Image

Posts By Emily Jones

Latest Posts | By Emily Jones
The Best of Black Friday and Cyber Monday Deals
5 months ago

The Best of Black Friday and Cyber Monday Deals

By  •  Shopping

All the major retailers have revealed their Black Friday and Cyber Monday deals, and there are a number of huge sales. But are the savings worth the hassle? Luckily a good …
Read More

Picking the Best Fitness Tracker for Your Money
9 months ago

Picking the Best Fitness Tracker for Your Money

Fitness experts often advise you to have an accountability partner to help ensure you stay on track while trying to improve your physical fitness. A fitness tracker is similar …
Read More

The Return of the Subprime Mortgage: What You Need to Know
9 months ago

The Return of the Subprime Mortgage: What You Need to Know

Subprime mortgages disappeared shortly after the Great Recession started in late 2007, largely because they were blamed for the downturn’s wide-reaching impact. Now, subprime mortgages are returning, although some …
Read More

Why a Spender and a Saver are Compatible
10 months ago

Why a Spender and a Saver are Compatible

Savers and spenders are two different breeds, but that doesn’t mean they can’t get along. Money can be a huge issue between partners, and some studies have found it …
Read More

5 Ways to Pay When You Don’t Have an Emergency Fund
10 months ago

5 Ways to Pay When You Don’t Have an Emergency Fund

Emergencies have ways of cropping up when we’re least-equipped to cope with them, and personal crises often come with big price tags. If you don’t have a rainy-day savings …
Read More

Free Travel Upgrades: Your go-to Guide
10 months ago

Free Travel Upgrades: Your go-to Guide

When going on vacation, traveling can be a lot of fun. Flying to a new state or another country, the excitement of a fancy hotel and exploring a new …
Read More

It’s Wedding Season! Best Ways to Save as a Wedding Guest
10 months ago

It’s Wedding Season! Best Ways to Save as a Wedding Guest

The bright days of spring and summer mean that lovebirds will be calling on you to help them celebrate their nuptials. Unfortunately, those cheery invitations landing in your mailbox …
Read More

Start Saving on Next Year’s Taxes Now
10 months ago

Start Saving on Next Year’s Taxes Now

By  •  Taxes

Many of you probably don’t start thinking about your taxes until after the New Year, and maybe even a little later than that. But with a little pre-planning, you …
Read More

The Financial Toll of Maternity Leave
10 months ago

The Financial Toll of Maternity Leave

Maternity leave is granted to expectant mothers that are bringing new lives into the world. In fact, maternal or paternal leave is governed by the Family and Medical Leave …
Read More

Vegas on a Budget
10 months ago

Vegas on a Budget

Planning a fun trip while on a budget can sometimes be difficult, especially when Las Vegas is one of your considerations. From losing money in the casinos to high-priced …
Read More

What is an SEP IRA?
10 months ago

What is an SEP IRA?

If you’re looking for a good way to save for retirement while lowering your tax burden, an SEP IRA could offer the advantages you need. SEP IRA stands for …
Read More

Best Ways to Save on Destination Weddings
10 months ago

Best Ways to Save on Destination Weddings

It’s true that a destination wedding can be costly, especially considering the travel and organizational costs usually associated with it. However, for some people, that beautiful tropical beach sunset …
Read More

Should you Consolidate Your Student Loans?
11 months ago

Should you Consolidate Your Student Loans?

If you have student loans, then you have probably heard countless people tell you to consolidate. In most cases, this is sound advice that can save you money. Before …
Read More

Top Ways to Pick the Best Auto Insurance
11 months ago

Top Ways to Pick the Best Auto Insurance

There are two main considerations when picking the best auto insurance. The first is doing what you can to help yourself — for example, by being aware of your …
Read More

What to Look for in a Credit Card if You Have Average Credit
11 months ago

What to Look for in a Credit Card if You Have Average Credit

According to credit reporting bureau Experian, the average credit score in the United States is 687, with the range of possible scores running from 330 to 830. If you …
Read More

Should You Purchase a Home With Less than 20% Down?
11 months ago

Should You Purchase a Home With Less than 20% Down?

Conventional wisdom states everyone should aim to put a 20 percent down payment on a house. There are plenty of good reasons for paying at least 20 percent, but …
Read More

Newly Engaged? Tips for Doing Your Wedding on a Budget
11 months ago

Newly Engaged? Tips for Doing Your Wedding on a Budget

You’re engaged! Congratulations. Now that you’ve started planning, you may be worried about how to plan a wedding that is both memorable and money-savvy. In fact, throwing a wedding …
Read More

Already Retired? 4 Ways to Make Your Money Last
11 months ago

Already Retired? 4 Ways to Make Your Money Last

Most Americans look forward to retiring, but a lot of them don’t know how they can afford to live without steady sources of income. If you don’t have substantial …
Read More

4 Ways to Up Your Credit Score Without a Credit Card
11 months ago

4 Ways to Up Your Credit Score Without a Credit Card

They say that money talks, but these days, it seems credit is more important than having plenty of cash at your disposal. Banks, lenders and many businesses are often …
Read More

How to Get the Best Deal on an Engagement Ring
11 months ago

How to Get the Best Deal on an Engagement Ring

Eager lovers of every generation face the same question when it comes to tying the knot: How do you budget for a ring that is supposed to represent the …
Read More

Pros and Cons of Online-Only Mortgages
11 months ago

Pros and Cons of Online-Only Mortgages

Many folks appreciate the ease and convenience of online banking accounts, so it is only natural to wonder about the pros and cons of online-only mortgages. In general, the …
Read More

Overwhelmed by Student Loans? You’ve Got Options
11 months ago

Overwhelmed by Student Loans? You’ve Got Options

Student loan repayment is a serious problem for graduates who find themselves facing large amounts of debt just as they are trying to start their lives. If you feel …
Read More

Best Ways to Play Retirement Saving Catch Up
11 months ago

Best Ways to Play Retirement Saving Catch Up

It is always wise to start planning for retirement early, yet many people often find themselves with little in actual savings when retirement age draws closer. There are many …
Read More

Taking a Road Trip? Avoid These Money Traps
11 months ago

Taking a Road Trip? Avoid These Money Traps

Many folks enjoy road trips because they can be cheaper. That is, if you avoid several common money traps. If you’re interested in budget travel, use the following tips …
Read More

It’s Baseball Season! Best Ways to Save at the Ballpark
11 months ago

It’s Baseball Season! Best Ways to Save at the Ballpark

Going to a baseball game is a great way to spend a summer evening with your friends or family. Unfortunately, seeing a game can cost a lot of money. …
Read More

Money-Savvy Graduation Gifts
12 months ago

Money-Savvy Graduation Gifts

Few young people learn the skills they need to build strong financial lives. They simply never get the exposure they need to develop habits like saving and investing. As …
Read More

Mother’s Day on the Cheap
12 months ago

Mother’s Day on the Cheap

Chances are your mother does not care what you do with her on Mother’s Day. She’s just thrilled to spend time with you. That said, you probably do want …
Read More

Best Things to Buy in May
12 months ago

Best Things to Buy in May

It’s May, which means summer is right around the corner, and Mother’s Day and Memorial Day are the two big holidays this month. These two holidays prompt sales from retailers, …
Read More

4 Tips for Saving on Urban Travel
1 year ago

4 Tips for Saving on Urban Travel

By  •  Travel

Since big cities usually have the highest costs of living, they are often expensive places for tourists to visit. If you plan to visit a city in the near …
Read More

3 Simple Ways to Prioritize Your Debt
1 year ago

3 Simple Ways to Prioritize Your Debt

Overwhelming debt weighs you down and adds stress to your life. Some debt is necessary; most people have a mortgage, and many have car or student loans. Debt with …
Read More

Life Insurance as a Retirement Plan
1 year ago

Life Insurance as a Retirement Plan

There are many viable options for planning for retirement, but how many of you have considered using your life insurance policy in order to plan for retirement? Although you …
Read More

5 Investing Lessons for Millennials
1 year ago

5 Investing Lessons for Millennials

Even if you’ve just begun paying back your student loans, it’s not too early to think about investing. Entering the financial marketplace while you’re young will lead to independence …
Read More

What to Do if You Can’t Pay Your Taxes
1 year ago

What to Do if You Can’t Pay Your Taxes

Has a bad financial season left you high and dry this year, unable to pay the income taxes you owe? There’s no need to panic; you’re not alone, and …
Read More

Best Things to Buy in April
1 year ago

Best Things to Buy in April

It’s April, which means tax day! If you’re looking to spend some of that refund, you’re in luck — there are a number of deals to be had, including …
Read More

What are Blue Chip Stocks?
1 year ago

What are Blue Chip Stocks?

Blue chip stocks are the stocks of large and stable companies that have established themselves in the economy. For example, in 2016, generally accepted blue chip companies in the …
Read More

Best Ways to Protect Your Investments Before Another Market Crash
1 year ago

Best Ways to Protect Your Investments Before Another Market Crash

The very nature of the market means a market crash always comes sooner or later. Although rare, a crash can wipe out a lifetime of savings extremely quickly. In …
Read More

5 Smart Ways to Spend Your Tax Refund
1 year ago

5 Smart Ways to Spend Your Tax Refund

If you’re one of the 80 percent of American workers expecting a refund from their tax return this year, you’re probably already planning how to spend it. While it’s …
Read More

Top Tax Deductions for Married Couples
1 year ago

Top Tax Deductions for Married Couples

By  •  Family, Taxes

There are plenty of reasons to be glad you’re married, but the arrival of springtime tax season brings you and your spouse a whole new bouquet of benefits. Here’s …
Read More

Shopping for Personal Loans: The Do’s and Don’ts
1 year ago

Shopping for Personal Loans: The Do’s and Don’ts

Personal loans can give you a chance to consolidate debts to make repayment easier and more affordable. Follow these do’s and don’ts to make sure your personal loan works …
Read More

How Do You Diversify Your Portfolio?
1 year ago

How Do You Diversify Your Portfolio?

Investment professionals always recommend that clients diversify their portfolios. That’s great advice, but what does it mean for you? Follow these five steps to diversify your investments to protect …
Read More

Should You Take Out Life Insurance on Your Children?
1 year ago

Should You Take Out Life Insurance on Your Children?

If you run a household, life insurance for yourself and your spouse is often a smart financial decision. However, whether life insurance for your children is worth the money …
Read More

Are Coupons Worth it?
1 year ago

Are Coupons Worth it?

Have you ever wondered if coupons are really worth the time and effort? Do they amount to much in savings, or are you better off just shopping without them? …
Read More

Protect Yourself from Identity Theft This Tax Season
1 year ago

Protect Yourself from Identity Theft This Tax Season

By  •  Taxes

When you think about identity theft, you probably imagine someone using a stolen credit card or Social Security number. What you might not think about is filing your taxes.


Read More

The Best Things to Buy in February
1 year ago

The Best Things to Buy in February

It’s February, the shock of the holiday bills has worn off, Valentine’s Day is around the corner, and there are big savings to be had. However, that doesn’t mean …
Read More

Throw a Super Bowl Party on a Budget
1 year ago

Throw a Super Bowl Party on a Budget

Super Bowl Sunday is a great time to have friends and relatives over. Getting everyone together to watch the big game, however, can cost the host a lot of …
Read More

What to do After a Stock Market Plunge
1 year ago

What to do After a Stock Market Plunge

The most recent stock market plunge has left a lot of people worried about their investments. If you’re new to investing, don’t panic. Instead, do these three things to …
Read More

Top Ways to Save on Pet Products
1 year ago

Top Ways to Save on Pet Products

Babies, at least the human variety, cost a lot. Pets usually don’t come with as hefty a price tag, but they still require health care, food, toys and other …
Read More

Winter has Arrived! 5 Ways to Save on Ski Trips
1 year ago

Winter has Arrived! 5 Ways to Save on Ski Trips

As you might know, skiing has become more than a bit expensive, to the point that some middle-income families are no longer able to make their traditional trips. Just …
Read More

The Best Things to Buy in January
1 year ago

The Best Things to Buy in January

It’s January, you’re dealing with the bills from Christmas and the idea of shopping is far from your mind. Well, if you left any room in your budget for …
Read More

The Best 2016 Savings Challenges
1 year ago

The Best 2016 Savings Challenges

Saving money is easy in principle but difficult in practice. In theory, all you need to do is spend less money than you make, and set the extra income …
Read More

5 Ways to Save Money at Target
1 year ago

5 Ways to Save Money at Target

Target is a great place to find deals. Whether you are shopping for groceries, clothes, toys or electronics, Target probably offers what you want for a lower price. The …
Read More

Household Debt is on the Rise: How to Get Yours Under Control
1 year ago

Household Debt is on the Rise: How to Get Yours Under Control

Household debt rose 15 percent nationwide this year, which means a real burden for those dealing with increased financial insecurity. Fortunately, strategies exist that can help you lower your …
Read More

Long-Term Investment Gifts
1 year ago

Long-Term Investment Gifts

This holiday season, instead of giving a gift that will be broken or forgotten by Valentine’s Day, provide your loved ones with a long-term investment opportunity. These sorts of …
Read More

5 Secrets to Stop Overspending this Holiday Season
1 year ago

5 Secrets to Stop Overspending this Holiday Season

During the holiday shopping season, you’re usually assaulted with a bevy of sales promotions and special deals on a daily basis. The temptation to take advantage of so many …
Read More

Cyber Monday: The Top Deals
1 year ago

Cyber Monday: The Top Deals

It’s Cyber Monday, and retailers are fighting for every consumer dollar.  All the major retailers have revealed their Cyber Monday deals, and there are a number of huge sales.

Retailers …
Read More

Black Friday 2015: The Top Deals
1 year ago

Black Friday 2015: The Top Deals

It’s that time of year again; you’re full of turkey and stuffing, and contemplating your next move: nap or Black Friday shopping? Are the deals this year worth it? All …
Read More

Will Home Improvements Save You Money?
1 year ago

Will Home Improvements Save You Money?

Home improvements are always satisfying to complete, but it’s even better when you know your innovations are saving you money as well. Here are the three areas where you …
Read More

5 Things You can do Now to Increase Your 2016 Tax Return
1 year ago

5 Things You can do Now to Increase Your 2016 Tax Return

No matter what time of year it is, there are always things you can do to increase your tax return for the following year. Here are five things you …
Read More

Hosting Thanksgiving? Easy Ways to Cut Costs
1 year ago

Hosting Thanksgiving? Easy Ways to Cut Costs

Hosting a Thanksgiving feast can get expensive quickly. Between food, drinks and utensils, you could easily spend hundreds of dollars for just a dozen or so guests. Don’t spend …
Read More

Are All-Inclusive Vacations Budget Friendly?
1 year ago

Are All-Inclusive Vacations Budget Friendly?

There are some resorts and cruise ships with all-inclusive packages that will help you save money while enjoying a fabulous vacation. Whether an all-inclusive vacation is also a budget-friendly …
Read More

40% Off EVERYTHING at Gymboree
1 year ago

40% Off EVERYTHING at Gymboree

Gymboree is offering 40 percent off everything, including sale and new arrivals. No promo code needed but hurry, this sale ends soon.

The Best Things to Buy in November
1 year ago

The Best Things to Buy in November

It’s November, which means there will be weeks of sales leading up to the ultimate day for deal hunters — Black Friday and now Cyber Monday. However that doesn’t mean …
Read More

Take 20% Off Beauty & Spa Deals at Groupon
1 year ago

Take 20% Off Beauty & Spa Deals at Groupon

Groupon is offering 20 percent off all local spa and beauty deals. Use promo code SPA20 at checkout. Hurry, this deal ends Nov. 3.

Extra 20% Off at Nike
1 year ago

Extra 20% Off at Nike

Take an extra 20 percent off clearance items at Nike.com, Just use promo code GETFIT at checkout. This discount is good through Nov. 2.

SoFi Student Loan Refinance: $250 Bonus
2 years ago

SoFi Student Loan Refinance: $250 Bonus

By  •  Shop, Loans

Gilt City is offering a $250 introductory bonus when you refinance your student loans with SoFi. RSVP for this offer now.

Take 15% Off at Gymboree
2 years ago

Take 15% Off at Gymboree

Take 15 percent off at Gymboree Children’s Clothing, just use promo code TREAT at checkout. Discount good through Oct. 31.

Take 30% Off at Nine West
2 years ago

Take 30% Off at Nine West

Take 30 percent off your entire purchase at Nine West. No promo code needed, discount is good online and in-store. Hurry, this sale ends tonight!

It’s Open Enrollment: How to Choose the Best Health Insurance Policy
2 years ago

It’s Open Enrollment: How to Choose the Best Health Insurance Policy

With so many health insurance options, choosing a policy that offers the right mix of coverage and value can be difficult. Factors like deductibles, premiums and co-insurance have a …
Read More

Take 40% Off at GAP
2 years ago

Take 40% Off at GAP

Take 40 percent off your entire order at Gap. Use promo code BOO at checkout. Discount is valid today only.

25% Off Baby Gear at Target
2 years ago

25% Off Baby Gear at Target

Target is having a baby sale! Take 25 percent off a number of items from strollers to carseats. Plus, receive a $25 gift card when you spend more than $150.

Throwing a Baby Shower on a Budget
2 years ago

Throwing a Baby Shower on a Budget

Many baby showers come with huge price tags. Hosts often spend hundreds of dollars, maybe even more than a thousand, on this type of party. However, throwing a baby …
Read More

Take 30% Off at Lord & Taylor
2 years ago

Take 30% Off at Lord & Taylor

It’s friends and family time at Lord & Taylor. Take an extra 30 percent off sale items, 25 percent off almost everything, plus 10 percent off beauty items! Use promo code …
Read More

Take 15% Off at Janie and Jack
2 years ago

Take 15% Off at Janie and Jack

Take 15 percent off your online order at Janie and Jack, no promo code needed. Discount good through Oct. 22.

Best Ways to Save on Halloween
2 years ago

Best Ways to Save on Halloween

Halloween is a fun holiday filled with candy, costumes and frights. Getting into the Halloween spirit, however, can cost a lot of money. Instead of draining your entertainment budget …
Read More

Take 30% Off Halloween Costumes at Kohl’s
2 years ago

Take 30% Off Halloween Costumes at Kohl’s

There’s still time to save on Halloween costumes! Take 30 percent off Halloween costumes at Kohl’s by using promo code SPOOKY30 at checkout.

Take 30% Off at J.Crew Factory
2 years ago

Take 30% Off at J.Crew Factory

Gilt City is offering shoppers 30 percent off at J.Crew Factory. Simply RSVP here to get your discount code (good online only).

Take 25% off at Saks Fifth Avenue
2 years ago

Take 25% off at Saks Fifth Avenue

It’s friends and family time at Saks Fifth Avenue, take 25% off you entire purchase. Use promo code THANKYOU at checkout. Shop this sake through Sunday 10/18.

Take 20% Off at Kohl’s
2 years ago

Take 20% Off at Kohl’s

Take an extra 20% off your entire purchase of $100 or more, or 15% off any purchase under $100 at  Kohl’s. Have a Kohl’s charge? Take an extra 30% off …
Read More

Take 25% Off at Petco
2 years ago

Take 25% Off at Petco

Time to stock up! Petco.com is offering 25% off across the site, today only. No promo code needed.

Take 25% Off at Solstice Sunglasses
2 years ago

Take 25% Off at Solstice Sunglasses

It’s the last of day of Solstice Sunglasses‘ friends and family sale. Take 25 percent off your entire purchase. Use promo code Friends25 at checkout.

When it’s Smart to Splurge
2 years ago

When it’s Smart to Splurge

If you’re smart with your finances, it usually means you try to buy what’s cheap and affordable. At the same time, there are circumstances where paying more can actually …
Read More

Take 50% Off at Carter’s
2 years ago

Take 50% Off at Carter’s

It’s Carter’s‘ Columbus Day sale — take 50 percent off the entire site! Plus an extra 25 percent off any purchase of $40 or more. Use promo code FALL25 at checkout.

The Best Energy-Saving Appliances
2 years ago

The Best Energy-Saving Appliances

Today’s society is more focused than ever on saving energy — so much so that many states offer households tax incentives for using energy-saving appliances. Subsequently, the marketplace is …
Read More

Sears: 35% Off Appliances
2 years ago

Sears: 35% Off Appliances

It’s Sears‘ Columbus Day sale, offering 35 percent off a range of appliances, plus free delivery on all orders over $399. No promo needed.

3 Life Insurance Mistakes People Make
2 years ago

3 Life Insurance Mistakes People Make

Life insurance is not a subject many are eager to discuss, but it’s an important option to consider if you are concerned about the welfare of your family. Before …
Read More

$15 Off at Petco
2 years ago

$15 Off at Petco

By  •  Shop, Pets

Petco is offering pet lovers $5 off $50 spent or $15 off $75 spent, and free shipping on any order over $49. Plus, Petco has a number of sale items up to 50 …
Read More

3 Instant Ways to Improve Your Finances
2 years ago

3 Instant Ways to Improve Your Finances

While we all aspire to financial greatness, the reality is that most of middle-class America struggles to make ends meet. However, improving your finances doesn’t have to be difficult …
Read More

25% Off at Bloomingdale’s
2 years ago

25% Off at Bloomingdale’s

Did you miss the Bloomingdale’s friends and family sale? Bloomingdale’s is offering shoppers one more chance today. Take 25 percent off your entire order with promo code FRIENDS at checkout.

Best Things to Buy in October
2 years ago

Best Things to Buy in October

It’s October, which means it’s time for Halloween and pumpkin spice lattes! With the holiday season around the corner, now is a great time to start the shopping (yes, …
Read More

Nine West: Buy One Get One 50% Off
2 years ago

Nine West: Buy One Get One 50% Off

By  •  Shop, Fashion

Buy one, get one for 50 percent off at Nine West. Shop online or in stores, no promo code needed. Discount is good through Oct. 13.

How to Get Pre-Approved for a Mortgage and Why it Matters
2 years ago

How to Get Pre-Approved for a Mortgage and Why it Matters

Buying a house is an exciting prospect, but it also involves a lot of paperwork and financial preparation. One of the most important steps you can take when looking …
Read More

25% Off at Macy’s
2 years ago

25% Off at Macy’s

Macy’s is offering an additional 25 percent to 70 percent off designer items, online and in store. Plus free shipping with promo code FREESHIP. Hurry, this sale ends tomorrow!

Why You Should Start Shopping for Christmas Now
2 years ago

Why You Should Start Shopping for Christmas Now

The kids are back in school, there’s still warmth in the air and you even have a bit of time before picking out Halloween costumes. Is it really a …
Read More

Take 40% Off at Nine West
2 years ago

Take 40% Off at Nine West

Take 40 percent off your purchase at Nine West. Just, spend more than $125 and receive 40 percent off the highest priced item. No promo needed, and the sale is good …
Read More

30% Off Kids Clothing at Crazy 8
2 years ago

30% Off Kids Clothing at Crazy 8

It’s Crazy 8’s birthday! Time to celebrate with 30 percent off all regular priced items, no promo code needed. This deal is good online only.

Take 40% Off at Old Navy
2 years ago

Take 40% Off at Old Navy

Old Navy is offering 40 percent off any one item, plus an additional 20 percent off your entire order. Use promo code AWESOME at checkout. This discount is good online only.

Extra 30% Off at Gilt
2 years ago

Extra 30% Off at Gilt

In the market for some designer duds? Gilt Groupe is offering an extra 30 percent off. Use promo code EXTRA30 at checkout. Happy shopping!

25% Off at Bloomingdale’s
2 years ago

25% Off at Bloomingdale’s

It’s friends and family at time at Bloomingdale’s. Take 25 percent off almost everything by using promo code FRIENDS at checkout. Shop online today through Oct. 4.

Extra 30% Off at Old Navy
2 years ago

Extra 30% Off at Old Navy

Take an extra 30 percent off your purchase at Old Navy, plus free shipping for any order over $25. Use promo code OURSTYLE at checkout.

Extra 15% Off Local Deals at Groupon
2 years ago

Extra 15% Off Local Deals at Groupon

Groupon is offering a flash sale. Take 15 percent off all local food and drink; just use promo code TASTE at checkout. You can use the promo code up to three times …
Read More

Top