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Are you thinking of taking advantage of some of the great deals being offered on Black Friday and Cyber Monday? Many people who do their heavy shopping on Black Friday and Cyber Monday often use the wrong credit card and end up getting screwed out of money they could have been making had they optimized their rewards. If you are going to use a credit card for your Black Friday or Cyber Monday purchases, make sure you match up your credit card rewards with what you are spending money on. Here are a few tips to remember for each day:
Look for a credit card that has rewards tailored to the stores where you plan on shopping. Many cards, including the top card below, offer up to 5% cash back for certain types of stores, including major retail stores like Macy’s. Also look for credit cards that offer huge intro bonuses, so you can get some cash back from your holiday shopping.
Certain credit cards are starting to offer huge cash back percentages on online shopping, much like the top card below, so you can get the most for your money when it comes to online shopping. Also look for a card with a 0% intro APR period so you can hold off paying on your purchases and not rack up any extra interest.