Best Credit Card for Everyday Expenses
Note: We receive a commission for purchases made through the links on this site. Our sponsors, however, do not influence our editorial content in any way.
Disclosures
Advertiser Disclosure: Many of the listings that appear on this website are from companies which we receive compensation. This compensation may impact how and where products appear on this site. The site does not review or include all companies or all available products.
Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author's alone.
User Generated Content Disclosure: Responses are not provided or commissioned by any of our advertisers. Responses have not been reviewed, approved or otherwise endorsed by any of our advertisers. It is not any advertiser's responsibility to ensure all posts and/or questions are answered.
Most people think of credit cards as an extra source of income they can use when they don’t have cash in the bank, but in reality, credit cards can be used to make money. If you use a credit card properly and pay your total balance each month, you can earn extra cash back or travel rewards to use when you’re short on cash or want a free vacation.
Here are some expenses that it is smart to use your credit card on to rack up those bonus points:
- Daily expenses: If you already spend money on coffee or lunch every day, why not put those expenses on your credit card and then pay off the balance with the money you were going to use? That way, you get cash back or travel points for money you were going to spend anyway.
- Monthly bills: The same logic can be applied to your monthly bills. Use your credit card to pay off your electric or phone bill, and then use the money you set aside to pay your bills to pay your credit card balance, and reap the rewards.
- Reoccurring purchases: Instead of writing a check for your groceries or to fill up your tank, use your credit card to pay for these and then pay off your bill at the end of the month.
If you aren’t great with money and don’t know if you can hold on to the cash until the end of the month, go online and pay your bill whenever you make a purchase. You can never be penalized for paying too often.
Here are a few credit cards that we recommend:
Advertising Disclosure
Advertising Disclaimer: Simple. Thrifty. Living. does receive compensation for some of the services that we recommend, although we only recommend services that we truly believe are the best.
0 Comments
No comments yet. Be the first to get the conversation started. Here's some food for thought:
Do you have any thoughts?