Are you already ready to get away from the cold and head off to a tropical destination for spring break? This has been one of the worst winters ever, and everyone could use a break from the cold and snow. If you are looking to get away for spring break and want to book your travel on a credit card, make sure that you are using the right one. Here are a couple of credit cards that can help you book your dream spring break vacation without breaking the bank.
Best Credit Card for a Book-Now, Pay-Later Trip
If you are really itching to get away for spring break but can’t afford it right now, try looking for a card with a 0% intro APR for a year or more. That will give you extra time to pay off the vacation! Just make sure you are making your minimum monthly payments (and are paying enough off that you can have a zero balance before the 0% intro APR expires), and you can enjoy your spring break without the worry of going deeper into debt. One of the best credit cards for this is the Discover it card. It has a 0% intro APR for 14 months, plus gives you cash back on all your purchases. It also has no annual fee, so you won’t be charged for just holding the card.
Best Credit Cards for Specific Trips
Going on a cruise? Carnival has a credit card that offers direct reward points for using the card on your cruise, which means not only do you get to go on your spring break cruise, but you get points to make your next cruise even cheaper. The card also has a 0% intro APR for the first 12 months, which means you can book the trip now and pay for it later.
Booking through Priceline or Travelocity? Both Priceline and Travelocity offer branded credit cards that give you extra perks and points when you book your vacations through the travel sites. Both cards offer 5,000 bonus points after the first purchase, and they both offer major points when you book your trips through their travel site.
Like to fly a specific airline? If you live in a city that is a hub for specific airlines and you find yourself always flying Frontier or US Airways, it’s a smart idea to get a branded credit card for that airline. Often having the credit card gives you access to airport lounges, extra travel rewards and extra points in the airline’s reward program. The US Airways card allows you to earn up to 40,000.