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Want your credit score but don’t want to have to pay for it? Luckily, several credit card companies are now including your credit score on your monthly billing statement as an added credit card perk to make it easier for you to see any changes in your credit. This also makes it easier to see if there are any dramatic changes in your credit score that could signal identity theft or fraud.
The credit scores that the credit card companies are using are FICO credit scores, the gold standard of credit scores that lenders use to determine your credit worthiness. This is different from the credit scores you get from paid services or even free services like Credit Karma, which usually only include one score from one of the credit bureaus, usually TransUnion.
If you aren’t happy with your credit score, you can go to the websites of the three credit bureaus to find out how to make fixes to your reports, or you can hire a credit repair company to help.
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