Saving money can be hard, but living on a budget is a great way to ensure you can pay off debt and live a comfortable lifestyle as well as save for the future. The act of saving can seem daunting, especially for people who enjoy their lifestyles and habits. However, saving money is possible for everyone — and you don’t need to make drastic, life-altering changes to do it. Check out the list below to learn five things you can do every day that can save you money but won’t affect your daily lifestyle.
1. Unplug appliances.
You might not realize it, but appliances use electricity even when you’re not using them. So if you want to save on your electric bills, unplug appliances that don’t need to be plugged in when you leave the house or aren’t using them (not the refrigerator). Good appliances to unplug include the toaster, microwave, television, cell phone chargers, etc.
2. Make your own coffee.
Coffee is a daily habit for most people, and many include going to the local coffee shop as a part of their daily routine. While it doesn’t seem like much, that $3 you spend each day on a cup of joe ends up costing you nearly $1,000 each year. Switch over to making your own coffee at home, and you’ll end up saving hundreds in the long run.
3. Use energy-efficient light bulbs.
Another great way to save money on your electric bill is to switch out your light bulbs. Using LED bulbs or Energy Star certified light bulbs requires less energy to light your house, which means that your electric bill will go down and your savings will go up.
4. Hang out at home.
Rather than meeting your friends for cocktails at a bar or restaurant, have them over to your home. Sure you’ll have to buy food and drinks, but supplying your own refreshments can save you fistfuls of bills per night out. Also, hanging out in your own space can be a nice way to get to know people better, and it’s convenient to not have to go very far to get home at the end of the night.
5. Text with free apps.
Sending texts is a great way to communicate with friends, family and colleagues, but using SMS messages on your phone’s plan uses up your plan’s data. Instead of sending texts, utilize texting apps like WhatsApp that send texts via WiFi. This doesn’t use up any of the data you pay for, and can help ensure you don’t get charged for extra usage or go over your plan.