What are the best credit card bonuses and perks? We look at the top credit cards to find out which offer the best.

If you are looking for a credit card, you should be searching for a card that will give you the best credit card bonuses and perks for your needs. It can be difficult to sift through all the credit cards that are out there, so we did some of the leg work for you:

What To Look for in the Best Credit Card Bonuses and Perks

Cash Back Rate: Look for how high the cash back rate is and what you need to spend your money on in order to get the highest rate. Some cards offer up to 5% on certain categories (restaurants, gas, groceries, etc.), but those cards typically only offer 1% back on other purchases. The best credit cards will offer up to 2% on every purchase, meaning you are getting the most cash back no matter what you spend your money on.

Here’s a full list of the best Rewards credit cards

0% Intro APR: Many cards these days are offering a 0% intro APR, so you don’t have to pay any interest on balance transfers or purchases for the introductory period. The best credit cards have long introductory periods, ranging from a year to 18 months.

Cash Back Bonus: Credit card companies are competing for your business, and many of them are pulling out the big guns when it comes to the best credit card bonuses and perks. Many are now offering up to $400 in cash back when you spend a certain amount in the first three months. Take advantage of these perks to get some free money from your credit card.

Other Perks: Some cards, like the ones listed below, offer a free credit score on your monthly bill. Others offer special perks at the airport or extra cash back when you use your card in certain circumstances. Look for a card that has the perks that would be important to you.


BEST CREDIT CARDS BY CATEGORY

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