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Why You Should Have Identity Theft Protection Long After the Equifax Breach
3 days ago

Why You Should Have Identity Theft Protection Long After the Equifax Breach

Recently, the national media alerted Americans that a breach at Equifax exposed millions of consumers to the risk of identity theft. As a result, most Americans signed up for the …
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Best Credit Card for Your Credit Score
2 months ago

Best Credit Card for Your Credit Score

BEST CREDIT CARDS BY CATEGORY

 

Looking for a new credit card? It might be tempting to apply for the best credit card, even if you don’t have the best …
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Credit Repair: The Top 4 Most Affordable, Reliable Services
5 months ago

Credit Repair: The Top 4 Most Affordable, Reliable Services

Reader question: I need to fix my credit score and I’ve heard about credit repair services, but I’ve heard they can be a scam. Are there any that work?

Answer:
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How to Avoid Paying Credit Card Interest
1 year ago

How to Avoid Paying Credit Card Interest

One of the main reasons that the country is in billions of dollars of credit card debt is because people are paying hundreds, if not thousands, of dollars a year …
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3 Ways Bad Credit Can Cost You Money
1 year ago

3 Ways Bad Credit Can Cost You Money

Having bad credit obviously keeps you from being approved for larger loans or higher credit limits, but bad credit can also cost you money in the long run. If you …
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What Is Credit Repair?
1 year ago

What Is Credit Repair?

With the tough financial situation our country has been in, a lot of people are talking about how to boost their credit score. One of the ways that people try …
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4 Weird Ways You Can Drag Down Your Credit Score
1 year ago

4 Weird Ways You Can Drag Down Your Credit Score

Your credit score is one of the most important financial factors. It not only determines if you can qualify for a credit card, mortgage, loan, rental, etc., but also how …
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How to Protect Your Identity When Shopping Online
1 year ago

How to Protect Your Identity When Shopping Online

Everything is easier online, right? Especially shopping, which is why online shopping has become so popular. The problem is hackers also know that online shopping has become more popular, and …
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The Return of the Subprime Mortgage: What You Need to Know
1 year ago

The Return of the Subprime Mortgage: What You Need to Know

Subprime mortgages disappeared shortly after the Great Recession started in late 2007, largely because they were blamed for the downturn’s wide-reaching impact. Now, subprime mortgages are returning, although some …
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What is not on Your Credit Report
1 year ago

What is not on Your Credit Report

Credit reports are one of the most confusing parts of personal finance. People tend to be confused about how they work and how they can affect your finances. One of …
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Can Landlords Affect Your Credit Report?
1 year ago

Can Landlords Affect Your Credit Report?

Reader question: I am having a dispute with my landlord and withholding rent because of it. Will that affect my credit score?

Answer: Well, first, you should always pay your …
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What to Look for in a Credit Card if You Have Average Credit
1 year ago

What to Look for in a Credit Card if You Have Average Credit

According to credit reporting bureau Experian, the average credit score in the United States is 687, with the range of possible scores running from 330 to 830. If you …
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How to not be Tricked by Interest Rates
1 year ago

How to not be Tricked by Interest Rates

When you’re paying off debt, don’t forget to take interest rates into account. If you don’t pay an account in full, you’ll get charged interest, and that can cause you …
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How a Bad Credit Score Can Cost You
1 year ago

How a Bad Credit Score Can Cost You

Your past financial decisions can affect your credit score. If you have too many instances where you didn’t pay your bills on time, took out more credit than you could …
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4 Ways to Up Your Credit Score Without a Credit Card
1 year ago

4 Ways to Up Your Credit Score Without a Credit Card

They say that money talks, but these days, it seems credit is more important than having plenty of cash at your disposal. Banks, lenders and many businesses are often …
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Best Airline Loyalty Credit Cards
1 year ago

Best Airline Loyalty Credit Cards

By  •  Credit

If you have a favorite airline or just find yourself always booking on the same airline, joining an airline loyalty program can be great for getting perks and even free …
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Can You Delete Your Credit Report?
1 year ago

Can You Delete Your Credit Report?

By  •  Credit

Question: My credit report is horrible and I don’t think I’m ever going to be able to use it to get a loan, can I just delete it?

Answer: No, …
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How Did Credit Reports Start?
1 year ago

How Did Credit Reports Start?

By  •  Credit

Have you ever wondered how it came about that credit scores gained the power that they have? Here’s a brief outline of the evolving role of credit agencies in our …
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3 Simple Ways to Prioritize Your Debt
1 year ago

3 Simple Ways to Prioritize Your Debt

Overwhelming debt weighs you down and adds stress to your life. Some debt is necessary; most people have a mortgage, and many have car or student loans. Debt with …
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Best Travel Rewards Credit Cards 2016
2 years ago

Best Travel Rewards Credit Cards 2016

By  •  Credit

There are a million travel credit cards out there for every airline and hotel you could ever think of. But which ones truly offer the best rewards? We looked at …
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