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Posts By Jack Ryder

Latest Posts | By Jack Ryder
50 and No Nest Egg: What’s a Girl to Do?
5 days ago

50 and No Nest Egg: What’s a Girl to Do?

There are a few facts in life that we cannot avoid. One, we are all born to grow old. Two, we’re expected to pay taxes. And three, if you don’t …
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How to Fill Out a Money Order
1 week ago

How to Fill Out a Money Order

A money order is a form of currency that can be used to pay for various goods and services to those individuals and businesses that will accept them. Similar to …
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OppLoans Review
2 weeks ago

OppLoans Review

Ever wanted to take out a loan, but felt unsure about which companies would give you the best rates? Applying for a loan shouldn’t be a frustrating and painful experience, …
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Just Married? How to Handle Your Taxes
2 weeks ago

Just Married? How to Handle Your Taxes

If you got married this year, the IRS won’t be sending you a card, but you might be able to get a break on your taxes. Here’s what you need …
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Best Credit Repair Companies Reviews
3 weeks ago

Best Credit Repair Companies Reviews

With so many scam credit repair services out there, it is hard to know which one is the best credit repair company. Will they really repair your credit? Are they …
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5 Tips for Paying Off Student Loan Debt
3 weeks ago

5 Tips for Paying Off Student Loan Debt

Today’s college graduates are taking with them more student loan debt than ever before. While student loan debt can seem like it’s going to follow you around until retirement, there …
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Best Tax Service Reviews
4 weeks ago

Best Tax Service Reviews

Filing taxes can be confusing. Can you deduct healthcare expenses? What are the rules about claiming dependent children? With all of the highly specific regulations, tax preparation is its own …
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E-File Tax Service Review
4 weeks ago

E-File Tax Service Review

Efile.com is one of the many online preparation websites that is authorized to file tax returns by the Internal Revenue Service (IRS). The company is based in Fairfax, VA, and …
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SoFi Loans Review

SoFi is an up-and-coming star in the world of online loans, and rightfully so. SoFi is best known for its student loan refinancing options, which generally have lower interest rates …
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Retirement Savings: What Age Should You Plan to Die?
1 month ago

Retirement Savings: What Age Should You Plan to Die?

The good news is that people are living longer, but the bad news is that many of us are financially unprepared for these longer lives. In fact, many people assume …
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What Is Debt Settlement?
1 month ago

What Is Debt Settlement?

With the holidays over and the leftovers gone, its time to deal with the outcome of all that shopping and gift giving — the bills. In the midst of the …
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What Are Binary Options?
1 month ago

What Are Binary Options?

Binary options, also sometimes referred to as digital options or fixed-return options, are nothing new in the world of stock options. They have remained largely unnoticed or untouched by the …
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Teenagers More Worried About Financial Security than the Environment
2 months ago

Teenagers More Worried About Financial Security than the Environment

A 28-year study has shown that money worries are increasingly keeping teenagers awake at night. In fact, financial stress is outweighing fears about the environment and global war. Back in …
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Best Credit Moves to Make in the New Year
2 months ago

Best Credit Moves to Make in the New Year

The beginning of the year is the perfect time to take stock of your finances to make sure you are on track for the year, especially after spending so much …
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How to Take Advantage of the New Digital Economy
2 months ago

How to Take Advantage of the New Digital Economy

Many people are used to the idea of a nine-to-five job. For decades, such jobs have provided steady income, and often, benefits such as health insurance and retirement plans. However, …
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The Benefits of Online Loans
3 months ago

The Benefits of Online Loans

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to …
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Holiday Gift Guide for the Design-Obsessed
3 months ago

Holiday Gift Guide for the Design-Obsessed

What do you get for the discerning designer whose life is dedicated to tracking and setting trends? From cute to classy and fun to functional, we’ll show you the latest …
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Why You Should Invest in Your Child’s Future Now
4 months ago

Why You Should Invest in Your Child’s Future Now

Today’s economy isn’t as bleak as it once was, but rising prices and a tough job market still make it difficult for many young people to make a good living, …
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5 ‘Out of the Box’ Investments to Help With Your Retirement
4 months ago

5 ‘Out of the Box’ Investments to Help With Your Retirement

Whether retirement feels right around the corner or miles away, it’s never too late to start investing for the future. If you’re looking for a few unique ways to begin …
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5 Financial Mistakes You Made in Your Twenties – And How to Fix Them
4 months ago

5 Financial Mistakes You Made in Your Twenties – And How to Fix Them

Financial finesse often comes with age and experience. This later-in-life refinement often means you made some less-than-stellar money decisions in your younger years. The following are five financial mistakes you …
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5 Ways to Help You Get Rid of Credit Card Debt for Good
4 months ago

5 Ways to Help You Get Rid of Credit Card Debt for Good

Credit card debt is something that can sneak up on you and then never go away. You can suddenly find yourself carrying one or more balances and only making minimum …
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The Personal Loans Handbook for Good or Bad Credit
4 months ago

The Personal Loans Handbook for Good or Bad Credit

Getting a personal loan can be a struggle, especially if you have bad credit. Even if you have good credit, finding a personal loan that fits your needs and won’t …
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6 Painless Ways to Save More Money
4 months ago

6 Painless Ways to Save More Money

If you’re struggling to save money, you’re certainly not alone. An estimated 46 percent of Americans would struggle to cover a $400 expense in an emergency. For many, stocking away …
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UpStart Review

Recent college graduates and other “newbies” to the loan world may find that their lending options are more than slightly limited. Whether you have bad credit or no credit at …
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OnDeck Review

Sometimes, running a small business requires an extra or initial investment in order to get started. OnDeck is a business loan service that provides funding for businesses just for this …
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TD Ameritrade Review

TD Ameritrade is a well-known online brokerage firm that offers a wide range of investment options, including common and preferred stocks, mutual funds, futures, exchange traded funds (ETFs), options trades, …
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Accredited Debt Relief Review

Each year, millions of Americans face serious financial challenges and seek professional assistance with debt management. If you’re feeling overextended and want debt relief solutions, you’ll find countless organizations designed …
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FutureAdvisor Review

Our FutureAdvisor review: FutureAdvisor receives constant accolades from the financial community due to its proven approach to maximizing returns on investment funds. CNN Money added this investment management firm to its …
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Your Cheat Sheet for the Best Credit Cards on the Market
5 months ago

Your Cheat Sheet for the Best Credit Cards on the Market

Shopping around for the right credit card can be a headache. In order to find the right card or cards for you, you’ll need to consider everything from your current …
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Here One Minute, Gone the Next: Why Lottery Winners Often End Up Broke
5 months ago

Here One Minute, Gone the Next: Why Lottery Winners Often End Up Broke

If you were asked to guess what could increase your chance of substance abuse, divorce, depression, suicide and even falling victim to murder, you might not answer with winning a …
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How to Fix Your Budgeting Weak Spots
5 months ago

How to Fix Your Budgeting Weak Spots

If you’re serious about getting your financial life in order, your first step is to make a budget. If you haven’t made one yet, stop everything and get cracking with …
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How to Cash Checks Without a Bank Account
5 months ago

How to Cash Checks Without a Bank Account

More than 37 million people in the United States do not have a bank account, which puts them in a difficult situation if they receive checks. The unbanked population has …
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5 Great Gifts for Aging Parents
5 months ago

5 Great Gifts for Aging Parents

While it’s difficult to know what to buy your parents as they get older, it’s still possible to show your love for them with just the right gift for a …
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What to Expect When You File for Bankruptcy
5 months ago

What to Expect When You File for Bankruptcy

Filing for bankruptcy isn’t quick or easy, but it may be your wisest option if you have consumer debt that’s ballooning out of control. Bankruptcy laws were created in order …
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Are Beauty Box Services Worth the Price?
5 months ago

Are Beauty Box Services Worth the Price?

Not long ago, shopping for cosmetics meant strolling drugstore aisles, consulting with department store representatives, or attending Mary Kay parties. You found your favorites (that brown lipstick from the ’90s …
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Is a Certificate of Deposit Right for You?
6 months ago

Is a Certificate of Deposit Right for You?

A certificate of deposit (CD) is a type of investment which is similar to a traditional deposit. With a CD, you place a certain amount of money into an account …
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What any Broke College Student Should Have
6 months ago

What any Broke College Student Should Have

Growing up is never easy, but you will have to become an adult one day. If you take the time now to get your financial house in order, you’ll have …
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Top 4 Ways to Increase Your Retirement Savings
6 months ago

Top 4 Ways to Increase Your Retirement Savings

When you first enter the workforce, retirement is often the last thing on your mind. After all, you have decades before it will be around the corner. If you wait …
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Optionshouse Review

Of all the online trading platforms that offer investing options, Optionshouse is the best all-around service. It has a low cost combined with a plethora of options for investing, as …
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CashNetUSA Review

Our CashNetUSA review: CashNetUSA is one of the biggest names in payday loans, giving it the experience and backing to fully support their customers. Founded in 2003, CashNetUSA is one …
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Betterment vs. Wealthfront: Which is Best for Investing?
6 months ago

Betterment vs. Wealthfront: Which is Best for Investing?

Automated investing is become more popular since so many people are interested in saving for their future but generally have very little knowledge about investing. This is where investing services …
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3 Most Expensive Ways to Spend Your Weekend
6 months ago

3 Most Expensive Ways to Spend Your Weekend

The weekend gives you time to have fun with your friends and family. Unfortunately, a lot of those fun activities cost quite a bit of money. If you’re trying to …
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5 Small Green Living Changes You can Make Right now
6 months ago

5 Small Green Living Changes You can Make Right now

For many people, green living does not happen overnight. Instead, it occurs through a series of small changes until, one day, you are living green and loving it. To get …
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Wanderlust or Bust: 4 Global Destinations Fit for a $500 Monthly Budget
6 months ago

Wanderlust or Bust: 4 Global Destinations Fit for a $500 Monthly Budget

Living abroad can seem like a dream when you’re short on cash, but there are more affordable places than you may think. Housing costs tend to make up the majority …
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3 Things to do Instead of Canceling Your Credit Card
6 months ago

3 Things to do Instead of Canceling Your Credit Card

If you’re struggling to find the self-discipline you need to avoid running up high credit card bills, you may be tempted to call the card issuer and cancel your credit …
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Best Back-to-School Shopping Tips
6 months ago

Best Back-to-School Shopping Tips

Are you looking forward to re-entering the predictable routine of the school year? Before you can kiss your taller-than-ever children and send them off to their new classrooms, you have …
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Motif Investing Review

Motif Investing offers one of the more exciting and diverse ways to auto-invest, making it very popular at the moment. It focuses on investing in motifs, which are groupings of …
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Firstrade Review

Firstrade is an underrated investment site, but offers a lot of the same value as larger sites like E*TRADE with a more personal experience. It also offers one of the …
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Betterment Review

Betterment is a great tool for beginner investors or those who trust the experts to do the heavy lifting. It’s a long-term investment site that automates your investments for you. …
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5 Ways to Save on Baby Items in the First Year
7 months ago

5 Ways to Save on Baby Items in the First Year

Although your infant is a tremendous blessing, raising babies can be overwhelming and costly. Sleepless nights, fussy babies and the enormous change in your lifestyle can tempt you to ignore …
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4 Mortgages that Require Little to no Down Payment
7 months ago

4 Mortgages that Require Little to no Down Payment

At long last, you have arrived at a time in your life when home buying is the logical next step. Furnishing your new home with furniture, décor and appliances can …
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3 Ways You’ll Never Get Out of Debt
7 months ago

3 Ways You’ll Never Get Out of Debt

People go into debt for many reasons. Common ones include house mortgages, student loans and credit cards. In fact, becoming stuck in debt is pretty easy. Getting out? Not so …
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Answers to Investment Questions You are Afraid to Ask
7 months ago

Answers to Investment Questions You are Afraid to Ask

You can certainly find a gazillion articles online about how to invest your money wisely, but if you’re truly inexperienced, you may be left with investment questions so basic you’re …
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How to Determine how Much car You can Afford
7 months ago

How to Determine how Much car You can Afford

If you’re in the market for a new car, it’s essential to set a firm budget for yourself before you walk into a car dealership. Having a realistic idea of …
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Sky Blue Credit Repair Review
7 months ago

Sky Blue Credit Repair Review

Sky Blue is the most affordable and reliable credit repair option that we looked at. Sky Blue has streamlined their credit repair service so that they offer strictly credit repair …
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Managing Debt While You are Unemployed
7 months ago

Managing Debt While You are Unemployed

Debt is always a concern, but when you are unemployed it can seem like an insurmountable obstacle. You can’t escape your financial obligations, and if you fail to meet them, …
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How to Save on Caring for Your Pet
7 months ago

How to Save on Caring for Your Pet

Whether your special companion is a cockatoo or a cocker spaniel, you’ll do whatever it takes to keep them healthy and happy. Unfortunately, your dedication can put stress on a …
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4 Frugal Home Remedies for Stress
7 months ago

4 Frugal Home Remedies for Stress

Regardless of who you are or what you do, stress is a part of your life. Sources of stress can come from your friends, family or your job. Too much …
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Lexington Law Credit Repair Review

LEXINGTON LAW CREDIT REPAIR Sign Up

  • Price: Lexington Law Credit Repair actually has three different tiers of service, which cost $79.95/month, $99.95/month or $119.95/month, depending on the …
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How a Credit Card Balance Can Affect Your Credit Score
9 months ago

How a Credit Card Balance Can Affect Your Credit Score

Credit scores are used as an indicator of your financial responsibility, and having a high score can mean being approved to rent an apartment, paying less interest on an auto …
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How to Make More Money by Closing Your Savings Account
9 months ago

How to Make More Money by Closing Your Savings Account

Closing your savings account could be one of the best things you do to make more money. Savings accounts are popular because the money is there when needed. However, the …
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Best Credit Card for Everyday Expenses
10 months ago

Best Credit Card for Everyday Expenses

Most people think of credit cards as an extra source of income they can use when they don’t have cash in the bank, but in reality, credit cards can be …
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4 Insurance Mistakes People Make
10 months ago

4 Insurance Mistakes People Make

Nobody likes paying for insurance every month, whether it’s health, auto, life or another type of insurance. Because you realize that having insurance for these things is a necessity, you …
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Should You Keep Your Money Separated After Marriage?
10 months ago

Should You Keep Your Money Separated After Marriage?

One of the top issues that can cause friction in a marriage is money. Couples who haven’t taken the time before marriage to discuss how they will handle their finances …
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How to Reach Financial Security by 30
10 months ago

How to Reach Financial Security by 30

Are you in your 20s, putting together the foundation of your future and wondering about how to start building financial security? Congratulations: Being young and at the beginning of your …
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Which Debt Should You Pay First?
10 months ago

Which Debt Should You Pay First?

There are two general schools of thought when it comes to which debt you should pay first. Neither way of thinking is better than the other. The approach you take …
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Alternatives to the Cell Phone Contract
10 months ago

Alternatives to the Cell Phone Contract

These days it is hard to imagine not having a cell phone, but many people become frustrated with their carriers and want to avoid a contract that locks them in …
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Car Insurance Coverage You may not Need
10 months ago

Car Insurance Coverage You may not Need

You’re required to carry auto insurance if you drive a car, but not all auto insurance policies are the same. Insurance agents may present you with a package that includes …
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Money Tips You can Learn by Traveling Abroad
10 months ago

Money Tips You can Learn by Traveling Abroad

Traveling abroad offers new experiences and can be a lot of fun. It can also be a learning experience. While there are many ways to travel on the cheap, you …
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4 Things that Impact Your Credit Score the Most
10 months ago

4 Things that Impact Your Credit Score the Most

Most people find it difficult to get a competitive loan for a large purchase, such as a home, new furniture or a car unless they have an excellent credit score. …
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5 Addictions that Will Cost You the Most Money
10 months ago

5 Addictions that Will Cost You the Most Money

Addiction is always expensive, no matter what you’re addicted to. Some of the most expensive compulsive behaviors carry with them annual price tags in the tens of thousands of dollars. …
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Best Ways to Negotiate a Better Credit Card Interest Rate
10 months ago

Best Ways to Negotiate a Better Credit Card Interest Rate

Lowering your credit card interest rate could save you hundreds or even thousands of dollars. If you owe $15,762, the average amount for a household in the United States, then …
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3 Surprising Ways People go into Debt
10 months ago

3 Surprising Ways People go into Debt

Today, many Americans have common types of debt such as high credit card bills, debt from medical expenses and student loans that seem to take forever to pay off.

But you …
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What Happens to Your Mortgage When You get Divorced
10 months ago

What Happens to Your Mortgage When You get Divorced

Divorce robs you of more than your spouse, a fact that becomes clear when you are in the midst of the unpleasant legal process. You are forced to negotiate financial details …
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Are Balance Transfers Worth it?
11 months ago

Are Balance Transfers Worth it?

When you have several credit cards, all with balances due, it can be a struggle to pay everything on time. Even when your continuing balance is fairly low on each …
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Quickest Ways to Fix Your Credit Score
11 months ago

Quickest Ways to Fix Your Credit Score

The majority of people don’t really think about their credit score. That is, they don’t think about it until it is time to buy a house or apply for a …
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Best Credit Cards for Paying Your Taxes
11 months ago

Best Credit Cards for Paying Your Taxes

The tax deadline has been extended this year until April 18, but some people might still have issues paying their taxes on time. Some people don’t know that you can …
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Why Your Kids Should be Investing in Their Retirement
11 months ago

Why Your Kids Should be Investing in Their Retirement

While not all kids will be thrilled to learn about investment principles and their importance for retirement, teaching them early can pay off both financially and educationally. Thankfully, there are …
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4 Freebies Everyone Should Take Advantage Of
11 months ago

4 Freebies Everyone Should Take Advantage Of

Everyone loves getting free stuff, right? From free samples of groceries and household items to free flights and hotels, the Internet is full of ways to get rewarded with free …
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Things to Pack to Keep Your Vacation Thrifty
11 months ago

Things to Pack to Keep Your Vacation Thrifty

Taking spring trips is a great way to explore the world and recharge after a long winter indoors. Traveling, however, can cost a lot of money. This year, make sure …
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3 Kitchen Items that can Save You Money
11 months ago

3 Kitchen Items that can Save You Money

Kitchen items can seem expensive, but several of them can actually help you save money over time. If you’re trying to lower your family’s food and beverage budget, make sure …
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How to do Disney World on a Budget
11 months ago

How to do Disney World on a Budget

Have you always wanted to do Disney World, but the costs seemed overwhelming? Maybe you’ve already gone once and want to do it again, but this time you can’t be …
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Should You Fix Your Car Again or Buy a New One?
11 months ago

Should You Fix Your Car Again or Buy a New One?

If you’ve owned your car for a number of years, you probably love it, and would hate to part with it. You’ve probably also spent plenty of money to keep …
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What You Need to do to Build Credit
11 months ago

What You Need to do to Build Credit

Having good credit is important for everything from getting a home or car loan to renting an apartment or paying for cable television services. If you already have good credit, …
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Best Trips to Take in the Spring
11 months ago

Best Trips to Take in the Spring

When the tell-tale signs of spring first blossom each year, your thoughts may naturally turn to spring cleaning and making plans to vacation once summer arrives. But, spring can actually …
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4 IRA Mistakes Everyone Makes
11 months ago

4 IRA Mistakes Everyone Makes

Opening an IRA is one of the smartest ways to lower your tax burden and save money for retirement. Unfortunately, a lot of people make mistakes with their IRAs. Avoid …
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4 Tips on How to Save on Car Rentals
11 months ago

4 Tips on How to Save on Car Rentals

Renting a car is often the easiest, most affordable way to travel. Just because it’s relatively cheap, though, doesn’t mean you shouldn’t look for extra ways to save money. Before …
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3 Simple Ways to Tell if You are Buying a Money Pit
11 months ago

3 Simple Ways to Tell if You are Buying a Money Pit

Buying a home is exciting, but there’s always a chance you’re getting in over your head. Plenty of people think they’re getting great deals, only to discover that they have …
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Best Green Appliances That Can Help You Save Money
11 months ago

Best Green Appliances That Can Help You Save Money

Buying green appliances can cost a little more, but they help you save money over time by reducing how much you spend on gas and electricity. If you’re interested in …
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4 Ways to Save on March Madness Parties
11 months ago

4 Ways to Save on March Madness Parties

March Madness is one of the most exciting times of the year for college basketball fans. Hosting a March Madness party will give you and your friends a chance to …
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3 Mistakes Young Adults Make Doing Their Taxes
12 months ago

3 Mistakes Young Adults Make Doing Their Taxes

The availability of easy-to-use tax and accounting software has made it commonplace for many young adults to file their own taxes each year. In addition to the savings gained by …
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Which Airlines Have the Best Free Perks?
12 months ago

Which Airlines Have the Best Free Perks?

When people look for an airline ticket, usually their top concern is price. While price is no doubt a factor for many, certain airlines offer free perks that you shouldn’t …
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Leasing vs. Buying Cars: Which is a Better Option?
12 months ago

Leasing vs. Buying Cars: Which is a Better Option?

Buying a car and leasing a car both have pros and cons. While one might be a good decision for someone else, it might not be the right one for …
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Secrets to a Strong Financial Marriage
12 months ago

Secrets to a Strong Financial Marriage

A strong financial foundation is not just the difference between a good marriage and a contentious marriage; it could determine if your marriage will last at all. Ongoing fights about …
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How Credit Scoring Will Change in the Coming Years
12 months ago

How Credit Scoring Will Change in the Coming Years

There’s no doubt that consumers and government officials are more than ready to see changes in how credit scores are determined. In fact, a settlement in 2015 between New York …
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How to Survive Without a Bank Account
12 months ago

How to Survive Without a Bank Account

Conducting daily life without a bank account is becoming trickier as more and more transactions move online, but many people still find a way to successfully manage it. According to …
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Should You Take on a Mortgage While You Still Have Student Loan Debt?
12 months ago

Should You Take on a Mortgage While You Still Have Student Loan Debt?

You borrowed money to go to school in order to build the foundation of a successful and fulfilled life. Now that you’ve achieved your educational goals, you may feel ready …
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Why You Shouldn’t Get Your Tax Return on a Prepaid Card
12 months ago

Why You Shouldn’t Get Your Tax Return on a Prepaid Card

If you’re among the 80 percent of taxpayers who file their returns electronically, you’ve probably noticed that your tax preparation website now advertises the option of receiving your tax refund …
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4 Times it is Smart to go Into Debt
12 months ago

4 Times it is Smart to go Into Debt

Going into debt is usually a bad idea, but in certain cases, going into debt is a sound financial decision that can help you achieve key goals in life. Here …
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The Pros of Using Robo-Advisor Investing Sites
1 year ago

The Pros of Using Robo-Advisor Investing Sites

Robo-advisor investing sites offer many advantages compared to working with an in-person financial advisor or taking a do-it-yourself approach. Such sites aim to foster a fun, easy and budget-friendly investing …
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