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Posts By Jack Ryder

Latest Posts | By Jack Ryder
4 Side Hustles That Can Make You Extra Money
6 days ago

4 Side Hustles That Can Make You Extra Money

Whether you want to save for an upcoming vacation or just need to cover unexpected expenses, there comes a time when investing your time in a side hustle makes the …
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Best Online IRAs for 2017
2 weeks ago

Best Online IRAs for 2017

Opening an Individual Retirement Account (IRA) is one of the most recommended steps for people of any age to take in preparation for retirement, whether that day is decades away …
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How to Make Household Items Last Longer
3 weeks ago

How to Make Household Items Last Longer

Making household items last longer gives you a chance to save money and pad your budget. Many of the following tips take little to no effort. In fact, they can …
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How to Spring Clean Your Finances
3 weeks ago

How to Spring Clean Your Finances

Spring cleaning doesn’t just entail a series of chores you perform in your home or your yard. Your finances need to be checked, given a dust-off, aired out and wiped …
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3 Places to Go This Summer on the Cheap
4 weeks ago

3 Places to Go This Summer on the Cheap

When your travel plans threaten to wreak havoc on your budget, you may need to make some key changes to keep your finances in line. Luckily, if you look carefully …
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RealtyShares Review: What Exactly Is Crowdfunding Investment?
4 weeks ago

RealtyShares Review: What Exactly Is Crowdfunding Investment?

Online real estate investments make up an essential part of the functionality of any real estate vehicle. As the real estate industry undergoes the same technological changes that other industries …
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LendKey Review: A New Option for Education Financing
1 month ago

LendKey Review: A New Option for Education Financing

College is an expensive prospect for most students, who often spend years paying off their education. Traditional finance options, including federal loans, private loans, scholarships and grants, can bridge the …
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Little Known Facts About Identity Theft
1 month ago

Little Known Facts About Identity Theft

Identity theft continues to soar at alarming rates. From credit card fraud to unauthorized data breaches, identity-related crimes continue to spiral out of control. According to industry monitors, over 91 …
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What To Do if You Are Forced to Retire
2 months ago

What To Do if You Are Forced to Retire

With the continued downsizing of companies, in addition to various small businesses getting bought out by major corporations, more and more baby boomers are being forced into retirement before they …
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How Much House Can You Afford?
2 months ago

How Much House Can You Afford?

If there’s one thing that first-time home buyers are always asking their mortgage broker, it’s this question: “How much house can we afford?”

And while, in theory, it would be …
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3 Smart Last-Minute Tax Tips to Help You Save
2 months ago

3 Smart Last-Minute Tax Tips to Help You Save

As the deadline for filing your taxes approaches, you may find yourself in a cold sweat as you try to identify ways to reduce your overall tax obligations. Luckily, you …
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Freedom Debt Relief vs. National Debt Relief: Which Is Best?
2 months ago

Freedom Debt Relief vs. National Debt Relief: Which Is Best?

If you are overwhelmed by debt, you might consider hiring a debt settlement company to help you. Debt settlement companies negotiate payments with each of your creditors. You then pay …
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5 Budget Ideas for Spenders
2 months ago

5 Budget Ideas for Spenders

Everyone needs a budget. Without one, your household finances can quickly fall apart, leading to late bill payments, bank account overdrafts and financial stress. While it’s easy enough to put …
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7 Creative Ways to Save on Car Insurance
2 months ago

7 Creative Ways to Save on Car Insurance

Car insurance can be expensive, especially if you don’t know what coverage you need. If you are looking for ways to cut down on how much you are paying on …
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Tips for Saving Money in the New Year
2 months ago

Tips for Saving Money in the New Year

A new year often means a new focus. You might resolve to lose some weight, get to the gym more often, spend more time with family or save more money. …
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50 and No Nest Egg: What’s a Girl to Do?
2 months ago

50 and No Nest Egg: What’s a Girl to Do?

There are a few facts in life that we cannot avoid. One, we are all born to grow old. Two, we’re expected to pay taxes. And three, if you don’t …
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How to Fill Out a Money Order
2 months ago

How to Fill Out a Money Order

A money order is a form of currency that can be used to pay for various goods and services to those individuals and businesses that will accept them. Similar to …
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OppLoans Review
3 months ago

OppLoans Review

Ever wanted to take out a loan, but felt unsure about which companies would give you the best rates? Applying for a loan shouldn’t be a frustrating and painful experience, …
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Just Married? How to Handle Your Taxes
3 months ago

Just Married? How to Handle Your Taxes

If you got married this year, the IRS won’t be sending you a card, but you might be able to get a break on your taxes. Here’s what you need …
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Best Credit Repair Companies Reviews 2017
3 months ago

Best Credit Repair Companies Reviews 2017

With so many scam credit repair services out there, it is hard to know which one is the best credit repair company. Will they really repair your credit? Are they …
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5 Tips for Paying Off Student Loan Debt
3 months ago

5 Tips for Paying Off Student Loan Debt

Today’s college graduates are taking with them more student loan debt than ever before. While student loan debt can seem like it’s going to follow you around until retirement, there …
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Best Tax Service Reviews
3 months ago

Best Tax Service Reviews

Filing taxes can be confusing. Can you deduct healthcare expenses? What are the rules about claiming dependent children? With all of the highly specific regulations, tax preparation is its own …
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E-File Tax Service Review
3 months ago

E-File Tax Service Review

Efile.com is one of the many online preparation websites that is authorized to file tax returns by the Internal Revenue Service (IRS). The company is based in Fairfax, VA, and …
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SoFi Loans Review

SoFi is an up-and-coming star in the world of online loans, and rightfully so. SoFi is best known for its student loan refinancing options, which generally have lower interest rates …
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Retirement Savings: What Age Should You Plan to Die?
3 months ago

Retirement Savings: What Age Should You Plan to Die?

The good news is that people are living longer, but the bad news is that many of us are financially unprepared for these longer lives. In fact, many people assume …
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What is Debt Settlement?
3 months ago

What is Debt Settlement?

With the holidays over and the leftovers gone, it’s time to deal with the outcome of all that shopping and gift giving — the bills. In the midst of the …
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What Are Binary Options?
4 months ago

What Are Binary Options?

Binary options, also sometimes referred to as digital options or fixed-return options, are nothing new in the world of stock options. They have remained largely unnoticed or untouched by the …
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Teenagers more Worried About Financial Security than the Environment
4 months ago

Teenagers more Worried About Financial Security than the Environment

A 28-year study by a Swedish university has shown that money worries are increasingly keeping teenagers awake at night. In fact, financial stress is outweighing fears about the environment and …
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Best Credit Moves to Make in the New Year
4 months ago

Best Credit Moves to Make in the New Year

The beginning of the year is the perfect time to take stock of your finances to make sure you are on track for the year, especially after spending so much …
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How to Take Advantage of the New Digital Economy
4 months ago

How to Take Advantage of the New Digital Economy

Many people are used to the idea of a nine-to-five job. For decades, such jobs have provided steady income, and often, benefits such as health insurance and retirement plans. However, …
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The Benefits of Online Loans
5 months ago

The Benefits of Online Loans

In the past, if you needed a loan for your car, home improvements or to consolidate your credit cards, you would need to get dressed up and head down to …
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Holiday Gift Guide for the Design-Obsessed
5 months ago

Holiday Gift Guide for the Design-Obsessed

What do you get for the discerning designer whose life is dedicated to tracking and setting trends? From cute to classy and fun to functional, we’ll show you the latest …
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Why You Should Invest in Your Child’s Future Now
6 months ago

Why You Should Invest in Your Child’s Future Now

Today’s economy isn’t as bleak as it once was, but rising prices and a tough job market still make it difficult for many young people to make a good living, …
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5 ‘Out of the Box’ Investments to Help With Your Retirement
6 months ago

5 ‘Out of the Box’ Investments to Help With Your Retirement

Whether retirement feels right around the corner or miles away, it’s never too late to start investing for the future. If you’re looking for a few unique ways to begin …
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5 Financial Mistakes You Made in Your Twenties – And How to Fix Them
6 months ago

5 Financial Mistakes You Made in Your Twenties – And How to Fix Them

Financial finesse often comes with age and experience. This later-in-life refinement often means you made some less-than-stellar money decisions in your younger years. The following are five financial mistakes you …
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5 Ways to Help You Get Rid of Credit Card Debt for Good
6 months ago

5 Ways to Help You Get Rid of Credit Card Debt for Good

Credit card debt is something that can sneak up on you and then never go away. You can suddenly find yourself carrying one or more balances and only making minimum …
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The Personal Loans Handbook for Good or Bad Credit
7 months ago

The Personal Loans Handbook for Good or Bad Credit

Getting a personal loan can be a struggle, especially if you have bad credit. Even if you have good credit, finding a personal loan that fits your needs and won’t …
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6 Painless Ways to Save More Money
7 months ago

6 Painless Ways to Save More Money

If you’re struggling to save money, you’re certainly not alone. An estimated 46 percent of Americans would struggle to cover a $400 expense in an emergency. For many, stocking away …
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UpStart Review

Recent college graduates and other “newbies” to the loan world may find that their lending options are more than slightly limited. Whether you have bad credit or no credit at …
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OnDeck Review

Sometimes, running a small business requires an extra or initial investment in order to get started. OnDeck is a business loan service that provides funding for businesses just for this …
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TD Ameritrade Review

TD Ameritrade is a well-known online brokerage firm that offers a wide range of investment options, including common and preferred stocks, mutual funds, futures, exchange traded funds (ETFs), options trades, …
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Accredited Debt Relief Review

Each year, millions of Americans face serious financial challenges and seek professional assistance with debt management. If you’re feeling overextended and want debt relief solutions, you’ll find countless organizations designed …
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FutureAdvisor Review

Our FutureAdvisor review: FutureAdvisor receives constant accolades from the financial community due to its proven approach to maximizing returns on investment funds. CNN Money added this investment management firm to its …
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Your Cheat Sheet for the Best Credit Cards on the Market
7 months ago

Your Cheat Sheet for the Best Credit Cards on the Market

Shopping around for the right credit card can be a headache. In order to find the right card or cards for you, you’ll need to consider everything from your current …
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Here One Minute, Gone the Next: Why Lottery Winners Often End Up Broke
7 months ago

Here One Minute, Gone the Next: Why Lottery Winners Often End Up Broke

If you were asked to guess what could increase your chance of substance abuse, divorce, depression, suicide and even falling victim to murder, you might not answer with winning a …
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How to Fix Your Budgeting Weak Spots
7 months ago

How to Fix Your Budgeting Weak Spots

If you’re serious about getting your financial life in order, your first step is to make a budget. If you haven’t made one yet, stop everything and get cracking with …
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How to Cash Checks Without a Bank Account
7 months ago

How to Cash Checks Without a Bank Account

More than 37 million people in the United States do not have a bank account, which puts them in a difficult situation if they receive checks. The unbanked population has …
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5 Great Gifts for Aging Parents
7 months ago

5 Great Gifts for Aging Parents

While it’s difficult to know what to buy your parents as they get older, it’s still possible to show your love for them with just the right gift for a …
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What to Expect When You File for Bankruptcy
8 months ago

What to Expect When You File for Bankruptcy

Filing for bankruptcy isn’t quick or easy, but it may be your wisest option if you have consumer debt that’s ballooning out of control. Bankruptcy laws were created in order …
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Are Beauty Box Services Worth the Price?
8 months ago

Are Beauty Box Services Worth the Price?

Not long ago, shopping for cosmetics meant strolling drugstore aisles, consulting with department store representatives, or attending Mary Kay parties. You found your favorites (that brown lipstick from the ’90s …
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Is a Certificate of Deposit Right for You?
8 months ago

Is a Certificate of Deposit Right for You?

A certificate of deposit (CD) is a type of investment which is similar to a traditional deposit. With a CD, you place a certain amount of money into an account …
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What any Broke College Student Should Have
8 months ago

What any Broke College Student Should Have

Growing up is never easy, but you will have to become an adult one day. If you take the time now to get your financial house in order, you’ll have …
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Top 4 Ways to Increase Your Retirement Savings
8 months ago

Top 4 Ways to Increase Your Retirement Savings

When you first enter the workforce, retirement is often the last thing on your mind. After all, you have decades before it will be around the corner. If you wait …
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Optionshouse Review

Of all the online trading platforms that offer investing options, Optionshouse is the best all-around service. It has a low cost combined with a plethora of options for investing, as …
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CashNetUSA Reviews

Our CashNetUSA review: CashNetUSA is one of the biggest names in payday loans, giving it the experience and backing to fully support their customers. Founded in 2003, CashNetUSA is one …
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Betterment vs. Wealthfront: Which is Best for Investing?
8 months ago

Betterment vs. Wealthfront: Which is Best for Investing?

Automated investing is become more popular since so many people are interested in saving for their future but generally have very little knowledge about investing. This is where investing services …
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3 Most Expensive Ways to Spend Your Weekend
8 months ago

3 Most Expensive Ways to Spend Your Weekend

The weekend gives you time to have fun with your friends and family. Unfortunately, a lot of those fun activities cost quite a bit of money. If you’re trying to …
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5 Small Green Living Changes You can Make Right now
8 months ago

5 Small Green Living Changes You can Make Right now

For many people, green living does not happen overnight. Instead, it occurs through a series of small changes until, one day, you are living green and loving it. To get …
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Wanderlust or Bust: 4 Global Destinations Fit for a $500 Monthly Budget
9 months ago

Wanderlust or Bust: 4 Global Destinations Fit for a $500 Monthly Budget

Living abroad can seem like a dream when you’re short on cash, but there are more affordable places than you may think. Housing costs tend to make up the majority …
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3 Things to do Instead of Canceling Your Credit Card
9 months ago

3 Things to do Instead of Canceling Your Credit Card

If you’re struggling to find the self-discipline you need to avoid running up high credit card bills, you may be tempted to call the card issuer and cancel your credit …
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Best Back-to-School Shopping Tips
9 months ago

Best Back-to-School Shopping Tips

Are you looking forward to re-entering the predictable routine of the school year? Before you can kiss your taller-than-ever children and send them off to their new classrooms, you have …
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Motif Investing Review

Motif Investing offers one of the more exciting and diverse ways to auto-invest, making it very popular at the moment. It focuses on investing in motifs, which are groupings of …
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Firstrade Review

Firstrade is an underrated investment site, but offers a lot of the same value as larger sites like E*TRADE with a more personal experience. It also offers one of the …
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Betterment Review

Betterment is a great tool for beginner investors or those who trust the experts to do the heavy lifting. It’s a long-term investment site that automates your investments for you. …
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5 Ways to Save on Baby Items in the First Year
9 months ago

5 Ways to Save on Baby Items in the First Year

Although your infant is a tremendous blessing, raising babies can be overwhelming and costly. Sleepless nights, fussy babies and the enormous change in your lifestyle can tempt you to ignore …
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4 Mortgages that Require Little to no Down Payment
9 months ago

4 Mortgages that Require Little to no Down Payment

At long last, you have arrived at a time in your life when home buying is the logical next step. Furnishing your new home with furniture, décor and appliances can …
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3 Ways You’ll Never Get Out of Debt
9 months ago

3 Ways You’ll Never Get Out of Debt

People go into debt for many reasons. Common ones include house mortgages, student loans and credit cards. In fact, becoming stuck in debt is pretty easy. Getting out? Not so …
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Answers to Investment Questions You are Afraid to Ask
9 months ago

Answers to Investment Questions You are Afraid to Ask

You can certainly find a gazillion articles online about how to invest your money wisely, but if you’re truly inexperienced, you may be left with investment questions so basic you’re …
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How to Determine how Much car You can Afford
9 months ago

How to Determine how Much car You can Afford

If you’re in the market for a new car, it’s essential to set a firm budget for yourself before you walk into a car dealership. Having a realistic idea of …
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Sky Blue Credit Repair Review
9 months ago

Sky Blue Credit Repair Review

Sky Blue is the most affordable and reliable credit repair option that we looked at. Sky Blue has streamlined their credit repair service so that they offer strictly credit repair …
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Managing Debt While You are Unemployed
9 months ago

Managing Debt While You are Unemployed

Debt is always a concern, but when you are unemployed it can seem like an insurmountable obstacle. You can’t escape your financial obligations, and if you fail to meet them, …
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How to Save on Caring for Your Pet
10 months ago

How to Save on Caring for Your Pet

Whether your special companion is a cockatoo or a cocker spaniel, you’ll do whatever it takes to keep them healthy and happy. Unfortunately, your dedication can put stress on a …
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4 Frugal Home Remedies for Stress
10 months ago

4 Frugal Home Remedies for Stress

Regardless of who you are or what you do, stress is a part of your life. Sources of stress can come from your friends, family or your job. Too much …
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Lexington Law Credit Repair Review

LEXINGTON LAW CREDIT REPAIR Sign Up

  • Price: Lexington Law Credit Repair actually has three different tiers of service, which cost $79.95/month, $99.95/month or $119.95/month, depending on the …
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How a Credit Card Balance Can Affect Your Credit Score
12 months ago

How a Credit Card Balance Can Affect Your Credit Score

Credit scores are used as an indicator of your financial responsibility, and having a high score can mean being approved to rent an apartment, paying less interest on an auto …
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How to Make More Money by Closing Your Savings Account
12 months ago

How to Make More Money by Closing Your Savings Account

Closing your savings account could be one of the best things you do to make more money. Savings accounts are popular because the money is there when needed. However, the …
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Best Credit Card for Everyday Expenses
12 months ago

Best Credit Card for Everyday Expenses

Most people think of credit cards as an extra source of income they can use when they don’t have cash in the bank, but in reality, credit cards can be …
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4 Insurance Mistakes People Make
12 months ago

4 Insurance Mistakes People Make

Nobody likes paying for insurance every month, whether it’s health, auto, life or another type of insurance. Because you realize that having insurance for these things is a necessity, you …
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Should You Keep Your Money Separated After Marriage?
12 months ago

Should You Keep Your Money Separated After Marriage?

One of the top issues that can cause friction in a marriage is money. Couples who haven’t taken the time before marriage to discuss how they will handle their finances …
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How to Reach Financial Security by 30
1 year ago

How to Reach Financial Security by 30

Are you in your 20s, putting together the foundation of your future and wondering about how to start building financial security? Congratulations: Being young and at the beginning of your …
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Which Debt Should You Pay First?
1 year ago

Which Debt Should You Pay First?

There are two general schools of thought when it comes to which debt you should pay first. Neither way of thinking is better than the other. The approach you take …
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Alternatives to the Cell Phone Contract
1 year ago

Alternatives to the Cell Phone Contract

These days it is hard to imagine not having a cell phone, but many people become frustrated with their carriers and want to avoid a contract that locks them in …
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Car Insurance Coverage You may not Need
1 year ago

Car Insurance Coverage You may not Need

You’re required to carry auto insurance if you drive a car, but not all auto insurance policies are the same. Insurance agents may present you with a package that includes …
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Money Tips You can Learn by Traveling Abroad
1 year ago

Money Tips You can Learn by Traveling Abroad

Traveling abroad offers new experiences and can be a lot of fun. It can also be a learning experience. While there are many ways to travel on the cheap, you …
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4 Things that Impact Your Credit Score the Most
1 year ago

4 Things that Impact Your Credit Score the Most

Most people find it difficult to get a competitive loan for a large purchase, such as a home, new furniture or a car unless they have an excellent credit score. …
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5 Addictions that Will Cost You the Most Money
1 year ago

5 Addictions that Will Cost You the Most Money

Addiction is always expensive, no matter what you’re addicted to. Some of the most expensive compulsive behaviors carry with them annual price tags in the tens of thousands of dollars. …
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Best Ways to Negotiate a Better Credit Card Interest Rate
1 year ago

Best Ways to Negotiate a Better Credit Card Interest Rate

Lowering your credit card interest rate could save you hundreds or even thousands of dollars. If you owe $15,762, the average amount for a household in the United States, then …
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3 Surprising Ways People go into Debt
1 year ago

3 Surprising Ways People go into Debt

Today, many Americans have common types of debt such as high credit card bills, debt from medical expenses and student loans that seem to take forever to pay off.

But you …
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What Happens to Your Mortgage When You get Divorced
1 year ago

What Happens to Your Mortgage When You get Divorced

Divorce robs you of more than your spouse, a fact that becomes clear when you are in the midst of the unpleasant legal process. You are forced to negotiate financial details …
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Are Balance Transfers Worth it?
1 year ago

Are Balance Transfers Worth it?

When you have several credit cards, all with balances due, it can be a struggle to pay everything on time. Even when your continuing balance is fairly low on each …
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Quickest Ways to Fix Your Credit Score
1 year ago

Quickest Ways to Fix Your Credit Score

The majority of people don’t really think about their credit score. That is, they don’t think about it until it is time to buy a house or apply for a …
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Best Credit Cards for Paying Your Taxes
1 year ago

Best Credit Cards for Paying Your Taxes

The tax deadline has been extended this year until April 18, but some people might still have issues paying their taxes on time. Some people don’t know that you can …
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Why Your Kids Should be Investing in Their Retirement
1 year ago

Why Your Kids Should be Investing in Their Retirement

While not all kids will be thrilled to learn about investment principles and their importance for retirement, teaching them early can pay off both financially and educationally. Thankfully, there are …
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4 Freebies Everyone Should Take Advantage Of
1 year ago

4 Freebies Everyone Should Take Advantage Of

Everyone loves getting free stuff, right? From free samples of groceries and household items to free flights and hotels, the Internet is full of ways to get rewarded with free …
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Things to Pack to Keep Your Vacation Thrifty
1 year ago

Things to Pack to Keep Your Vacation Thrifty

Taking spring trips is a great way to explore the world and recharge after a long winter indoors. Traveling, however, can cost a lot of money. This year, make sure …
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3 Kitchen Items that can Save You Money
1 year ago

3 Kitchen Items that can Save You Money

Kitchen items can seem expensive, but several of them can actually help you save money over time. If you’re trying to lower your family’s food and beverage budget, make sure …
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How to do Disney World on a Budget
1 year ago

How to do Disney World on a Budget

Have you always wanted to do Disney World, but the costs seemed overwhelming? Maybe you’ve already gone once and want to do it again, but this time you can’t be …
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Should You Fix Your Car Again or Buy a New One?
1 year ago

Should You Fix Your Car Again or Buy a New One?

If you’ve owned your car for a number of years, you probably love it, and would hate to part with it. You’ve probably also spent plenty of money to keep …
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What You Need to do to Build Credit
1 year ago

What You Need to do to Build Credit

Having good credit is important for everything from getting a home or car loan to renting an apartment or paying for cable television services. If you already have good credit, …
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Best Trips to Take in the Spring
1 year ago

Best Trips to Take in the Spring

When the tell-tale signs of spring first blossom each year, your thoughts may naturally turn to spring cleaning and making plans to vacation once summer arrives. But, spring can actually …
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