can use when they don’t have cash in the bank, but in reality, credit cards can be …
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4 Insurance Mistakes People Make
10 months ago

4 Insurance Mistakes People Make

Nobody likes paying for insurance every month, whether it’s health, auto, life or another type of insurance. Because you realize that having insurance for these things is a necessity, you …
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Should You Keep Your Money Separated After Marriage?
10 months ago

Should You Keep Your Money Separated After Marriage?

One of the top issues that can cause friction in a marriage is money. Couples who haven’t taken the time before marriage to discuss how they will handle their finances …
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Mother’s Day on the Cheap
10 months ago

Mother’s Day on the Cheap

Chances are your mother does not care what you do with her on Mother’s Day. She’s just thrilled to spend time with you. That said, you probably do want …
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How to Reach Financial Security by 30
10 months ago

How to Reach Financial Security by 30

Are you in your 20s, putting together the foundation of your future and wondering about how to start building financial security? Congratulations: Being young and at the beginning of your …
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Which Debt Should You Pay First?
10 months ago

Which Debt Should You Pay First?

There are two general schools of thought when it comes to which debt you should pay first. Neither way of thinking is better than the other. The approach you take …
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Car Insurance Coverage You may not Need
10 months ago

Car Insurance Coverage You may not Need

You’re required to carry auto insurance if you drive a car, but not all auto insurance policies are the same. Insurance agents may present you with a package that includes …
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3 Simple Ways to Prioritize Your Debt
10 months ago

3 Simple Ways to Prioritize Your Debt

Overwhelming debt weighs you down and adds stress to your life. Some debt is necessary; most people have a mortgage, and many have car or student loans. Debt with …
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4 Things that Impact Your Credit Score the Most
10 months ago

4 Things that Impact Your Credit Score the Most

Most people find it difficult to get a competitive loan for a large purchase, such as a home, new furniture or a car unless they have an excellent credit score. …
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5 Addictions that Will Cost You the Most Money
10 months ago

5 Addictions that Will Cost You the Most Money

Addiction is always expensive, no matter what you’re addicted to. Some of the most expensive compulsive behaviors carry with them annual price tags in the tens of thousands of dollars. …
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Best Ways to Negotiate a Better Credit Card Interest Rate
10 months ago

Best Ways to Negotiate a Better Credit Card Interest Rate

Lowering your credit card interest rate could save you hundreds or even thousands of dollars. If you owe $15,762, the average amount for a household in the United States, then …
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3 Surprising Ways People go into Debt
10 months ago

3 Surprising Ways People go into Debt

Today, many Americans have common types of debt such as high credit card bills, debt from medical expenses and student loans that seem to take forever to pay off.

But you …
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What Happens to Your Mortgage When You get Divorced
10 months ago

What Happens to Your Mortgage When You get Divorced

Divorce robs you of more than your spouse, a fact that becomes clear when you are in the midst of the unpleasant legal process. You are forced to negotiate financial details …
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Are Balance Transfers Worth it?
11 months ago

Are Balance Transfers Worth it?

When you have several credit cards, all with balances due, it can be a struggle to pay everything on time. Even when your continuing balance is fairly low on each …
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Quickest Ways to Fix Your Credit Score
11 months ago

Quickest Ways to Fix Your Credit Score

The majority of people don’t really think about their credit score. That is, they don’t think about it until it is time to buy a house or apply for a …
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Life Insurance as a Retirement Plan
11 months ago

Life Insurance as a Retirement Plan

There are many viable options for planning for retirement, but how many of you have considered using your life insurance policy in order to plan for retirement? Although you …
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Best Credit Cards for Paying Your Taxes
11 months ago

Best Credit Cards for Paying Your Taxes

The tax deadline has been extended this year until April 18, but some people might still have issues paying their taxes on time. Some people don’t know that you can …
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5 Investing Lessons for Millennials
11 months ago

5 Investing Lessons for Millennials

Even if you’ve just begun paying back your student loans, it’s not too early to think about investing. Entering the financial marketplace while you’re young will lead to independence …
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Why Your Kids Should be Investing in Their Retirement
11 months ago

Why Your Kids Should be Investing in Their Retirement

While not all kids will be thrilled to learn about investment principles and their importance for retirement, teaching them early can pay off both financially and educationally. Thankfully, there are …
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What to Do if You Can’t Pay Your Taxes
11 months ago

What to Do if You Can’t Pay Your Taxes

Has a bad financial season left you high and dry this year, unable to pay the income taxes you owe? There’s no need to panic; you’re not alone, and …
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Should You Fix Your Car Again or Buy a New One?
11 months ago

Should You Fix Your Car Again or Buy a New One?

If you’ve owned your car for a number of years, you probably love it, and would hate to part with it. You’ve probably also spent plenty of money to keep …
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What are Blue Chip Stocks?
11 months ago

What are Blue Chip Stocks?

Blue chip stocks are the stocks of large and stable companies that have established themselves in the economy. For example, in 2016, generally accepted blue chip companies in the …
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