If you find that your wallet seems to be growing empty much more quickly in the summer than in the winter, you aren’t alone. Believe it or not, once the warm weather arises, spending habits increase. There are actually quite a few reasons for this, and if you take care to budget properly and be aware of your spending, then you’ll still be able to enjoy the summer without spending more than you meant to.
Warmer weather means much more to do. There are events and festivals, outings with the family, summer trips to the lake or the beach, camping excursions, outdoor dining, and much more. Being out more also means you pass by retail shops more often as well, and if something catches your eye, you may be tempted to purchase it, even if you don’t necessarily need it.
Warmer weather also makes people happier on a general basis. The happy mood contributes to the desire to shop and spend because purchasing something you like further extends your good mood.
Keeping the yard well maintained and beautiful during the summer months can be costly. From basics such as lawn care products and flowers to more expensive items such as new patio furniture and barbecue grills, the desire to get your yard in good order typically translates to multiple cash expenditures that can add up to big bucks over time.
Additionally, hosting barbecues or summer get-togethers can cost a bit too, from food and drinks to backyard game equipment and more.
The warmer weather is prime time for weddings, and while you may not be planning a wedding, if you are invited to one, then at the very least you are spending money on gifts. If you have to travel, that’s even more expensive.
From simple overnight trips to a quaint seaside town to cruises and family trips to Disneyland, vacations require money.
Expect to spend more in the spring and the summer, and start planning ahead accordingly. Make a list of things you might want or need, such as patio furniture and lawn maintenance, as well as activities and vacations you may be planning.
Consider how much each item might cost, and start saving in advance so that you’ll be better prepared, instead of overreaching your regular monthly budget and coming up short.
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