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If you want to lose weight this year, then you should avoid eating at restaurants as much as possible. Most restaurants focus on preparing foods that taste so good that customers will keep coming back. Unfortunately, restaurants often reach their goals by loading recipes with fat, sodium and calorie-dense ingredients.
Of course, eating at restaurants also costs a lot of money.
You can eat more healthful meals and avoid the high prices at restaurants by using a meal delivery service. Companies like Hello Fresh, Chef’d, Purple Carrot and Green Chef have meal plans designed specifically for people who want to shed pounds.
If you want to start a new hobby in 2018, then you will probably need to spend money on supplies. You can often save money on those supplies by shopping online instead of at brick-and-mortar stores. When possible, buy items in bulk for additional savings.
You can also use online discount sellers to lower your new hobby’s expenses. For instance, if you want to start gardening, you can save money by purchasing equipment and seeds form an online store like Gardener’s Supply Company. If you want to begin taking photographs, you can use a site like Adorama to find low-cost and used camera equipment.
Like a lot of people, you may want to lower your personal debt this year. Assuming that you don’t have a lot of high-interest credit card debt, you can start chipping away at your mortgage or car loan by making a few extra payments this year.
You can make an extra payment easily by saving 1/12 of a full payment each month. If your monthly mortgage payment costs $1,500, then you would set aside $125 each month. At the end of the year, you’ll have enough money saved to make your additional payment.
Keep in mind that you should always repay high-interest debt first. Before you start saving for an extra mortgage or car payment, make sure you’ve eliminated your credit card debt. If you have credit card debt, then you should concentrate on lowering it this year.
Setting a New Year’s resolution puts you on the path to reaching your goals. As long as you make smart choices, you can complete your resolution without spending too much money.